[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2025060617401306526":3,"related-JP2025060617401306526":29},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"nonVipDescription":16,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":20,"createTime":21,"visitCount":19,"isLiked":19,"realSearch":22,"isRead":19,"productId":23,"isCollected":19,"collectCount":19,"vipExclusive":19,"allowComment":7,"style":24,"likeCount":19,"seoKeywords":16,"articleModuleVoList":25,"extendContentList":26,"noteCount":19,"categoryList":27,"dailyKeywordList":28},10,7313,"1",1,"JP2025060617401306526","1041018",3,"最后 2 天，给自己发个「新年红包」～","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","1个小操作，「躺赚」20天收益～","\u003Cdiv>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">大家好～\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">不知不觉，春节已经越来越近了，年味越来越浓了～\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">年货准备得怎么样了？还有，手里的钱都安排妥当了吗？\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">如果还没有，最后一份龙年节前理财指南可要收好了～\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F8a411654-b26a-45a2-b03e-b88e16264c01.jpg\">\n \u003C\u002Fsection>\n \u003Ch1 style=\"margin-right: 16px;margin-bottom: 16px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">01 钱到哪里去？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh1>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">不管你手里有多少钱，先不要急着行动，咱们先理一理这些钱的归宿。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">拿出我们的理财小帮手——\u003Ca data-itemshowtype=\"0\" data-linktype=\"2\" href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650675041&idx=2&sn=73f7f6ea3aeda2b79651bb7c8989a8a9&scene=21#wechat_redirect\" imgdata=\"null\" imgurl=\"\" linktype=\"text\" tab=\"innerlink\" target=\"_blank\" textvalue=\"财富水池\" style=\"color:#409eff\">\u003Cspan style=\"color: rgb(0, 82, 255);\">财富水池\u003C\u002Fspan>\u003C\u002Fa>。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F40ec31cd-b48a-4057-9fae-f0ff3ee1d662.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">过年期间要用的钱，比如发红包，就放到\u003Cstrong>现金池\u003C\u002Fstrong>；\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">过年期间用不到，但年后可能会用到的钱，比如旅游，放在\u003Cstrong>目标池\u003C\u002Fstrong>；\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">长期不用的钱，比如退休准备金，放在\u003Cstrong>金鹅池\u003C\u002Fstrong>。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">每一个水池的钱都有不同的去处，咱们一起来看一看——\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F05576bd1-b85a-4126-8812-e1ba0fd32aa1.jpg\">\n \u003C\u002Fsection>\n \u003Ch1 style=\"margin-right: 16px;margin-bottom: 16px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">02 赚钱花钱两不误\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh1>\n \u003Cblockquote data-type=\"quote_container\" style=\"-webkit-tap-highlight-color: transparent;margin: 0px 16px;padding-top: 0px;padding-left: 0px;outline: 0px;color: var(--weui-FG-1);letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;\">\u003Cspan style=\"color: var(--weui-FG-1);letter-spacing: 0.544px;font-size: 14px;\">货币基金\u002F银行理财：年化收益2%\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">最晚买入日期：1月23日（周四）15:00前\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;line-height: 2em;\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">起投金额：1元\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 0.544px;color: var(--weui-FG-1);\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">现金池里的钱，因为需要随时取用，最好的选择就是——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"-webkit-tap-highlight-color: transparent;margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cblockquote data-type=\"quote_container\" style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">余额宝\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">理财通\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">银行活钱理财\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp>\u003Cspan data-lark-record-format=\"docx\u002Frecord\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">赚钱花钱都不耽误，\u003Cstrong>大家选择利率最高的就可以啦。\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">记得在1月23日15:00前转入哦，可以享受12天的收益～\u003C\u002Fp>\n \u003Csection style=\"margin: 16px 16px 0px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F3d22b72c-881d-420a-9999-8803bf5347a7.jpg\">\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;text-align: center;margin-bottom: 0px;\">\n  \u003Cspan style=\"color: rgb(143, 149, 158);font-size: 14px;\">图源：支付宝\u003C\u002Fspan>\n  \u003Cspan style=\"text-align: justify;\">\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fc4eb3415-ebc9-49a3-8e24-e9ecb340df2e.jpg\">\n \u003C\u002Fsection>\n \u003Ch1 style=\"margin-right: 16px;margin-bottom: 16px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">03 稳定多赚点\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh1>\n \u003Cblockquote data-type=\"quote_container\" style=\"margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);line-height: 2em;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\n  \u003Cp style=\"margin-right: 16px;margin-left: 16px;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;\">\u003Cspan style=\"color: var(--weui-FG-1);font-size: 14px;letter-spacing: 0.544px;\">国债逆回购（限股票账户）：\u003C\u002Fspan>\u003Cspan style=\"color: var(--weui-FG-1);font-size: 14px;letter-spacing: 0.544px;\">年化收益3%\u003C\u002Fspan>\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">最晚买入日期：1月24日（周五）15:30前\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"font-size: 14px;color: var(--weui-FG-1);letter-spacing: 0.544px;\">起投金额：1000元\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">如果你的股票账户有闲钱，可别错过逆回购的机会~\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">先简单科普下——\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">国债逆回购，简单来说，就是短期借款，咱们把钱借给别人，对方用国债作为抵押，到期再拿着钱来找咱们赎回去。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">因为抵押物是国债，所以，风险和国债一样低，安全性很高，咱们大放心把钱放在这。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">一般月末、季末、年末的时候，公司等地方的用钱需求增加，但市场上钱不够，僧多粥少，逆回购的收益率就会向上冲一冲。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">今年的逆回购的最佳选择是，\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>周四（23日）做2天期\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>国债逆回购\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>，可以拿到12天利息\u003C\u002Fstrong>\u003C\u002Fspan>，资金会在27日\u003Cspan style=\"color: rgb(143, 149, 158);\">（下周一）\u003C\u002Fspan>早上回到账户中，可以继续投资基金、股票啥的。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F89c2137f-bb4e-40a7-b19c-ab8dce8f835f.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">如果错过了，\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>周五（24日）也可以操作，做1天期\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>国债逆回购\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>，能拿9天利息\u003C\u002Fstrong>\u003C\u002Fspan>，也还不错，资金同样在27日早上回到账户中。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">再晚，可就没有假期收益咯。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">购买方法也很简单——\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>（1）开账户：\u003C\u002Fstrong>国债逆回购只能在股票账户买；\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>（2）选期限：\u003C\u002Fstrong>搜索「国债逆回购」，选择你想投资的期限，注意资金的可用时间；\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>（3）比收益：\u003C\u002Fstrong>比较一下沪市和深市，挑收益率高的买就行\u003Cspan style=\"color: rgb(143, 149, 158);\">（两边起投金额一样）\u003C\u002Fspan>。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cspan style=\"font-size: 14px;background-color: rgb(255, 254, 213);color: rgb(255, 41, 65);\">*具体可以在公众号发送「逆回购」了解，手续费可打1折~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">步骤图附在这里啦～\u003C\u002Fp>\n \u003Csection style=\"margin: 16px 16px 0px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F8ac3d936-6f56-469b-b612-4375aacc56b2.jpg\">\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;text-align: center;margin-bottom: 16px;\">\n  \u003Cspan style=\"color: rgb(143, 149, 158);font-size: 14px;\">图源：涨乐财富通\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">另外，还有一个概率小技巧，从历史数据来看，\u003Cstrong>开盘后半小时\u003C\u002Fstrong>的收益率往往是全天最高的，所以，趁早买哦～\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F23e06aa1-3393-406a-9c09-5936810962bf.jpg\">\n \u003C\u002Fsection>\n \u003Ch1 style=\"margin-right: 16px;margin-bottom: 16px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">04 「加薪」小技巧\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh1>\n \u003Cblockquote data-type=\"quote_container\" style=\"margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);line-height: 2em;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\n  \u003Cp style=\"margin-right: 16px;margin-left: 16px;-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;\">\u003Cspan style=\"color: var(--weui-FG-1);font-size: 14px;letter-spacing: 0.544px;\">短债\u002F同业存单基金（年化收益约2%～2.5%）\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"color: var(--weui-FG-1);font-size: 14px;letter-spacing: 0.544px;\">申购债基日期：1月27日；赎回债基时间：2月12日\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"-webkit-tap-highlight-color: transparent;outline: 0px;letter-spacing: 0.544px;line-height: 2em;margin: 0px 16px;padding-top: 0px;padding-left: 0px;color: var(--weui-FG-1);font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);\">\u003Cspan style=\"color: var(--weui-FG-1);font-size: 14px;letter-spacing: 0.544px;\">起投金额：1元\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">等逆回购的资金到账后，虽然取不出来，但咱们还可以给自己继续「加薪」。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>1月27日资金到账后，可以在券商app中申购短债基金（记得要在27日15:00前完成哦～\u003Cstrong style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">）\u003C\u002Fstrong>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"margin: 16px 16px 0px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F2dd2c7d0-6a6f-42b1-9419-9c36b778bfe7.jpg\">\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;text-align: center;margin-bottom: 16px;\">\n  \u003Cspan style=\"font-size: 14px;color: rgb(136, 136, 136);\">图源：券商买短债\u002F同业存单基金路径，以银河证券为例\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">这样咱们就可以\u003Cstrong>再享受一波\u003C\u002Fstrong>短债基金春节期间的收益。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">这是因为，27日申购后，春节假期结束后到第一天，也就是2月5日，\u003Cstrong>短债基金会按照1月27日的净值进行份额确认\u003C\u002Fstrong>，2月5日的净值变化我们就可以拿到，这其中就包括债基在假期内的收益。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">然后，按照短债的交易规则，\u003Cstrong>我们需要持有7天，才能无手续费赎回\u003C\u002Fstrong>，也就是说，\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>最早可以在2月12日赎回短债\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cstrong>。\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fb171099f-f6ca-425d-a17c-b5ff2d4d58c9.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">按这套流程操作下来，咱们能\u003Cstrong>到手20天的利息\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(143, 149, 158);\">（\u003C\u002Fspan>\u003Cspan style=\"color: rgb(143, 149, 158);\">逆回购\u003C\u002Fspan>\u003Cspan style=\"color: rgb(143, 149, 158);\">12天+\u003C\u002Fspan>\u003Cspan style=\"color: rgb(143, 149, 158);\">债基\u003C\u002Fspan>\u003Cspan style=\"color: rgb(143, 149, 158);\">8天）\u003C\u002Fspan>。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">不过，短债也不是随便买的，这里给你几个小帖士——\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>一是，选择\u003C\u002Fstrong>\u003Cspan style=\"background-color: rgba(254, 212, 164, 0.8);\">\u003Cstrong>波动小\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cstrong>的短债基金，以保证收益的确定性，比如超短债或同业存单类；\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">近来市场资金有点紧张，不少固收产品都跌了。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">不过，这周央妈连续净投放「撒钱」，资金面又宽松了些，咱们的债基、理财净值，也都有所回升~\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>二是，申购、赎回0费用。\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">申购前先看下交易费用，选择持有\u003Cstrong>7天免赎回费\u003C\u002Fstrong>的\u003Cstrong>C类基金\u003C\u002Fstrong>。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cspan style=\"font-size: 14px;color: rgb(143, 149, 158);\">*拓展阅读：\u003C\u002Fspan>\u003Ca data-itemshowtype=\"0\" data-linktype=\"2\" href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650623693&idx=2&sn=918e88917dc63e6231885093f4cea085&scene=21#wechat_redirect\" imgdata=\"null\" imgurl=\"\" linktype=\"text\" tab=\"innerlink\" target=\"_blank\" textvalue=\"基金名称后面的ABC，傻傻分不清？\" style=\"color:#409eff\">\u003Cspan style=\"font-size: 14px;color: rgb(0, 82, 255);\">基金名称后面的ABC，傻傻分不清？\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>三是，节前限购或暂停申购。\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">很多基金不想被「薅羊毛」，会提前宣布闭门谢客，限制大额申购或直接暂停申购。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">还有的基金为了防止套利，会把预估的假期收益，提前计入27号的净值里😅\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">我整理了一\u003Cspan style=\"color: rgb(0, 0, 0);\">份上个长假\u003C\u002Fspan>\u003Cspan style=\"color: rgb(136, 136, 136);\">（去年国庆）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(0, 0, 0);\">可以「正常申\u003C\u002Fspan>购」的基金名单*，供参考～\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 1.5em;\">\n  \u003Cspan style=\"font-size: 14px;color: rgb(136, 136, 136);\">*筛选标准：去年国庆节前可申购、假期正收益、持有满7天赎回费为0、近1年最大回撤＜0.15%、规模＞10亿的短债、同业存单基金\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F88030bf5-8a62-4ef7-9ad4-9cf22e47429e.jpg\">\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;text-align: center;line-height: 1.5em;\">\n  \u003Cspan style=\"color: rgb(143, 149, 158);font-size: 14px;\">数据来源：东财Choice\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;text-align: center;line-height: 1.5em;\">\n  \u003Cspan style=\"color: rgb(143, 149, 158);font-size: 14px;\">提醒：不同券商代销的基金不一样，有的可能无法购买。\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 1.5em;\">\n  \u003Cbr>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">逆回购+债基的操作，稍微有些复杂，第一次操作的小伙伴，\u003Cstrong>可以用小资金试试水，了解下流程\u003C\u002Fstrong>；\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">已经有经验的朋友，可以多\u003Cstrong>分散买几只短债\u002F同业存单基金\u003C\u002Fstrong>，避免单一基金表现不佳。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cstrong>再提醒一下\u003C\u002Fstrong>，短债\u002F同业存单基金也是会波动、甚至亏损的，还是得有心理准备~\u003Cbr>\u003C\u002Fp>\n \u003Csection style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F4b4d7006-863e-4c52-8f75-aa20bf939d15.jpg\">\n \u003C\u002Fsection>\n \u003Ch1 style=\"margin-right: 16px;margin-bottom: 16px;margin-left: 16px;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">05 长期资产\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh1>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">最后，长期不用的钱，比如你的年终奖，可以按照\u003Cstrong>养老金思路\u003C\u002Fstrong>来进行配置。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">如果你已经做好了退休金规划，那就把钱纳入你的规划就好了。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">如果你还没有规划，可以按照这几个步骤来做——\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cspan style=\"color: rgb(222, 120, 2);\">\u003Cstrong>1、根据自己的风险承受能力进行资产配置。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">价值投资祖师爷格雷厄姆，有个超级简单的方法：\u003Cstrong>股票和\u003C\u002Fstrong>\u003Cstrong>债券\u003C\u002Fstrong>\u003Cstrong>的比例，各自控制在25%-75%之间。\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">即便你是保守投资者，股票比例也别低于25%；如果你很乐观，股票的比例也控制在75%以内。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">这样既能通过调整仓位来应对市场变化，又能在风险和收益之间取得平衡。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">\u003Cspan style=\"color: rgb(222, 120, 2);\">\u003Cstrong>2、不要把鸡蛋放在一个篮子里\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">从过去的几年股市的表现来看，我想你一定深切感受到了\u003Cstrong>「全球资产配置」\u003C\u002Fstrong>的重要性。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">毕竟「东边不亮西边亮」，A股不理想还有大洋彼岸的美股帮咱们赚钱。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">选对了方向和方法，比在错误的地方努力更重要。\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">关于更详细的退休资产规划，咱们前两天刚聊过，可以看看👉：\u003Ca data-itemshowtype=\"0\" data-linktype=\"2\" href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650675080&idx=1&sn=a71f39aeb90f90870aae2ee38b728937&scene=21#wechat_redirect\" imgdata=\"null\" imgurl=\"\" linktype=\"text\" tab=\"innerlink\" target=\"_blank\" textvalue=\"想「提前退休」，得准备多少钱？\" style=\"color:#409eff\">\u003Cspan style=\"color: rgb(0, 82, 255);\">想「提前退休」，得准备多少钱？\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;letter-spacing: 0.578px;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-right: 16px;margin-bottom: 0px;margin-left: 16px;color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);visibility: visible;line-height: 2em;\">好啦，春节理财和你聊到这里咯，明后天记得操作呀，晚安~\u003Cspan style=\"background-color: rgb(255, 255, 255);\">🌹\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fdiv>","","2025-01-22 21:31:00",100,0,"renqiang@jane7.com","2025-06-06 17:40:13",false,17375,"1038002",[],[],[],[],[30,42,53,63],{"pageSize":4,"articleWikiId":31,"wikiName":32,"articleCode":33,"locationType":34,"sortNumber":35,"articleTitle":36,"introduction":37,"coverImage":38,"likeCount":19,"realSearch":22,"createTime":39,"seoUrl":40,"seoKeywords":41},93,"基金定投","JP2020091515161489469",2,20200915,"省到就是赚到，基金怎么买比较省手续费？","很多人刚开始投资基金，往往只关注收益，却忽略基金的交易费用，其实买入卖出都是要花钱的。今天就来讲一讲，如何买基金才能赚得更多？","https:\u002F\u002Fimage.jane7.com\u002Fd441ada8-5a69-4ac6-a7ba-9997ad31e715.png","2020-09-15 15:16:14","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020091515161489469-93.html","基金",{"pageSize":4,"articleWikiId":43,"wikiName":44,"articleCode":45,"locationType":34,"sortNumber":46,"articleTitle":47,"introduction":48,"coverImage":49,"likeCount":19,"realSearch":22,"createTime":50,"seoUrl":51,"seoKeywords":52},94,"财商入门","JP2020052011170568133",20200520,"让工资帮你赚钱的几个小建议","想改善自己的财务状况，就从发工资的那天开始分配好每一笔钱。","https:\u002F\u002Fimage.jane7.com\u002Fe6d57026-988a-460f-8cf5-cde00bbd24fe.png","2020-05-20 11:17:05","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052011170568133-94.html","理财,工资,消费观",{"pageSize":4,"articleWikiId":43,"wikiName":44,"articleCode":54,"locationType":34,"sortNumber":55,"articleTitle":56,"introduction":57,"coverImage":58,"likeCount":59,"realSearch":22,"createTime":60,"seoUrl":61,"seoKeywords":62},"JP2020102310034071360",20201023,"1个思路，轻松打理闲钱","今天我们从1个思路出发，和你分享合理的资产分配思路。","https:\u002F\u002Fimage.jane7.com\u002F897a7fbc-22b9-419f-93df-544c9c269014.png",12,"2020-10-23 10:03:40","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020102310034071360-94.html","理财",{"pageSize":4,"articleWikiId":43,"wikiName":44,"articleCode":64,"locationType":34,"sortNumber":65,"articleTitle":66,"introduction":67,"coverImage":68,"likeCount":34,"realSearch":22,"createTime":69,"seoUrl":70,"seoKeywords":62},"JP2020102013060122244",20201021,"如何更有效地变有钱？一个好方法","为了帮你解决大多数的财务问题，我整理了5个方面，也准备了一张参考表格，方便你规划。","https:\u002F\u002Fimage.jane7.com\u002F24433c80-482d-4a00-a8e6-a8136e4969c9.png","2020-10-20 13:06:01","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020102013060122244-94.html"]