[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2025060617372506472":3,"related-JP2025060617372506472":29},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"nonVipDescription":16,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":20,"createTime":21,"visitCount":19,"isLiked":19,"realSearch":22,"isRead":19,"productId":23,"isCollected":19,"collectCount":19,"vipExclusive":19,"allowComment":7,"style":24,"likeCount":19,"seoKeywords":16,"articleModuleVoList":25,"extendContentList":26,"noteCount":19,"categoryList":27,"dailyKeywordList":28},10,7205,"1",1,"JP2025060617372506472","1041018",3,"「钱难赚」，更需要这个办法减轻压力","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","花「更少的钱」买到实用保障","\u003Cdiv>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">大家好，我是简保君~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">之前去过几次小区门口的理发店，老板手艺挺不错的，所以办了张卡。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">理发时也会跟老板聊聊天，感觉老板挺佛系的；可能因为门头是自家的，少了一笔房租成本，少做几个客人，稍微轻松一点也能过下去。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">但上次我去理发时，老板挺不好意思地问：方不方便在某评上帮忙做个好评。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">我有些吃惊地问老板：你们也做网络推广吗？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">老板说今年行情肉眼可见的不好了，之前老客带新客，赚的是个口碑；今年之前每月都来的老客频率也降低到俩月来一趟，新客就更少了，大家口袋都紧张。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">听老板这样说，我心里感到一沉，心想这个阶段大家可能都难；就像老板说的，本来每月消费一次，变成每两个月消费一次，一年就能省下300元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">300元，乍看不多，能吃一顿火锅；但也能给全家买上一份意外险。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">为啥我会说意外险，因为\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);color: rgb(0, 0, 0);background-color: rgb(255, 218, 169);\">「\u003Cstrong style=\"font-size: 16px;letter-spacing: 0.578px;text-wrap: wrap;\">量大、便宜\u003C\u002Fstrong>」\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">对于之前没有做过保险规划或者没有买过基础健康险的人，意外险，是个不错的入手机会。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">比如说，小朋友跟猫猫狗狗玩，不小心被挠伤了，要花几百块去打疫苗，意外险能把这个费用给报销了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">比如说，老人出门不小心摔跤跌倒骨折了，不管是住院还是做门诊的包扎治疗，少则几百多则几千上万，意外险能把这个费用给报销了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">再比如说，极端一点的车祸事故，万幸人只是受伤，意外险可以报销医疗责任；不幸人走了，意外险可以赔一笔身故金\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);color: rgb(136, 136, 136);\">（一般是50万元或100万元，具体看投保时购买了多少保额）\u003C\u002Fspan>。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">一份意外险要花多少钱呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">无论是小朋友，成年人，还是老年人，每个人价格都差不多，保100万元身故责任+5万元意外医疗责任，保费大概在300元出头。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">有没有更省一点的办法呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">有，全家买在一张保单上，人数越多，人均越便宜。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">比如说有一款意外险就可以做到，全家共享100万元保额，每年只要378元；这份保单最少2个人，最多可以保到9个人，人数的变化不会影响保费，统一都是378元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">按照传统家庭结构，一张保单能覆盖3个孩子+4个老人+夫妻2人；均摊下来，相当于每人每年42元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">一般在保险配置上，首先我们要考虑保障是不是足够，保障足够再去选里面最便宜的；而不是买一份看似便宜，实际使用时，这也不够用、那也不够用的保险。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">这个产品良心在，保额不均分，用完为止。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">啥叫\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);color: rgb(214, 168, 65);\">\u003Cstrong>保额均分\u003C\u002Fstrong>\u003C\u002Fspan>？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">比如说一张保单上有一家五口，意外医疗是5万元的保额：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">均分的情况下，一家五口分5万元意外医疗保额，每人最多能赔1万元；比如老人意外事故住院，花完了自己1万元的份额，就没法继续报销了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">保额共享但不均分的情况下，每人都有机会用到5万元，直到保额用光；比如老人意外事故住院后，报销了2万元，小孩又因为意外事故发生了医疗花销，那么这张保单里还有3万元的额度能继续报销用。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">另外，在保障期内结婚，配偶和配偶父母可以加进保单；在保障期内生宝宝，新生儿满28天也可以加进这张保单。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">对大多数家庭来说，这张保单都够用了，而一年的成本，就378元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">实际上，\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">越是对大环境不确定，对自己的收入不确定，我们就越需要一些托底策略。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">毕竟，我们永远不知道意外和疾病会在哪天降临，但我们一定清楚，风险时常存在。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">说到底，\u003Cstrong>保险是我们用少量可承受的支出\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);font-size: 14px;color: rgb(136, 136, 136);\">（保费）\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">去转移这些重大风险带来的经济损失\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);font-size: 14px;color: rgb(136, 136, 136);\">（发生风险时，获得相应保障的保额）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">而一个完善的家庭保险方案，需要匹配的是\u003Cstrong>家庭动态收支情况、现金流压力\u003C\u002Fstrong>，以及\u003Cstrong>长期可持续的缴费计划\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">在买保险这件事上，如果没有自己的独立思考和基本判断，本身就有很大的风险隐患；懂和不懂，花出去的保费真的差很多。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 0.578px;text-decoration: none solid rgba(0, 0, 0, 0.9);\">因此，除了谨慎做决定，提高自己的专业知识也非常重要——\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fdiv>","","2023-09-12 21:30:00",100,0,"renqiang@jane7.com","2025-06-06 17:37:25",false,17267,"1038002",[],[],[],[],[30,42],{"pageSize":4,"articleWikiId":31,"wikiName":32,"articleCode":33,"locationType":34,"sortNumber":35,"articleTitle":36,"introduction":37,"coverImage":38,"likeCount":19,"realSearch":22,"createTime":39,"seoUrl":40,"seoKeywords":41},95,"保险知识","JP2020061918353644287",2,20200619,"用1000万保单，顶30万彩礼，这能行吗？","这1000万的保障，到底对女方有什么实在的好处？一起来聊聊~","https:\u002F\u002Fimage.jane7.com\u002F07d4fcb3-81ee-42b5-9a58-410c74054eda.png","2020-06-19 18:35:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918353644287-95.html","保险",{"pageSize":4,"articleWikiId":31,"wikiName":32,"articleCode":43,"locationType":34,"sortNumber":35,"articleTitle":44,"introduction":45,"coverImage":46,"likeCount":19,"realSearch":22,"createTime":47,"seoUrl":48,"seoKeywords":41},"JP2020061918403878913","买完保险后，有哪些注意事项？这1点不能忽视","投保后非常关键的一件事，就是进行保单管理！一起来看看~","https:\u002F\u002Fimage.jane7.com\u002F45eb7c4f-fc09-4aff-81b2-b379c8cd63d4.png","2020-06-19 18:40:38","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918403878913-95.html"]