[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2025060617370373471":3,"related-JP2025060617370373471":29},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"nonVipDescription":16,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":20,"createTime":21,"visitCount":19,"isLiked":19,"realSearch":22,"isRead":19,"productId":23,"isCollected":19,"collectCount":19,"vipExclusive":19,"allowComment":7,"style":24,"likeCount":19,"seoKeywords":16,"articleModuleVoList":25,"extendContentList":26,"noteCount":19,"categoryList":27,"dailyKeywordList":28},10,7190,"1",1,"JP2025060617370373471","1041018",3,"社保「涨价」了，一年多交3000+","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","关乎你的钱袋子","\u003Cdiv>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">大家好，我是简七编辑部的溶溶~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">之前出了一期关于\u003C\u002Fspan>\u003Ca data-linktype=\"2\" href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650669558&idx=1&sn=7110fd62954b684c91438017debddb4e&scene=21#wechat_redirect\" style=\"font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(0, 82, 255);;color:#409eff\">\u003Cspan style=\"font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(0, 82, 255);\">公积金\u003C\u002Fspan>\u003C\u002Fa>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">的科普文章，反响还不错。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">那么今天就来继续五险一金的系列话题，来聊聊\u003Cstrong>「社保涨价」\u003C\u002Fstrong>这件事。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">最近，又到了每月发工资的时候了，看着银行卡里的到账，心里还是美滋滋的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">然而，公司的几位同事的心情却不是很美丽。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">一问，原来是\u003Cstrong>社保缴费基数调整了\u003C\u002Fstrong>，下个月，他们的工资都要「缩水」了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">本着对「小钱钱」负责的态度，今天我们就来讲讲社保缴费基数。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"margin: 8px 16px 0em;white-space: normal;text-align: center;\">\n  \u003Cstrong>\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F16e25bc1-e47a-4720-8052-e148b35fafbe.jpg\">\u003C\u002Fstrong>\n \u003C\u002Fsection>\n \u003Ch3 style=\"font-size: 17px;white-space: normal;clear: both;min-height: 1em;text-align: center;outline: 0px;max-width: 100%;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;margin-bottom: 16px;margin-left: 16px;margin-right: 16px;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">工作的人都知道，咱们每个月的工资要历经一些「磨难」才能到手。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">首先是会扣除五险一金，然后缴纳个人所得税，最后，才是真正到手的工资。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 16px;text-indent: 0em;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fb74c04aa-f197-4780-bee4-21458eb07691.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">这次调整的社保缴费基数，就和社保\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（五险）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">有关。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">决定社保交多少的有两个因素，一个是缴费比例，另一个是社保基数。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: center;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">社保缴费=缴费比例×社保缴费基数\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: center;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">其中，缴费比例基本上是固定的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">而社保缴费基数，通常和各地的上一年的\u003Cstrong>社会平均工资\u003C\u002Fstrong>挂钩\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（也有城市和最低工资挂钩、或自行设定）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">，每年都会调整一次，每次基本上都会在7月左右公布。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">随着经济发展，年平均工资「水涨船高」，各大城市的社保缴费基数也就不出意外地「跟涨」——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 16px;text-indent: 0em;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Ff6ef78d7-86c1-48dc-81ba-7d17527fc060.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">所以，每年8月，就会出现\u003Cstrong>「哪怕什么都没干，也会固定损失一笔钱」\u003C\u002Fstrong>的情况。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"text-align: center;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);font-size: 14px;color: rgb(136, 136, 136);letter-spacing: 1px;\">\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"margin-bottom: 0px;white-space: normal;text-align: center;outline: 0px;max-width: 100%;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fa0fcff27-522a-4897-8491-f79716b6c565.jpg\">\n \u003C\u002Fsection>\n \u003Ch3 style=\"margin-bottom: 16px;font-size: 17px;white-space: normal;clear: both;min-height: 1em;text-align: center;outline: 0px;max-width: 100%;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">社保作为一项保障性措施，会兼顾各类人群的情况，因此设定了\u003Cstrong>平均工资300%的上限和60%的下限\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">也就是说，哪怕你一个月到不了社保基数下限，也要按照下限的标准进行缴费。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">所以，\u003Cstrong>社保基数调整会直接导致低收入人群、灵活就业者的\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);background-color: rgb(255, 218, 169);\">\u003Cstrong>「钱包缩水」\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cstrong>——\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">拿上海举例，今年的社保缴费基数的下限调整为7,310元\u002F月，比去年涨了12%：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">低收入人群\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">有企业承担一部分费用，钱包缩水的压力还能小一些，8月开始，每个月需要缴纳768元，\u003Cstrong>比之前要多「缩水」83块钱\u003C\u002Fstrong>；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">而\u003Cstrong>灵活就业者\u003C\u002Fstrong>则还要把企业的那一部分钱也交出来，可以说是「压力山大」了：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">一个月要交2,559块钱，比之前多交277块钱，\u003Cstrong>一年下来，钱包「缩水」3,324元。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"text-align: justify;margin: 16px 16px 0px;text-indent: 0em;line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Ff2934d82-79ec-4584-95b0-466f5a309fa3.jpg\">\n \u003C\u002Fsection>\n \u003Csection style=\"text-align: center;margin: 0px 16px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"letter-spacing: 1px;text-decoration: none solid rgb(34, 34, 34);color: rgb(136, 136, 136);font-size: 14px;\">（以上海为例）\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">不过，好在这些钱不是用来给社会无偿「做贡献」，都会记入社保信息。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">现在多交一分钱，未来看病和养老就能多一分底气，所以，算是\u003Cstrong>「提前储蓄」\u003C\u002Fstrong>了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"letter-spacing: 1px;color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);\">对于收入高于社保基数下限的人来说，这次调整可能会减少到手工资，但严重程度就小了很多。\u003C\u002Fspan>\u003Cspan style=\"text-indent: 0em;font-size: var(--articleFontsize);letter-spacing: 0.034em;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"color: rgb(34, 34, 34);text-decoration: none solid rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"margin-bottom: 0px;white-space: normal;text-align: center;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F5b44451c-a811-41ec-8e91-b1a62f7ca710.jpg\">\n \u003C\u002Fsection>\n \u003Ch3 style=\"margin-bottom: 16px;font-size: 17px;white-space: normal;clear: both;min-height: 1em;text-align: center;outline: 0px;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">03\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">虽然但是，还是有不少朋友仍然感觉「被社保基数扼住了钱包的咽喉」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">尤其是对于灵活就业的朋友，社保基数调整后的日子就更难过了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">那么，估计有朋友想过，能不能不交社保呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">首先要明确的是，不论是普通职员，还是灵活就业者，\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;background-color: rgb(255, 218, 169);\">\u003Cstrong>社保都是最基础的保障，一定要备着。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">平时的看病报销，以及未来的退休金，都能派上大用场。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">但是，\u003Cstrong>对于灵活就业人员来说，如果生活压力实在比较大，可以适当调整一下——\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(214, 168, 65);\">一是调到最低档。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(214, 168, 65);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">灵活就业人员的社保，有不同档位可选。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">对于那些原先按照高档次缴费的朋友，不妨调到\u003Cstrong>最低档\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;font-size: 14px;color: rgb(136, 136, 136);\">（社保基数60%）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">，来减少支出。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">二是暂缓养老保险的缴纳。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">这算是个无奈之举，有网友付不起养老保险，就选择暂停缴纳，缓一缓。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fc6240e85-fdbb-4d19-bfba-225e9bcfad66.jpg\">\u003C\u002Fp>\n \u003Csection style=\"text-align: center;margin: 0px 16px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">图源：小红书\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">暂停养老保险后，不会立即销户，想要领取养老保险，需要在退休之前累积缴满15年\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;font-size: 14px;color: rgb(136, 136, 136);\">（未考虑延迟退休的情况）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">兜里暂时掏不出钱的朋友，可以等未来富裕起来，继续缴纳就行。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">但是，不建议大家暂停缴纳医保。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">医保跟养老保险不一样，如果我们停缴医保，那么医保账户将在停止缴费的次月被封存，就不能享受医保待遇了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">不过，一些城市的灵活就业社保，\u003Cstrong>医疗保险和养老保险是捆绑的，不能分开缴纳，该怎么办呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">如果你手头资金有点紧，无力支付职工医保，那么可以考虑用\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(214, 168, 65);\">\u003Cstrong>「居民医保」\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">来兜底。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">居民医保最大的优点就是一年只需要几百块，相比于一个月就要交两千多块钱的职工社保，确实能让身上的担子小了很多。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">但和职工医保比，有几个劣势——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">一是报销比例低。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">门诊和住院报销上，职工医保的报销比例、金额\u003C\u002Fspan>\n  \u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（尤其是大病）\u003C\u002Fspan>\n  \u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">更具优势。\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Csection style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">二是缴费限制多。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\n \u003C\u002Fsection>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">像一些大城市，例如，北京上海等地，没有本地户口是买不了居民医疗保险的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">三是缴费时间长。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">居民医保一年一缴，职工缴满25-30年，会保障终身，退休后不用再缴。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">所以如果收入负担得起，还是推荐参加职工医保。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">没法子只能选择居民医保的话，也建议你购买一份百万医疗险\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;font-size: 14px;color: rgb(136, 136, 136);\">（20-35岁大约300元\u002F年）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">进行补充，避免大病\u003C\u002Fspan>\u003Cspan style=\"text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（比如花销十万以上）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">自己要承担很多的情况。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">好啦，关于社保基数调整就和你聊到这儿了，还有什么想了解的，欢迎评论区告诉我~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;text-decoration: none solid rgb(34, 34, 34);letter-spacing: 1px;\">晚安\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">🌹\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fdiv>","","2023-07-13 23:54:00",100,0,"renqiang@jane7.com","2025-06-06 17:37:03",false,17252,"1038002",[],[],[],[],[]]