[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2025060617364673465":3,"related-JP2025060617364673465":29},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"nonVipDescription":16,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":20,"createTime":21,"visitCount":19,"isLiked":19,"realSearch":22,"isRead":19,"productId":23,"isCollected":19,"collectCount":19,"vipExclusive":19,"allowComment":7,"style":24,"likeCount":19,"seoKeywords":16,"articleModuleVoList":25,"extendContentList":26,"noteCount":19,"categoryList":27,"dailyKeywordList":28},10,7177,"1",1,"JP2025060617364673465","1041018",3,"100万卖掉的县城老房子，养活了「后半辈子」","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","1个「靠谱投资」可以选","\u003Cdiv>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">大家好，我是简保君。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">这两天，我的一位朋友想把老家县城的一套房子卖掉。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友的房子是2004年买的，70年产权的住宅。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">2012年后，朋友带家人在上海定居，老家的房子就出租了，现在每年租金2万元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">这十来年，房产市场涨势喜人，所以朋友一直没出手。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">但最近房产税政策出来，朋友细想了一下，觉得现在该出手了：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">一是，今年已经实现不动产统一登记了，房产税虽然还在试行，但长远来看，是大势所趋。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">二是，这套房子不是刚需自住房，也不是一线城市核心地带具备投资价值；再加上由于物业方疏于管理，小区环境已经显得有点破败了（毕竟已经20年的房龄了），担心再拖会更难卖。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">不过——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友说，\u003Cstrong>就算卖出了，这么大一笔钱又能放在哪里呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F761e8589-ce17-4fca-84e5-2bca257b2cdb.jpg\">\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Ch3 style=\"margin-right: 16px;margin-left: 16px;outline: 0px;font-size: 17px;letter-spacing: 0.544px;text-wrap: wrap;clear: both;min-height: 1em;text-align: center;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;margin-bottom: 8px;\">\u003Cstrong style=\"outline: 0px;\">\u003Cspan style=\"outline: 0px;font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">根据朋友的估算，房子目前市值110万，诚心出的话大概能到手100万左右。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">按照现在大额存单的利息，把这笔钱存起来，每年能拿到3万元左右的收益，比出租的收益还要高一点。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">但是，这两年银行调整利率的速度大家有目共睹。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">假设存单到期后，利率继续下调怎么办？如果说掉到了2%，还能接受吗？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友表示，跌破心理安全线2%，就很难接受了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">「如果存100万元，每年还拿不到2万元的利息，太不值了。」\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">我完全理解朋友的意思。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">可话说回来，有些历史机会，就是要过一段时间，再回望时才有一种「还好当时抓住了」的欣然或者「当时怎么没XXX」的遗憾。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">当然了，\u003Cstrong>大多数人站在分叉口的当下，都还没有意识到。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">后来帮朋友想了想这件事，又做了详细的测算，发现还真有一个方法能解决朋友的诉求。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">简化朋友的诉求，其实就是手上有一大笔钱，需要穿越周期，在不同投资环境下都能实现财富的稳定增长，而且这个收益最好是越来越高的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">我想到的第一个产品就是，\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;color: rgb(214, 168, 65);\">\u003Cstrong>增额终身寿险。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">不同于年金险，特定年份特定金额的领取，增额终身寿险它的领取时间更灵活——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">你有需要就领，没需要就让它在账户里存着。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">于是我翻了翻目前还有哪些收益不错的产品，又建立了一个计划表，按朋友的需求存和取。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">首先，朋友的这100万大概率会一次性存进去。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">其次，\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友每年的房租收入也算家庭现金流，所以\u003Cstrong>每年要提取一笔代替「房租」\u003C\u002Fstrong>，房租按照每10年上涨1.2万元的速度领取。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">最后，我们看一下\u003Cstrong>这笔钱够朋友用多久。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友今年40岁\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（保单年末为41岁）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">，假设从42岁\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;letter-spacing: 1px;font-size: 14px;color: rgb(136, 136, 136);\">（保单年末为43岁）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">开始领取——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 16px;text-indent: 0em;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F4647f29f-bfa7-4ac9-819f-1c379e8958c1.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">42岁-51岁的10年，每年领取\u003Cstrong>24,000\u003C\u002Fstrong>元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">52岁-61岁的10年，每年领取\u003Cstrong>36,000\u003C\u002Fstrong>元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">62岁-71岁的10年，每年领取\u003Cstrong>48,000\u003C\u002Fstrong>元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">72岁-81岁的10年，每年领取\u003Cstrong>60,000\u003C\u002Fstrong>元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">82岁-91岁的10年，每年领取\u003Cstrong>72,000\u003C\u002Fstrong>元。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">此时，保单现金价值剩余49万，可以选择全部取出，也可以选择继续按年领取。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">如果按照每年领取84,000元，朋友还可以领取6年，第七年领取54,339元，至此领完所有现金价值，此时朋友已经98岁了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">按照这样的领取，\u003Cstrong>朋友的实际收益率是复利3.479%，100万的本金，总共领取了295.8万。\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">我在设计领取原则时，考虑到朋友目前处于事业黄金期，孩子刚刚升初中，目前还没有需要使用大笔资金的计划。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">如果说，等孩子打算去国外读书，朋友也可以提前取出使用。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">如果说，朋友退休后感觉自己养老金不够用，则也可以多领取一些用于养老的补充。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">增额终身寿险，好就好在，\u003Cstrong>复利收益稳定的同时，灵活性也给的很足；什么时候需要用钱，要用多少钱，都由持有人来决定\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">看到这里，不知道大家有没有发现前面买了一个伏笔——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">朋友40岁存入，42岁开始领取，为什么41岁不能领呢？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">这是因为我选择的这款产品在领取时有个限制：\u003Cstrong>保单生效满14个月\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">但并非所有增额寿产品都支持这种减保方式，目前市面上比较普遍的需要保单生效满5年才能减保领取，对于打算做长期投资的朋友并没有什么影响，但如果短期就要取用，那么增额寿这类产品并不适合。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fbe249a8e-9210-4aa7-bdb5-656da9b0beb8.jpg\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Ch3 style=\"margin-right: 16px;margin-left: 16px;font-size: 17px;text-wrap: wrap;outline: 0px;letter-spacing: 0.544px;clear: both;min-height: 1em;text-align: center;font-family: -apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;background-color: rgb(255, 255, 255);line-height: 2em;margin-bottom: 8px;\">\u003Cstrong style=\"outline: 0px;\">\u003Cspan style=\"outline: 0px;font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">前段时间，这张截图引起了讨论。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 16px;text-indent: 0em;line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Ffd026713-e688-4317-a6d2-59cbec19d8d0.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">图里的内容，把最近储蓄险的市场动向说得很清楚了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">虽然现在还没有看到非常正式的官方函件，但一切都在悄然发生变化。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">简单说，现在高收益的储蓄险产品，还有不到一个月的调整时间。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">我很多次当天收到产品调整的通知，来不及通知大家一声，就没了。\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);color: rgb(51, 51, 51);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color:#333333;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">那么，如果预定利率从3.5%调整到3.0%，对我们的收益影响会有多大呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">别看就差了0.5个百分点。\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);color: rgb(51, 51, 51);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">这是复利，而且都是长期投资，若干年后，差个几十上百万都是正常的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"text-align: justify;margin: 16px;text-indent: 0em;line-height: 2em;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fb96cc72b-2f50-430b-828d-43939955d916.jpg\">\n \u003C\u002Fsection>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">同样存100万，早一点存，比晚一点存，30年就差了38万元，够买一辆奔驰GLC260了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">在调整的节点上，\u003Cstrong>抓住机会是最关键的。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">这段时间，大家可能会看到各种各样的信息，希望大家不要盲目购买，避免一时冲动买到错误产品而造成损失。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">保持理财的初心：\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);text-decoration: none;font-size: 16px;letter-spacing: 1px;background-color: rgb(255, 218, 169);\">\u003Cstrong>不懂不买，把握机会。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);text-decoration: none;font-size: 16px;letter-spacing: 1px;background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">对于还不太了解这类产品怎么买、怎么用、怎么看实际收益的朋友，可以来参加一下我们的\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;color: rgb(214, 168, 65);\">\u003Cstrong>「4天储蓄险实操营」\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">这期实操营除了带课老师每天手把手的教，我们还会在开营当日晚间\u002F次日晚间\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 255, 255);text-decoration: none;letter-spacing: 1px;color: rgb(136, 136, 136);font-size: 14px;\">（6月7日-8日）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">，由金牌规划师来为大家直播答疑，跟大家聊一聊：\u003Cstrong>现阶段还有哪些稳健投资机会，长期投资策略又该如何规划。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"color: rgb(51, 51, 51);background-color: rgb(255, 255, 255);text-decoration: none;font-size: 16px;letter-spacing: 1px;\">感兴趣的朋友，欢迎扫码入群，完成每日作业，还有机会获取实体礼物哦~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection style=\"margin-left: 16px;margin-right: 16px;text-indent: 0em;text-align: center;\">\n  \u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F231aec5d-020c-41a3-81d9-c8b403633936.jpg\">\n \u003C\u002Fsection>\n \u003Cp>\u003Cspan 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data-lark-record-format=\"docx\u002Frecord\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align: justify;margin: 0px 16px;text-indent: 0em;line-height: 2em;\">\u003Cspan style=\"background-color: rgb(255, 255, 255);font-size: 16px;letter-spacing: 1px;text-indent: 0em;\">晚安🌹\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fdiv>","","2023-06-05 21:30:00",100,0,"renqiang@jane7.com","2025-06-06 17:36:46",false,17239,"1038002",[],[],[],[],[30,42],{"pageSize":4,"articleWikiId":31,"wikiName":32,"articleCode":33,"locationType":34,"sortNumber":35,"articleTitle":36,"introduction":37,"coverImage":38,"likeCount":19,"realSearch":22,"createTime":39,"seoUrl":40,"seoKeywords":41},95,"保险知识","JP2020061918353644287",2,20200619,"用1000万保单，顶30万彩礼，这能行吗？","这1000万的保障，到底对女方有什么实在的好处？一起来聊聊~","https:\u002F\u002Fimage.jane7.com\u002F07d4fcb3-81ee-42b5-9a58-410c74054eda.png","2020-06-19 18:35:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918353644287-95.html","保险",{"pageSize":4,"articleWikiId":31,"wikiName":32,"articleCode":43,"locationType":34,"sortNumber":35,"articleTitle":44,"introduction":45,"coverImage":46,"likeCount":19,"realSearch":22,"createTime":47,"seoUrl":48,"seoKeywords":41},"JP2020061918403878913","买完保险后，有哪些注意事项？这1点不能忽视","投保后非常关键的一件事，就是进行保单管理！一起来看看~","https:\u002F\u002Fimage.jane7.com\u002F45eb7c4f-fc09-4aff-81b2-b379c8cd63d4.png","2020-06-19 18:40:38","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918403878913-95.html"]