[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2024111718322141577":3,"related-JP2024111718322141577":34},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":17,"postTime":18,"viewTime":19,"sortNumber":20,"isFree":21,"isShowList":7,"isRecommend":21,"linkType":7,"isOriginal":6,"hasMiniUrl":21,"miniUrl":11,"miniScheme":11,"miniImage":11,"itemTag":11,"createBy":22,"updateBy":22,"createTime":23,"visitCount":24,"isLiked":21,"realSearch":25,"isRead":21,"productId":26,"isCollected":21,"collectCount":27,"vipExclusive":21,"allowComment":7,"style":28,"likeCount":29,"duration":21,"playStyle":7,"seoKeywords":11,"articleModuleVoList":30,"extendContentList":31,"noteCount":7,"categoryList":32,"dailyKeywordList":33},10,6602,"1",1,"JP2024111718322141577","1041018",3,"","年底「大羊毛」，错过又要等一年","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","聊聊税优险","\u003Csection>\n \u003Csection>\u003C\u002Fsection>\n \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">大家好，我是简保君。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Csection>\n  \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"letter-spacing: 0.544px;font-size: var(--articleFontsize);\">\u003C\u002Fspan> \u003Cspan style=\"color: #494949;font-size: 16px;letter-spacing: 1px;\">转眼已经2024年年底了，有个能立\u003C\u002Fspan> \u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: #6968e7;visibility: visible;\">赚几千元\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan> \u003Cspan style=\"color: #494949;font-size: 16px;letter-spacing: 1px;\">的大羊毛，必须赶紧提醒一下。\u003C\u002Fspan> \u003Cspan style=\"color: #494949;font-size: 16px;letter-spacing: 1px;\"> \u003C\u002Fspan> \u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fad85dcbd-b3cf-4c29-a417-f4bf6380add0.jpg\">\u003C\u002Fp>\n \u003C\u002Fsection>\n \u003Csection>\n  \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F7c77499f-d57d-4117-aad3-f621c755ea0e.jpg\"> \u003Cspan style=\"font-size: var(--articleFontsize);letter-spacing: 0.034em;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">一个是个人养老金。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">对于想多存点养老钱的人来说，每年有12000元的额度，可以不用交税。在2025年的3月~6月，根据你的税率，把税费退给你。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">20%的话，能退2400元，税率到45%的可以退回来5400元。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">另一个是税优健康险。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">买特定的保险产品，保费也可以用来退税，目前每年的额度是2400元。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">20%的话，能退480元，税率到45%的可以退回来1080元。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">两项加在一起，明年3月份最多就可以退回来6480元，千万不能错过。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 0.544px;font-size: var(--articleFontsize);\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">这两个都是跟保险相关的税收优惠政策，有很多相似支出，特别容易搞混，一定要看仔细了。\u003C\u002Fspan>\u003Cspan style=\"text-align: center;color: rgba(0, 0, 0, 0.9);font-size: var(--articleFontsize);letter-spacing: 0.034em;font-family:mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fd98bb918-e570-4872-a4de-d6ef6fdfacc9.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">年中的时候，我介绍过一款节税效果很刺激的\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">税优健康险—岁岁享\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">，可以达到4%的收益率。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">\u003Ca target=\"_blank\" href=\"http:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MzUzNzMwMDUyMw==&mid=2247500835&idx=1&sn=ba15fba8297d10ff8eb1c4b35cb8f3d1&chksm=faeb9f67cd9c16715fc3ece49f90cd1d45682f4466a60aec488e7cb1e211c8be20b20cbab986&scene=21#wechat_redirect\" style=\"font-size: 16px;letter-spacing: 1px;text-align: left;background-color: rgb(255, 255, 255);font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;;color:#409eff\">珍惜！最后4%的机会\u003C\u002Fa>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">可惜因为行业整体定价利率调整，8月份就下架了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">但好消息是，最近又上线了升级版本\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">岁岁享2.0\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">，配方跟之前基本一致。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">不仅能节税，保单利益依旧很绝，10年复利有机会到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">4.75%\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">及以上，同样送体检服务！\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">税率在10%及以上的朋友\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">，真的，请一定一定要考虑一下它，羊毛不是一直有的。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">一般的税优健康险多是医疗险，通常只能享受保障，其他方面的获得感相对不是特别高。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">而且很多人都已经买了保证续保的百万医疗险，因为税优去换产品有点得不偿失。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">但岁岁享2.0不一样，不仅能真金白银退税，你买保单的钱不但没消费，还能增值，关键是后面还可以选择拿回来，并且不需要等到退休后！\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">一边帮你省钱，一边还能帮你存钱！\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">投保时，认准\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">“税优健康险”\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">的标志，有标志的才能抵扣个税。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F6b67e2c0-cc1f-48fa-9c05-47c9e8b7733f.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong style=\"letter-spacing: 0.544px;font-size: var(--articleFontsize);\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">以30岁的小明同学举例\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">，假设他税率稳定在20%，买一份岁岁享2.0，每年保费2400元，一共交10年，保单利益是这样的：\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\"> \u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F5af15292-4487-4338-b692-db8ed24611ed.jpg\">\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">类似于传统的增额寿，\u003Cstrong>所有收益白纸黑字写在合同里，没有演示，没有浮动，说多少就多少。\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">第一重好处\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">：\u003Cstrong>每年480元的退税金额，10年累计拿4800元！\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">现在购买的话，2025年3-6月就可以办理退税拿到480元，直接打到他银行卡里。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">每年缴费后都可以操作一次，10年就是4800元。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">税率越高，退税越多，最高可以10800元。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">第二重好处\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">：\u003Cstrong>保单增值，复利高达4.75%\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">加上抵税效果后的岁岁享2.0，简直一骑绝尘，基本没有保险产品能超越。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">因为每年可退480元，等于这份保单实际只交了2400-480=1920元。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">10年交了19200元，却可以拿回24998元，直接涨了24998-19200=5798元！\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">算下来10年复利达到4.75%，折算单利超5%。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">现在的增额寿、护理险，即使增值几十年也不能突破2.5%的复利，它第10年就直接干到了4.75%复利，你瞅瞅。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">银行存款利率那就更不用说了，也就1.5%-2.5%，还是单利，并且存在继续下调的概率。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">如果税率更高，收益率达到10%也是有可能的。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">第三重好处：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">\u003Cstrong>用钱灵活\u003C\u002Fstrong>\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">满10年时，这份保单达到利率的最高点，小明可以退掉一次性拿到近2.5万的现金，不用也可以继续放着增值。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">在10-15年左右取用都很划算，复利都在3.5%以上，单利都在4.4%以上。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">考虑到抵税额度规定是2400元每年，\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">所以在选择保费时，2400元\u002F年的方案是性价比最高的。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">夫妻购买的话，可以各自买一份，就可以享受双倍的抵扣额度了。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan> \u003C\u002Fp>\n \u003Chr>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">综合来看，\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">3%或不交税\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">的朋友不建议考虑，没有节税的加持，这两根羊毛薅不走。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">税率在10%以上，尤其是20%及以上\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">的朋友，我建议一定要考虑，这种大便宜不占就是损失。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">但是务必要记住一点，想要薅到最多的羊毛，一定要在\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">2024年12月31日及之前\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">原因有二：\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">一、是2024年成功享受优惠的话，2025年3-6月就可以报税然后退钱了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">2025年再操作，不管是1月还是12月买，都得等到2026年的3-6月才能办理退税。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">真的是错过一天，晚了一年。而且，明年产品还能不能买也不确定？\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">岁岁享2.0的认定是\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">在年底前成功投保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">个人养老金的认定是\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">在年底前成功充值到个人养老金账户\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">，可以暂时不投资。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">二、是2024年12月31日及之前买，每年保费2400元且交费期≥10年，还能拿到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">一份价值400元的体检服务\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">，有效期1年，这是岁岁享2.0的额外福利。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">覆盖30个省\u002F直辖市\u002F自治区、500+体检机构，包含爱康国宾、第一健康、美年大健康、瑞慈等体检机构。\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">哪怕你公司有专门的职工体检，也没关系，它不光是投保人本人可使用，还可在30天内转赠给直系亲属（限配偶\u002F父母\u002F子女），很贴心。\u003C\u002Fspan>\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">加在一起，以20%税率来看，第一年就\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">直接能拿到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;font-size: 16px;visibility: visible;letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent;outline: 0px;visibility: visible;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(105, 104, 231);visibility: visible;\">2880元退税+400元体检服务，薅到手3280元\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">的巨大羊毛。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">税率符合条件的朋友，真的可以放心冲，这种占国家、保险公司便宜的好机会可真的不多！\u003C\u002Fspan> \u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent;outline: 0px;color: rgb(73, 73, 73);visibility: visible;font-size: 16px;letter-spacing: 1px;\">直接点下面链接就可以预约咨询了，先咨询了解，OK后再下单：\u003C\u002Fspan> \u003C\u002Fp>\n \u003Csection>\u003C\u002Fsection>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">怎么查自己的税率、退税、怎么看未来的保单利益、体检套餐包含什么、怎么用等问题，都可以预约顾问详细咨询，完全免费不收钱。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:left;-webkit-tap-highlight-color: transparent; margin-bottom: 32px; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; margin-left: 16px; margin-right: 16px;font-family:-apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73);font-size: 16px;letter-spacing: 1px;\">有其他问题，也可以先添加我们\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73);letter-spacing: 1px;font-size: 16px;text-align: justify;\">老师的企微后详细交流~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection>\n  \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F06c9ea32-e15a-4919-96c1-4b202b154382.jpg\">\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-wrap-mode: wrap;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">大家好，我是简保君。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-wrap-mode: wrap;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Cp style=\"margin-right: 16px; margin-left: 16px;\">\u003Cspan style=\"letter-spacing: 0.544px; font-size: var(--articleFontsize);\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">转眼已经2024年年底了，有个能立\u003C\u002Fspan> \u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">赚几千元\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan> \u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">的大羊毛，必须赶紧提醒一下。\u003C\u002Fspan> \u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\"> \u003C\u002Fspan> \u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86x5PMia5tR3xjx2UodfVjZL8iaMQCaWN7lVfxadKsm4icUqmGnkpphKpmDDnT7AWRuKE3ElHYImDJuJw\u002F640?wx_fmt=png&from=appmsg\"\u002F>\u003C\u002Fp>\u003C\u002Fsection>\u003Csection>\u003Cp style=\"margin-right: 16px; margin-left: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86x5PMia5tR3xjx2UodfVjZL8lLE2HEBUnEoDLYoSJmkIRtStskIpYY6NrLAlmoaqFZpLCHviaAelOdQ\u002F640?wx_fmt=png&from=appmsg\"\u002F>\u003Cspan style=\"font-size: var(--articleFontsize); letter-spacing: 0.034em;\">\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">一个是个人养老金。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">对于想多存点养老钱的人来说，每年有12000元的额度，可以不用交税。在2025年的3月~6月，根据你的税率，把税费退给你。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">20%的话，能退2400元，税率到45%的可以退回来5400元。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">另一个是税优健康险。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">买特定的保险产品，保费也可以用来退税，目前每年的额度是2400元。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">20%的话，能退480元，税率到45%的可以退回来1080元。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">两项加在一起，明年3月份最多就可以退回来6480元，千万不能错过。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 0.544px; font-size: var(--articleFontsize);\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">这两个都是跟保险相关的税收优惠政策，有很多相似支出，特别容易搞混，一定要看仔细了。\u003C\u002Fspan>\u003Cspan style=\"text-align: center; color: rgba(0, 0, 0, 0.9); font-size: var(--articleFontsize); letter-spacing: 0.034em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-wrap-mode: wrap; text-align: center;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86x5PMia5tR3xjx2UodfVjZL8Lw3m3t8St6MPqZj6HhUwCkscnUHthiclxBjaVDZAX1jnxqNomQNia5fg\u002F640?wx_fmt=png&from=appmsg\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">年中的时候，我介绍过一款节税效果很刺激的\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">税优健康险—岁岁享\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">，可以达到4%的收益率。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">\u003Ca target=\"_blank\" href=\"http:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MzUzNzMwMDUyMw==&mid=2247500835&idx=1&sn=ba15fba8297d10ff8eb1c4b35cb8f3d1&chksm=faeb9f67cd9c16715fc3ece49f90cd1d45682f4466a60aec488e7cb1e211c8be20b20cbab986&scene=21#wechat_redirect\">珍惜！最后4%的机会\u003C\u002Fa>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">可惜因为行业整体定价利率调整，8月份就下架了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">但好消息是，最近又上线了升级版本\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">岁岁享2.0\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">，配方跟之前基本一致。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">不仅能节税，保单利益依旧很绝，10年复利有机会到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">4.75%\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">及以上，同样送体检服务！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">税率在10%及以上的朋友\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">，真的，请一定一定要考虑一下它，羊毛不是一直有的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">一般的税优健康险多是医疗险，通常只能享受保障，其他方面的获得感相对不是特别高。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">而且很多人都已经买了保证续保的百万医疗险，因为税优去换产品有点得不偿失。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">但岁岁享2.0不一样，不仅能真金白银退税，你买保单的钱不但没消费，还能增值，关键是后面还可以选择拿回来，并且不需要等到退休后！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">一边帮你省钱，一边还能帮你存钱！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">投保时，认准\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">“税优健康险”\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">的标志，有标志的才能抵扣个税。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-wrap-mode: wrap; text-align: center;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86x5PMia5tR3xjx2UodfVjZL8MbxtAsefTiapgIWTtrkGZJgia2ESofky8NS1UnjXWuT6kLibCPmDLTxFg\u002F640?wx_fmt=png&from=appmsg\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong style=\"letter-spacing: 0.544px; font-size: var(--articleFontsize);\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">以30岁的小明同学举例\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">，假设他税率稳定在20%，买一份岁岁享2.0，每年保费2400元，一共交10年，保单利益是这样的：\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\"> \u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-wrap-mode: wrap; text-align: center;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86x5PMia5tR3xjx2UodfVjZL8scdQcQx0yHbKqMvkpMaSoY5HwGeicrJfNdibHfQVGE7FW6nSic42kVVxw\u002F640?wx_fmt=png&from=appmsg\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">类似于传统的增额寿，\u003Cstrong>所有收益白纸黑字写在合同里，没有演示，没有浮动，说多少就多少。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">第一重好处\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">：\u003Cstrong>每年480元的退税金额，10年累计拿4800元！\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">现在购买的话，2025年3-6月就可以办理退税拿到480元，直接打到他银行卡里。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">每年缴费后都可以操作一次，10年就是4800元。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">税率越高，退税越多，最高可以10800元。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">第二重好处\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">：\u003Cstrong>保单增值，复利高达4.75%\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">加上抵税效果后的岁岁享2.0，简直一骑绝尘，基本没有保险产品能超越。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">因为每年可退480元，等于这份保单实际只交了2400-480=1920元。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">10年交了19200元，却可以拿回24998元，直接涨了24998-19200=5798元！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">算下来10年复利达到4.75%，折算单利超5%。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">现在的增额寿、护理险，即使增值几十年也不能突破2.5%的复利，它第10年就直接干到了4.75%复利，你瞅瞅。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">银行存款利率那就更不用说了，也就1.5%-2.5%，还是单利，并且存在继续下调的概率。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">如果税率更高，收益率达到10%也是有可能的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">第三重好处：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">\u003Cstrong>用钱灵活\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">满10年时，这份保单达到利率的最高点，小明可以退掉一次性拿到近2.5万的现金，不用也可以继续放着增值。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">在10-15年左右取用都很划算，复利都在3.5%以上，单利都在4.4%以上。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">考虑到抵税额度规定是2400元每年，\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">所以在选择保费时，2400元\u002F年的方案是性价比最高的。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">夫妻购买的话，可以各自买一份，就可以享受双倍的抵扣额度了。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Chr\u002F>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">综合来看，\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">3%或不交税\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">的朋友不建议考虑，没有节税的加持，这两根羊毛薅不走。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">税率在10%以上，尤其是20%及以上\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">的朋友，我建议一定要考虑，这种大便宜不占就是损失。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">但是务必要记住一点，想要薅到最多的羊毛，一定要在\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">2024年12月31日及之前\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">原因有二：\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">一、是2024年成功享受优惠的话，2025年3-6月就可以报税然后退钱了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">2025年再操作，不管是1月还是12月买，都得等到2026年的3-6月才能办理退税。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">真的是错过一天，晚了一年。而且，明年产品还能不能买也不确定？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">岁岁享2.0的认定是\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">在年底前成功投保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">个人养老金的认定是\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">在年底前成功充值到个人养老金账户\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">，可以暂时不投资。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">二、是2024年12月31日及之前买，每年保费2400元且交费期≥10年，还能拿到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">一份价值400元的体检服务\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">，有效期1年，这是岁岁享2.0的额外福利。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">覆盖30个省\u002F直辖市\u002F自治区、500+体检机构，包含爱康国宾、第一健康、美年大健康、瑞慈等体检机构。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">哪怕你公司有专门的职工体检，也没关系，它不光是投保人本人可使用，还可在30天内转赠给直系亲属（限配偶\u002F父母\u002F子女），很贴心。\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">加在一起，以20%税率来看，第一年就\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">直接能拿到\u003C\u002Fspan>\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible; letter-spacing: 1px;\">\u003Cstrong style=\"-webkit-tap-highlight-color: transparent; outline: 0px; visibility: visible;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(105, 104, 231); visibility: visible;\">2880元退税+400元体检服务，薅到手3280元\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">的巨大羊毛。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">税率符合条件的朋友，真的可以放心冲，这种占国家、保险公司便宜的好机会可真的不多！\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"-webkit-tap-highlight-color: transparent; outline: 0px; color: rgb(73, 73, 73); visibility: visible; letter-spacing: 1px;\">直接点下面链接就可以预约咨询了，先咨询了解，OK后再下单：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Csection>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">怎么查自己的税率、退税、怎么看未来的保单利益、体检套餐包含什么、怎么用等问题，都可以预约顾问详细咨询，完全免费不收钱。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-bottom: 32px; margin-left: 16px; text-wrap-mode: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.544px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255); visibility: visible; line-height: 1.75em; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px;\">有其他问题，也可以先添加我们\u003C\u002Fspan>\u003Cspan style=\"color: rgb(73, 73, 73); letter-spacing: 1px; text-align: justify;\">老师的企微后详细交流~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Cp style=\"margin-right: 16px; margin-left: 16px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002Fj0PKIibHia86y9QVLX785pUSHWekL8vsZtVO4UDWd6M3QX86qibmSn2e4yNEgz9Ysyg6KMcN9XPBRB4FSfyq4CVCg\u002F640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&wx_co=1&tp=webp\"\u002F>\u003C\u002Fp>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>","2024-11-18 06:25:00","2024-11-17 18:31:59",100,0,"liuweixin@jane7.com","2024-11-17 18:32:21",336,false,16646,13,"1038002",4,[],[],[],[],[]]