[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2024091418272641709":3,"related-JP2024091418272641709":34},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":17,"postTime":18,"viewTime":19,"sortNumber":20,"isFree":21,"isShowList":7,"isRecommend":21,"linkType":7,"isOriginal":6,"hasMiniUrl":21,"miniUrl":11,"miniScheme":11,"miniImage":11,"itemTag":11,"createBy":22,"updateBy":22,"createTime":23,"visitCount":24,"isLiked":21,"realSearch":25,"isRead":21,"productId":26,"isCollected":21,"collectCount":27,"vipExclusive":21,"allowComment":7,"style":28,"likeCount":29,"duration":21,"playStyle":7,"seoKeywords":11,"articleModuleVoList":30,"extendContentList":31,"noteCount":7,"categoryList":32,"dailyKeywordList":33},10,6504,"1",1,"JP2024091418272641709","1041018",3,"","给「不上班族」的社保攻略","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","灵活就业，怎么交社保更「划算」？","\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 17px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: 0.544px; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; background-color: rgb(255, 255, 255); text-align: left; line-height: 1.5em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 16px;\">晚上好，我是简七编辑部的溶溶~\u003C\u002Fspan>\u003Cbr>\u003C\u002Fp>\n\u003Csection>\n \u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">\u003Cbr>\u003C\u002Fspan>\n\u003C\u002Fsection>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">之前写了一篇关于社保的文章后，收到了不少用户的留言。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">其中，有不少灵活就业的朋友，不知道怎么交社保比较好。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">为此，我们专门采访了一位用户 @爱丽丝 。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;text-align: center;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ffd04a254-767a-4f16-b752-fe5f7d0f8080.jpg\">\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;text-align: left;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">以这位用户 @爱丽丝 为例，来给大家讲一下灵活就业的社保问题。\u003C\u002Fspan>\u003Cstrong style=\"letter-spacing: 0.544px;font-size: var(--articleFontsize);color: rgb(214, 168, 65);text-align: center;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">&nbsp;\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong style=\"font-size: var(--articleFontsize);letter-spacing: 2px;text-align: center;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F1a8d961c-87aa-42a8-9c7d-a13352fc0d51.jpg\">\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Csection>\n \u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003C\u002Fspan>\n\u003C\u002Fsection>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;text-align: center;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color:#222222;font-family:Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">01\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">先来介绍一下@爱丽丝 的具体情况——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">她是一位重庆的四十多岁全职妈妈，之前一直按照100%的档次来缴纳灵活就业社保，每个月支出1,372元。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">但因为基本没啥收入，现在有些「力不从心」。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">所以，她的诉求主要有三个——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">一是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(214, 168, 65);\">想少交点社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">二是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(214, 168, 65);\">想早点拿上养老金，尽快看见「回头钱」\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">三是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(214, 168, 65);\">想找个领钱多的城市交社保，到时候多领点钱\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">因为根据她的估算，退休之后，自己每月最多能拿到1,500元，根本不够退休后的日常开支。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">那么，对于这三大诉求，有没有什么办法呢？\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;\">\u003Cstrong style=\"font-size: var(--articleFontsize);letter-spacing: 2px;text-align: center;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F22be5788-23d8-4906-85d6-7df77afebd0d.jpg\">\u003C\u002Fstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(136, 136, 136);font-size: 14px;\">\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0px 16px;padding: 0px;display: block;outline: 0px;max-width: 100%;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;box-sizing: border-box !important;overflow-wrap: break-word !important;text-align: center;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color:#222222;font-family:Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(214, 168, 65);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);\">02\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">其实，@爱丽丝 的想法并不过分，可以说是咱们普通人正常的诉求。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">但因为自身条件的限制，这三大诉求，并不能全部实现。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">诉求1：少交点社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">可以实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">1、申请灵活就业4050社保补贴。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">所谓4050社保补贴，就是交社保时，国家给\u003Cstrong>年龄较大\u003C\u002Fstrong>的灵活就业人员的一种福利。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">但4050补贴有两项比较严格的限制——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">一是在年龄上有明确的要求。顾名思义，\u003Cstrong>女性需要年龄满40周岁，男性需要年龄满50周岁\u003C\u002Fstrong>；\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">二是申请人需要被认定是就业困难人员，这一点比较卡人。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">像@爱丽丝 这样脱产的全职妈妈，可以根据自身情况，去咨询当地社保局\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(136, 136, 136);font-size: 14px;\">（区号+12333）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">，说不定会有惊喜。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">至于补贴力度，各地方的政策不同，像北京、四川最多可以领取70%，重庆是领取2\u002F3，补贴的力度还是很大的。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">如果@爱丽丝 真能申请到补贴，那么，她就可以收到915元\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(136, 136, 136);font-size: 14px;\">（1372×2\u002F3=915）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">的补贴，相当于，一个月只需要交457元，可以说是相当划算了。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">不过，\u003Cstrong>4050社保补贴最长可以领取三年\u003C\u002Fstrong>，但如果申请时，离退休\u003Cstrong>不到五年\u003C\u002Fstrong>，那么就可以领取到退休。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">2、降低比例减少现阶段交钱。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">当灵活就业者以个人身份参保时，可以自选60%~300%的缴纳比例，像@爱丽丝 ，选择了100%的档位。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">社保当然是多交多得，但对于经济条件一般的全职妈妈来说，可以\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">选择60%的档位来减轻负担\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">而且，根据养老金统筹部分的计算公式——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F9e603fbc-a906-4d51-8cb0-e4b55a64d49a.jpg\">\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">60%的比例缴纳，最后，可以到手80%\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(136, 136, 136);font-size: 14px;\">（（1+60%）\u002F 2 =80%）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">；100%的比例缴纳，到手是100%。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">按最低档比例缴纳，相当于还能在「大锅饭」里多舀一勺饭。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">诉求2：想要早点退休\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">很难实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">根据政策规定，灵活就业人员的退休时间为——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">男性60周岁，女性55周岁。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">想要提前领钱退休，基本上只有病退这一条路。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">不过，还是要提醒大家，在法律允许的情况下，通过合理手段去增加自己的福利没有错，但千万不可触碰到违法这条红线。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">因此，伪造病例等「歪门邪道」的方法咱们千万不能碰。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">诉求3：想找个领钱多的城市交社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">不能实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">在之前的\u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&amp;mid=2650670103&amp;idx=1&amp;sn=893fe7a79141f21bf1f96a74188114af&amp;scene=21#wechat_redirect\" style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(0, 82, 255);;color:#409eff\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(0, 82, 255);\">文章\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fa>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">里，我们介绍了如何通过选择城市来提高咱们的养老金。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">简单来说，就是保证在北京、上海等一线城市，缴纳最后10年的社保。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">但这对于@爱丽丝 来说，并不能实现。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">这主要是因为\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">不少城市都对缴纳人的年龄有限制\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ffde90f58-b54f-423e-8b2d-42d27dee1899.jpg\">\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">其中，40岁之后的女性、50岁之后的男性去一个新城市缴纳社保，只会进入临时账户，无法享受新城市的退休待遇。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">因此，对于@爱丽丝 来说，这条路算是走不通了。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong style=\"text-indent: 0em;font-size: var(--articleFontsize);text-align: center;letter-spacing: 2px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ff302895b-42ac-45b3-82d2-5d297090c2d0.jpg\">\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong style=\"text-indent: 0em;font-size: var(--articleFontsize);text-align: center;letter-spacing: 2px;\">03\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">其实，对于@爱丽丝 来说，能优化社保的地方确实不是很多。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">但对于那些经济条件不错、还比较年轻的朋友来说，可选择的范围会大一些——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">年龄比较小的，可以选择去大城市交社保。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">虽然交得多一些，但最后领得也多。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">另外，有时候还会有「小惊喜」。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">像深圳为了吸引灵活就业人才，就将缴费基数定在了2,360元，「便宜又实惠」。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F5a78f0d3-4e10-4941-8269-2ed6d3312baa.jpg\">\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">不过，这种方法有几个小的\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"background-color: rgb(255, 218, 169);color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;\">注意事项\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">首先，最后一年一定不要回到社会平均工资更低的老家去缴纳社保，否则会前功尽弃，只能跟着老家的平均收入拿钱。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">其次，深圳这样的「低基数」可遇不可求，大部分社平高的城市基数也高，要缴满10年，还挺考验大家的财力的。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">最后，社保的政策具有不可预测性，像深圳的低基数「花活」，有不少朋友认为无法持续太久。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fad502f9b-915a-46f3-9880-11cc0bf9d5fc.jpg\">\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(136, 136, 136);font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;font-size: 14px;\">图源：集思录\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fc3a91a6e-fb0c-4f42-a84e-66b2d1791312.jpg\">\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(214, 168, 65);\">04\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">说完交钱，\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">再来说说领钱。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">这两年，领取退休金的条件有越来越紧的趋势，像重庆和成都等不少地方都收紧了养老金的\u003Cstrong>一次性补缴政策\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">目前，咱们在退休时累计缴满15年社保，就能领退休金。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">有个细节是，如果你快退休了，但养老金只交了10年，按照原来的政策，退休时一次性补齐没缴的5年养老金，依然可以\u003Cstrong>60岁退休60岁领养老金\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">但现在，\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);text-indent: 0em;color: rgb(214, 168, 65);\">这种方法却行不通了\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">少交的这5年，得一个月一个月地补齐5年\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">。虽然还是可以60岁退休，但\u003Cstrong>直到65岁才能开始领养老金\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">其实是在变相地延长发钱时间，缓解社保现在支出的压力。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">总之，社保对于我们来说，仍然是有必要的、最基础的保障。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">但社保之外的补充，比如年金险、权益投资也得配备起来，做好现金流的规划~\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(0, 82, 255);font-size: 14px;\">拓展阅读：\u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&amp;mid=2650661762&amp;idx=1&amp;sn=a1743b265efdc922e94e0ef8b514d379&amp;scene=21#wechat_redirect\" style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(0, 82, 255);font-size: 14px;;color:#409eff\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;color: rgb(0, 82, 255);font-size: 14px;\">给爸妈养老，你需要做好这3个准备\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cbr>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">好了，今天的内容就到这里了。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">照例奉上总结图——\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: justify;margin: 0px 16px;text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34);font-family: Optima-Regular, PingFangTC-light;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);margin: 0px;padding: 0px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"line-height: 2em;text-align: center;margin: 0px 16px;text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F0124098f-f37a-4340-8470-81fed8d43ce0.jpg\">\u003C\u002Fp>\n\u003Csection>\n \u003Cbr>\n\u003C\u002Fsection>\n\u003Cp style=\"display: none;\">\u003C\u002Fp>","\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; text-wrap: wrap; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; background-color: rgb(255, 255, 255); line-height: 1.5em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 16px;\">晚上好，我是简七编辑部的溶溶~\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">之前写了一篇关于社保的文章后，收到了不少用户的留言。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">其中，有不少灵活就业的朋友，不知道怎么交社保比较好。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">为此，我们专门采访了一位用户 @爱丽丝 。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; text-align: center; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5Zk7WnHCIvra0AHr8Z8XpSicnwNkEdXStKfuykyD6OBDM4rTvMxeChMkMw\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">以这位用户 @爱丽丝 为例，来给大家讲一下灵活就业的社保问题。\u003C\u002Fspan>\u003Cstrong style=\"letter-spacing: 0.544px; font-size: var(--articleFontsize); color: rgb(214, 168, 65); text-align: center;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">&nbsp;\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong style=\"font-size: var(--articleFontsize); letter-spacing: 2px; text-align: center; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; text-align: center; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(214, 168, 65); letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">01\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">先来介绍一下@爱丽丝 的具体情况——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">她是一位重庆的四十多岁全职妈妈，之前一直按照100%的档次来缴纳灵活就业社保，每个月支出1,372元。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">但因为基本没啥收入，现在有些「力不从心」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">所以，她的诉求主要有三个——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">一是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(214, 168, 65);\">想少交点社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">二是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(214, 168, 65);\">想早点拿上养老金，尽快看见「回头钱」\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">三是\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(214, 168, 65);\">想找个领钱多的城市交社保，到时候多领点钱\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">因为根据她的估算，退休之后，自己每月最多能拿到1,500元，根本不够退休后的日常开支。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">那么，对于这三大诉求，有没有什么办法呢？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"font-size: var(--articleFontsize); letter-spacing: 2px; text-align: center; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(136, 136, 136); font-size: 14px;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; text-wrap: wrap; background-color: rgb(255, 255, 255); line-height: 2em; text-align: center; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(214, 168, 65); letter-spacing: 1px; caret-color: rgb(51, 51, 51);\">02\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">其实，@爱丽丝 的想法并不过分，可以说是咱们普通人正常的诉求。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">但因为自身条件的限制，这三大诉求，并不能全部实现。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">诉求1：少交点社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">可以实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">1、申请灵活就业4050社保补贴。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">所谓4050社保补贴，就是交社保时，国家给\u003Cstrong>年龄较大\u003C\u002Fstrong>的灵活就业人员的一种福利。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">但4050补贴有两项比较严格的限制——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">一是在年龄上有明确的要求。顾名思义，\u003Cstrong>女性需要年龄满40周岁，男性需要年龄满50周岁\u003C\u002Fstrong>；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">二是申请人需要被认定是就业困难人员，这一点比较卡人。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">像@爱丽丝 这样脱产的全职妈妈，可以根据自身情况，去咨询当地社保局\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(136, 136, 136); font-size: 14px;\">（区号+12333）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">，说不定会有惊喜。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">至于补贴力度，各地方的政策不同，像北京、四川最多可以领取70%，重庆是领取2\u002F3，补贴的力度还是很大的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">如果@爱丽丝 真能申请到补贴，那么，她就可以收到915元\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(136, 136, 136); font-size: 14px;\">（1372×2\u002F3=915）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">的补贴，相当于，一个月只需要交457元，可以说是相当划算了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">不过，\u003Cstrong>4050社保补贴最长可以领取三年\u003C\u002Fstrong>，但如果申请时，离退休\u003Cstrong>不到五年\u003C\u002Fstrong>，那么就可以领取到退休。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">2、降低比例减少现阶段交钱。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">当灵活就业者以个人身份参保时，可以自选60%~300%的缴纳比例，像@爱丽丝 ，选择了100%的档位。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">社保当然是多交多得，但对于经济条件一般的全职妈妈来说，可以\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">选择60%的档位来减轻负担\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">而且，根据养老金统筹部分的计算公式——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5ZkgneKOIKOjTTl4xl1y8rO9LSrAxVtpwEO5KtoDdLiaKte5R9TS5q9dwA\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">60%的比例缴纳，最后，可以到手80%\u003C\u002Fspan>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(136, 136, 136); font-size: 14px;\">（（1+60%）\u002F 2 =80%）\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">；100%的比例缴纳，到手是100%。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">按最低档比例缴纳，相当于还能在「大锅饭」里多舀一勺饭。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">诉求2：想要早点退休\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">很难实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">根据政策规定，灵活就业人员的退休时间为——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">男性60周岁，女性55周岁。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">想要提前领钱退休，基本上只有病退这一条路。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">不过，还是要提醒大家，在法律允许的情况下，通过合理手段去增加自己的福利没有错，但千万不可触碰到违法这条红线。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">因此，伪造病例等「歪门邪道」的方法咱们千万不能碰。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">诉求3：想找个领钱多的城市交社保\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">不能实现。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">在之前的\u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650670103&idx=1&sn=893fe7a79141f21bf1f96a74188114af&scene=21#wechat_redirect\" style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(0, 82, 255);\">\u003Cstrong>文章\u003C\u002Fstrong>\u003C\u002Fa>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">里，我们介绍了如何通过选择城市来提高咱们的养老金。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">简单来说，就是保证在北京、上海等一线城市，缴纳最后10年的社保。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">但这对于@爱丽丝 来说，并不能实现。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">这主要是因为\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">不少城市都对缴纳人的年龄有限制\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5Zk4SWJyFMj74fFz52XjsErJQ3Ex3CclYsgpGo54F1lsv8KT8kUE6HhcQ\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">其中，40岁之后的女性、50岁之后的男性去一个新城市缴纳社保，只会进入临时账户，无法享受新城市的退休待遇。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">因此，对于@爱丽丝 来说，这条路算是走不通了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cstrong style=\"text-indent: 0em; font-size: var(--articleFontsize); text-align: center; letter-spacing: 2px;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cspan style=\"color: rgb(214, 168, 65);\">\u003Cstrong style=\"text-indent: 0em; font-size: var(--articleFontsize); letter-spacing: 2px;\">03\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">其实，对于@爱丽丝 来说，能优化社保的地方确实不是很多。\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">但对于那些经济条件不错、还比较年轻的朋友来说，可选择的范围会大一些——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">年龄比较小的，可以选择去大城市交社保。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">虽然交得多一些，但最后领得也多。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">另外，有时候还会有「小惊喜」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">像深圳为了吸引灵活就业人才，就将缴费基数定在了2,360元，「便宜又实惠」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5Zkq9Ek3Jdo8FFkzxuXL1z2hsic2ttFl802ISkOmB0OwZpMDY15iax7LuYA\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">不过，这种方法有几个小的\u003C\u002Fspan>\u003Cspan style=\"background-color: rgb(255, 218, 169);\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em;\">注意事项\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">首先，最后一年一定不要回到社会平均工资更低的老家去缴纳社保，否则会前功尽弃，只能跟着老家的平均收入拿钱。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">其次，深圳这样的「低基数」可遇不可求，大部分社平高的城市基数也高，要缴满10年，还挺考验大家的财力的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">最后，社保的政策具有不可预测性，像深圳的低基数「花活」，有不少朋友认为无法持续太久。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5Zk2N0bwydsfTL2dX2LsPHCibcBsFOwAnksUnjzTprneYmtDw7PPwibbSgw\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cspan style=\"color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; font-size: 14px;\">图源：集思录\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(214, 168, 65);\">04\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">说完交钱，\u003C\u002Fspan>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">再来说说领钱。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">这两年，领取退休金的条件有越来越紧的趋势，像重庆和成都等不少地方都收紧了养老金的\u003Cstrong>一次性补缴政策\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">目前，咱们在退休时累计缴满15年社保，就能领退休金。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">有个细节是，如果你快退休了，但养老金只交了10年，按照原来的政策，退休时一次性补齐没缴的5年养老金，依然可以\u003Cstrong>60岁退休60岁领养老金\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">但现在，\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-indent: 0em; color: rgb(214, 168, 65);\">这种方法却行不通了\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">少交的这5年，得一个月一个月地补齐5年\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">。虽然还是可以60岁退休，但\u003Cstrong>直到65岁才能开始领养老金\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">其实是在变相地延长发钱时间，缓解社保现在支出的压力。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">总之，社保对于我们来说，仍然是有必要的、最基础的保障。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">但社保之外的补充，比如年金险、权益投资也得配备起来，做好现金流的规划~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(0, 82, 255); font-size: 14px;\">拓展阅读：\u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650661762&idx=1&sn=a1743b265efdc922e94e0ef8b514d379&scene=21#wechat_redirect\" style=\"font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; color: rgb(0, 82, 255); font-size: 14px;\">\u003Cspan style=\"margin: 0px; padding: 0px;\">给爸妈养老，你需要做好这3个准备\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">好了，今天的内容就到这里了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">照例奉上总结图——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: justify; text-indent: 0em;\">\u003Cspan style=\"color: rgb(34, 34, 34); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; line-height: 2em; text-align: center; text-indent: 0em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fsz_mmbiz_png\u002FAm8Qfs8miaLFr75DtJBChhW96krROU5ZkM0Q6C7SzC96mUZdFiczGZ3OwBFKeD9B22HkE8LJt55mpnlFWrcOtL0Q\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp>\u003Csection>\u003Cbr\u002F>\u003C\u002Fsection>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>","2024-09-15 06:25:00","2024-09-14 18:27:22",100,0,"liuweixin@jane7.com","2024-09-14 18:27:26",129,false,16525,8,"1038002",4,[],[],[],[],[]]