[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2024081814321339914":3,"related-JP2024081814321339914":31},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"miniUrl":11,"miniScheme":11,"miniImage":11,"itemTag":11,"createBy":20,"updateBy":20,"createTime":21,"visitCount":22,"isLiked":19,"realSearch":23,"isRead":19,"productId":24,"isCollected":19,"collectCount":25,"vipExclusive":19,"allowComment":7,"style":26,"likeCount":10,"duration":19,"playStyle":7,"seoKeywords":11,"articleModuleVoList":27,"extendContentList":28,"noteCount":7,"categoryList":29,"dailyKeywordList":30},10,6447,"1",1,"JP2024081814321339914","1041018",3,"","年化5%+，换个方式从银行赚钱","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","银行股东挺香的","\u003Csection>\n \u003Cp style=\"text-align:center;margin-bottom: 0px;text-wrap: wrap;outline: 0px;color: rgb(34, 34, 34);letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 1.5em;visibility: visible;margin-left: 16px;margin-right: 16px;font-family:-apple-system, "system-ui", "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"color: rgb(0, 0, 0);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">晚上好，我是简七编辑部的犀利君。\u003C\u002Fspan>\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">最近同事冰冰问，现在存款利率这么低，不想让钱躺在银行睡大觉了，有啥收益高点的投资品种呢？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">我想起来，中证银行指数年初至今\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（截止8月6日）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">上涨了13.25%。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">就说，要不你考虑下银行股？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">反正你就当把闲钱存里面，一年下来可以收收股息；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">至于本金嘛，也不着急拿出来，再说银行股股价波动较小，也符合你「胆小」的投资风格。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">不过，她还是不放心嘀咕了句：银行股都涨了一波了，现在还能买吗？你可别坑我啊~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">今天就来仔细聊聊，\u003Cstrong>银行股为啥今年表现得还行？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">顺便分析一下，\u003Cstrong>我们买入银行股，长期到底能不能赚钱？赚的又是什么钱？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(255, 76, 0);background-color: rgb(255, 254, 213);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">风险提示：本文所提及的个股和基金，仅为示例参考，不作任何投资推荐。投资有风险，决策需谨慎。据此买卖，请自担风险。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F53f30cc7-d2c6-4511-a41c-0e0cf4eeea5a.jpg\">\u003C\u002Fp>\n \u003Csection>\n  \u003Cp style=\"text-align:center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"outline: 0px;font-size: 16px;letter-spacing: 1px;caret-color: #333333;visibility: visible;color: #d6a841;font-family:Optima-Regular, PingFangTC-light;\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">先来说说银行股近期上涨的原因，归纳起来大致有三方面：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">1.银行股的「股息率」较高，比较有吸引力\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">股息率，代表你买入一只股票平均1年可以收到多少分红。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cblockquote style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">股息率=每股分红÷当前股价\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">我查了一下，中证银行指数的股息率是5.35%\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（截止8月6日）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fd1de5990-d780-42da-9274-173f6dc23831.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">意味着你买入1万元银行股股票，一年后可以收到535块现金分红。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">虽然对比年初6%股息率有所下降，但还算比较「能打」的，因为其他投资品的收益率更低。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">今年以来，央行已经搞了两波「降息」：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cblockquote style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">拓展阅读：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650672052&idx=1&sn=5e63b531e9614419b264a26c0c5be198&scene=21#wechat_redirect\" style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-size: 14px;color: rgb(0, 82, 255);font-family:Optima-Regular, PingFangTC-light;;color:#409eff\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-size: 14px;color: rgb(0, 82, 255);font-family:Optima-Regular, PingFangTC-light;\">新年首次降息，有点厉害\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650673446&idx=1&sn=7a92f6b4f6b1949b9592008154c8de80&scene=21#wechat_redirect\" style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;;color:#409eff\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-size: 14px;color: rgb(0, 82, 255);font-family:Optima-Regular, PingFangTC-light;\">今年第2次降息，对我有啥影响？\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">央行降息，通常会导致债券收益率的降低——\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">一般当利率下降了，新发行债券的票面利率也会降低\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（借钱的成本变低了~）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">投资者为了逐利，会去买票面利率更高的老债券，引起债券价格上升，导致债券的实际收益率降低。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">看了下十年期国债的收益率，今年也在一直下降，目前是2.148%：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F402eaf4a-9e2b-4916-a977-7c7c1b96eb4d.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">银行板块5%+的股息率，相对债券2%+的收益率更有吸引力，资金也愿意流入这类高股息资产。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">2.机构大资金成为买入银行股的「主力军」\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">各大机构\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（如保险公司、公募基金等）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">平时也有投资需求，面对低利率的环境，光买债券已经不「解渴」了，也会去配置高股息资产。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">银行股的价格波动很小，普通散户往往提不起兴趣，但大机构的投资期限较长，更有耐心能拿得住。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">尤其是今年出台的「新国九条」鼓励中长期资金入市，机构资金纷纷瞅准了银行板块这个「香饽饽」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">3.银行板块的估值（市净率）长期偏低\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cblockquote style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">市净率=总市值÷净资产 *总市值=每股股价×总股本\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">过去10年，中证银行指数的市净率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（PB）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，长期处于低估区间\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（绿线下方）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F4d50cba4-9ef4-4cd5-8b55-8f1fac82e691.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">截止目前，全体银行股均低于1倍PB，意味着集体「破净」\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（市净率小于1）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">一般来说，估值低意味着股价便宜，会吸引到部分资金进来捡「便宜货」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">即便今年经历了一波上涨，银行股的估值仍然不算高\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（当前PB略高于绿线）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F5efc1969-bdb4-40eb-8abd-37b9886e9fa7.jpg\">\u003C\u002Fp>\n \u003Csection>\n  \u003Cp style=\"text-align:center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"outline: 0px;font-size: 16px;letter-spacing: 1px;caret-color: #333333;visibility: visible;color: #d6a841;font-family:Optima-Regular, PingFangTC-light;\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">然后聊聊大家比较关心的，\u003Cstrong>买银行股长期看能不能赚钱？\u003C\u002Fstrong>\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">想起最近流传很广的一个段子，「6000点买的银行股，居然在2900点解套了」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">不少新手朋友怀疑，这是不是在吹牛？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">正好身边有亲戚买过银行股，2008年1月底，她以6块5左右价格买入工\u003C\u002Fspan>\u003Cspan style=\"color: rgb(0, 0, 0);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">商银行；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">目前股价是不到6块钱，看起来好像十几年还没有解套嘛：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ffcdc3d30-ff2d-4f5c-a178-76890d5812ba.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">但这个价格走势不太准确，因为它没有考虑期间的股票分红收益；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">如果要看长期的股价收益，应该选择「\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">后复权\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cblockquote style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">后复权是保持除权除息前的价格不变，将之后的价格进行上调，以反映股票的真实价值增长。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">除权除息：公司发生送转股或现金分红等活动时，对股价进行相应的调整。\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">目前工行的后复权价格接近14块：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F8c072b1c-932b-4762-9da2-6146cefaa9e6.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">这意味着，\u003Cstrong>6000点买入银行股的朋友，基本都解套了。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">08年初买入工商银行的，如果把每年的分红收益再投资，持有到2014年底，后复权价格是6块8左右，十年前早就回本了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">即便你「不幸」在07年最高价9元买入，持有到17年7月\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（后复权价格9元）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">也刚好回本了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">假设从07年买入工行后，你一股未卖，坚持分红再投资，截止目前累计收益55%\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化约2.7%）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，何止是解套，还能小赚一笔了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">那我们买工行这类银行股，到底是怎么赚钱的呢？难不成是碰运气？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">用一个公式来分析：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cblockquote style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\n  \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">长期年化收益率≈盈利增长率+估值变化+股息率\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fblockquote>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">首先看\u003Cstrong>业绩\u003C\u002Fstrong>，工行的净利润从819.9亿元\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（2007年）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">上升到3651.16亿元\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（2023年）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，过去16年年化9.78%；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">其次看\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">\u003Cstrong>估值\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">，07年工行的市净率是5倍左右，现在是0.62倍，跌了88%左右\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化-11.82%）\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">最后看\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">\u003Cstrong>股息率\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">，过去16年工行的股息率中位数是5.10%：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F7a3b46b0-4774-4f2a-bf85-0d253f006467.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">盈利增长率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化9.78%）\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">+估值变化\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化-11.82%）\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">+股息率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（5.10%）\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">，三者相加结果为3.07%，大致相当于长期投资年化收益率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（2.7%左右）\u003C\u002Fspan>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">也就是说，哪怕你当年在6000点高位买入银行股，长期持有下来还能解套，背后靠的不是运气，而是通过「\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"outline: 0px;font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">盈利稳定增长+持续高分红\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"outline: 0px;color: rgb(34, 34, 34);font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);font-family:Optima-Regular, PingFangTC-light;\">」来消化高估值。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fabde4bc7-bc85-45e7-8e33-9b24b0e40532.jpg\">\u003Cbr>\u003C\u002Fp>\n \u003Csection>\n  \u003Cp style=\"text-align:center;line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"outline: 0px;font-size: 16px;letter-spacing: 1px;caret-color: #333333;visibility: visible;color: #d6a841;font-family:Optima-Regular, PingFangTC-light;\">03\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n \u003C\u002Fsection>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">有些朋友会问，\u003Cstrong>相比年初银行股都涨了一波了，还能不能买入呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">其实这不难回答，因为相比07年牛市，现在银行股的整体估值是偏低的，以当前估值买入银行股\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（假设未来盈利增速、股息率不出现大幅下滑）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，长期持有大概率不会亏本。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">那具体能赚多少钱呢？用上面这个公式简单分析一下：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">\u003Cstrong>盈利增长率\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，以现在国内GDP增速为参考，预计银行股净利润年增长率5%左右。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">估值变化\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，目前中证银行指数PB是0.59倍，保守起见假设估值不变，增速为0。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">股息率\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，中证银行指数的股息率为5.35%。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">盈利增长率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化5%）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">+估值变化\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（年化0%）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">+股息率\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（5.35%）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，三者相加，年化收益率为10.35%。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">理论上，买银行股的长期年收益率有10%+\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（其中股票分红的收益占比，超过一半）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">看到这里，相信大家能直观地感受到高分红的魅力了，也跃跃欲试想要入手；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">但还是要提醒一下，这仅仅是基于假设条件测算的结果，一旦假设情况发生变化\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（如盈利增速低于5%、股息率下降不到5%）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">，最终未必能获得10%+年化收益率，我们要理性看待这个数字，避免「刻舟求剑」。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">对于普通投资者来说，如果你有股票账户，可以直接买国有五大行\u003C\u002Fspan>\u003Cspan style=\"letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(136, 136, 136);font-size: 14px;font-family:Optima-Regular, PingFangTC-light;\">（工农中建交）\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">的股票，也更省心些；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">如果担心买个股的风险太高，也可以通过指数基金间接参与。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">跟踪中证银行指数的基金有十几只，我挑了几只代表性的指数基金，整理成表格供你参考：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F1857f670-db05-4d1e-90c0-4fb3084ef1b8.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">除了买个股、指数基金，普通人要怎样投资高股息类资产，才能获得更好的收益呢？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px;outline: 0px;letter-spacing: 0.544px;white-space: normal;background-color: rgb(255, 255, 255);line-height: 2em;margin-left: 16px;margin-right: 16px;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">今年，我们推出了一门课程《\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">从入门到进阶：高股息投资策略\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">》。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">只需要30分钟，就能教会大家如何上手高分红的股票\u002F基金投资，会员还享有优惠价哦，欢迎\u003C\u002Fspan>\u003Cstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(214, 168, 65);font-family:Optima-Regular, PingFangTC-light;\">扫码参与\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">↓↓↓\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ffd1d23b3-4d0d-40ff-8342-60ebc284f861.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">最后放一张总结图：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:center;margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F3847f92c-5d39-4050-bd86-021009879049.jpg\">\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin-bottom: 0px; outline: 0px; letter-spacing: 0.544px; white-space: normal; background-color: rgb(255, 255, 255); margin-left: 16px; margin-right: 16px; line-height: 2em;font-family:-apple-system, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;letter-spacing: 1px;caret-color: rgb(51, 51, 51);color: rgb(0, 0, 0);font-family:Optima-Regular, PingFangTC-light;\">晚安\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002Fc575718f-c53b-4199-b946-d77e7ffed5a8.jpg\">\u003C\u002Fspan>\u003C\u002Fp>\n \u003Csection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2024-08-19 06:25:00",100,0,"liufei@jane7.com","2024-08-18 14:32:13",45,false,16458,6,"1038002",[],[],[],[],[]]