[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2023091111473091454":3,"related-JP2023091111473091454":32},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":18,"sortNumber":19,"isFree":20,"isShowList":7,"isRecommend":20,"linkType":7,"isOriginal":6,"hasMiniUrl":20,"miniUrl":11,"miniScheme":11,"miniImage":11,"itemTag":11,"createBy":21,"updateBy":22,"createTime":23,"visitCount":24,"isLiked":20,"realSearch":25,"isRead":20,"productId":26,"isCollected":20,"collectCount":10,"vipExclusive":20,"allowComment":7,"style":27,"likeCount":7,"filePath":11,"duration":20,"playStyle":7,"seoKeywords":11,"articleModuleVoList":28,"extendContentList":29,"noteCount":7,"categoryList":30,"dailyKeywordList":31},10,5774,"1",1,"JP2023091111473091454","1041018",3,"","医保怎么用，好多人不知道","https:\u002F\u002Fimage.jane7.com\u002F3375725c-d389-414b-8026-187a459f2892.png","https:\u002F\u002Fjane7-prod.oss-cn-hangzhou.aliyuncs.com\u002Fmanager\u002Farticle_default_img.png","医保省钱指南","\u003Csection>\n \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-wrap: wrap; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #222222; font-size: 16px; letter-spacing: 1px; caret-color: #333333;font-family: Optima-Regular, PingFangTC-light;\">晚上好呀，我是简七编辑部的溶溶~\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-wrap: wrap; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n \u003Csection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最近，同事小花去医院看风湿，前前后后花了5000块，这可给她心疼坏了，说「身上的病是治好了，可心疼花钱的毛病又犯了」。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一问才知道，她这次看病是自掏腰包，根本没走医保。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">大家都知道，医保是国家给咱们的基本医疗保障，能报销在门诊或是住院的费用。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">但其实，医保并不是所有情况都能报销，使用错误的话，甚至会一分钱也报不了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花就是因为不了解医保报销的相关政策，只能自己吃下个闷亏。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">那么今天，就着小花这个「反面教材」，咱们来好好讲一讲医保的那些事儿。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-wrap: wrap; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: var(--articleFontsize); text-align: center; color: rgba(0, 0, 0, 0.9); letter-spacing: 0.034em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F1c2e24cd-c774-4e74-959a-cd8f9f67e2a1.jpg\" alt=\"图片\">\u003C\u002Fstrong>\u003Cbr>\u003C\u002Fp>\n  \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-weight: 400; font-size: 17px; max-width: 100%; text-wrap: wrap; clear: both; min-height: 1em; text-align: center; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;;line-height:2em;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1px; caret-color: #333333; color: #D6A841;font-family: Optima-Regular, PingFangTC-light;\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n  \u003Csection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花犯得第一个错，就是没有去自己的定点医院就诊。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">医保报销，建立在医保定点医院的基础之上。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan class=\"wx_text_underline\" style=\"margin: 0px; padding: 0px 0px 2px; outline: 0px; cursor: pointer; background-image: url(&quot;data:image\u002Fsvg+xml,%3Csvg width='8' height='2' viewBox='0 0 8 2' fill='none' xmlns='http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg'%3E%3Cpath d='M3.25 1.5H0.75C0.335786 1.5 0 1.16421 0 0.75C0 0.335786 0.335786 0 0.75 0H3.25C3.66421 0 4 0.335786 4 0.75C4 1.16421 3.66421 1.5 3.25 1.5Z' fill='%2307C160' fill-opacity='0.5'\u002F%3E%3C\u002Fsvg%3E%0A&quot;); background-position: 0px 100%; background-size: auto 2px; background-repeat: repeat-x; background-attachment: initial; background-origin: initial; background-clip: initial; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这个定点医院，不是指一座城市里，那几十上百家和医保联网的医保定点医院，而是你个人在这些定点医院中，单独选择的几所签约医院\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan class=\"wx_text_underline\" style=\"margin: 0px; padding: 0px 0px 2px; outline: 0px; cursor: pointer; background-image: url(&quot;data:image\u002Fsvg+xml,%3Csvg width='8' height='2' viewBox='0 0 8 2' fill='none' xmlns='http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg'%3E%3Cpath d='M3.25 1.5H0.75C0.335786 1.5 0 1.16421 0 0.75C0 0.335786 0.335786 0 0.75 0H3.25C3.66421 0 4 0.335786 4 0.75C4 1.16421 3.66421 1.5 3.25 1.5Z' fill='%2307C160' fill-opacity='0.5'\u002F%3E%3C\u002Fsvg%3E%0A&quot;); background-position: 0px 100%; background-size: auto 2px; background-repeat: repeat-x; background-attachment: initial; background-origin: initial; background-clip: initial; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（一般会选择四所）\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan class=\"wx_text_underline\" style=\"margin: 0px; padding: 0px 0px 2px; outline: 0px; cursor: pointer; background-image: url(&quot;data:image\u002Fsvg+xml,%3Csvg width='8' height='2' viewBox='0 0 8 2' fill='none' xmlns='http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg'%3E%3Cpath d='M3.25 1.5H0.75C0.335786 1.5 0 1.16421 0 0.75C0 0.335786 0.335786 0 0.75 0H3.25C3.66421 0 4 0.335786 4 0.75C4 1.16421 3.66421 1.5 3.25 1.5Z' fill='%2307C160' fill-opacity='0.5'\u002F%3E%3C\u002Fsvg%3E%0A&quot;); background-position: 0px 100%; background-size: auto 2px; background-repeat: repeat-x; background-attachment: initial; background-origin: initial; background-clip: initial; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，也就是你的「专属医院」。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">另外，还会有一些不需要单独签约，也能给你走医保报销的医院，比如北京全市的专科医院和一些列在名单里的大医院\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（但这些医院的人实在是太多了，能挂到号就算成功）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，算是「福利医院」。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花就是既没有去自己的「专属医院」，也没有去「福利医院」，所以无法走医保报销。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花听到这话，立刻追悔莫及，觉得自己硬生生多花了近半个月的工资。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花这就又犯了第二个错，误以为看病花的钱都可以报销。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">实际上，哪怕是选对了医院，有了报销医保的先决条件，也不是所有钱都可以报的。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F523a238f-b653-4d4d-b17b-7bb0915468d8.jpg\" alt=\"图片\">\u003C\u002Fp>\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-wrap: wrap; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Csection>\n    \u003Csection>\n     \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">根据医保报销的计算公式，首先，对于医保，我国有起付线和封顶线的说法，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">高于封顶线和低于起付线的费用是需要自费的\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003C\u002Fsection>\n    \u003Csection>\n     \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n    \u003C\u002Fsection>\n    \u003Csection>\n     \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">其次，在报销之前，包括\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">药品、诊疗项目和医疗服务\u003C\u002Fstrong>\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">在内的自费项目\u003C\u002Fstrong>也会提前扣除。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003C\u002Fsection>\n    \u003Csection>\n     \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n    \u003C\u002Fsection>\n    \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-indent: 0em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fb03d76af-1c07-429e-a245-3bae4847b42c.jpg\" alt=\"图片\">\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Csection>\n     \u003Csection>\n      \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后，在起付和封顶线之间的部分，也是医保和个人共同承担的，只能按照报销比例部分报销。\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">注：各地报销比例会有差别，具体可以在各省医保公共服务网站或拨打12333查询\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">就拿小花这次的花费举个例子——\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小花在某医院治疗，共花费5,000元，其中甲类药品2,000元\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（自付比例为0%）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，乙类药品1,500元\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（自付比例为10%）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，丙类药物500元\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（自付比例100%）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，检查费用1,000元，另外，医院门诊的报销比例是70%，起付线为1,800元。\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">那么，如果能够报销，小花这次能省下1,785元\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（(5000-1800-1500×10%-500) × 70%=1785）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">差不多能报销近36%\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Csection>\n      \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这样一看，小花这次花的「冤枉钱」确实有点多。\u003C\u002Fspan>\u003C\u002Fp>\n     \u003C\u002Fsection>\n     \u003Cp style=\"text-align:justify;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; text-wrap: wrap; color: rgb(51, 51, 51); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F6b759cf0-1b9c-49fb-84e2-45de7230541f.jpg\" alt=\"图片\">\u003Cbr>\u003C\u002Fp>\n     \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-weight: 400; font-size: 17px; max-width: 100%; text-wrap: wrap; clear: both; min-height: 1em; text-align: center; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;;line-height:2em;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1px; caret-color: #333333; color: #D6A841;font-family: Optima-Regular, PingFangTC-light;\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n     \u003Csection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">除了去「专属医院」看病，还有什么可以多省点钱的方法吗？\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">首先，合理选择你的「专属医院」。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">小医院的报销比例比大医院更高，这个原则全国通用。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F0850a00f-f306-46b2-b287-29af190d934c.jpg\" alt=\"图片\">\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">如果小花这次是去「专属」的社区医院看的病，那么，她这次能省2,295元\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: #FFFFFF; letter-spacing: 1px; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（(5000-1800-1500×10%-500) × 90%=2295元）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，能省近一半的费用。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">因此，在选择自己的「专属医院」时，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不要全选知名的大医院，而是要选小医院和大医院的组合，最好能囊括一二三级医院\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">而且如果你还需要住院，那不同级别的医院报销差距就更大了。如果小医院真的诊治不了，那么从小医院转诊到大医院也会提高报销比例，也会更划算。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: #FFFFFF; letter-spacing: 1px; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">注：不知道自己「专属医院」的朋友，可以通过「支付宝—医保—更多服务—个人定点医疗机构」查询或修改\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">另外提醒一下，大学生有定制的青春版居民医保，定点医院就是学校的校医院，如果在外面看病，必须从校医院转诊出去，才可以报销，自己直接出去看病是报不了的。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">其次，慢性病、重大疾病都被「特别关照」\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">如果有慢性病的话，可以去做门诊慢特病备案，就能在之后的治疗中报销更多，差不多是\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">在门诊治疗，按照住院比例结算\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">而如果不幸患上重大疾病，花费的医疗费用非常多的时候，就可以在基本报销之外，再报销一次。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">虽然具体能报多少还是要结合当地的实际情况，不同地区要求会有所不同，但基本上手续都不会太过麻烦，提供相关的证明就可申请。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后，异地就医要提前备案\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">目前，全网开通了「国家异地就医备案」的小程序，提交异地就医申请后，在外地看病也能报销。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #333333; background-color: #FFFFFF; letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不过，有些时候不能直接报销，那就需要自己\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">留好病例发票\u003C\u002Fstrong>，先垫付，回头再找医保局报销。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Csection>\n       \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002F3f7d7487-891f-4c18-bfd5-ba75c905bcb2.jpg\" alt=\"图片\">\u003C\u002Fp>\n      \u003C\u002Fsection>\n      \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-weight: 400; font-size: 17px; max-width: 100%; clear: both; min-height: 1em; text-align: center; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;;line-height:2em;font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; letter-spacing: 1px; caret-color: #333333; color: #D6A841;font-family: Optima-Regular, PingFangTC-light;\">03\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n      \u003Csection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后，也不是所有情况都能用医保。\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">首先，有其他报销方式的。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan class=\"wx_text_underline\" style=\"margin: 0px; padding: 0px 0px 2px; outline: 0px; cursor: pointer; background-image: url(&quot;data:image\u002Fsvg+xml,%3Csvg width='8' height='2' viewBox='0 0 8 2' fill='none' xmlns='http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg'%3E%3Cpath d='M3.25 1.5H0.75C0.335786 1.5 0 1.16421 0 0.75C0 0.335786 0.335786 0 0.75 0H3.25C3.66421 0 4 0.335786 4 0.75C4 1.16421 3.66421 1.5 3.25 1.5Z' fill='%2307C160' fill-opacity='0.5'\u002F%3E%3C\u002Fsvg%3E%0A&quot;); background-position: 0px 100%; background-size: auto 2px; background-repeat: repeat-x; background-attachment: initial; background-origin: initial; background-clip: initial; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">比如，工伤要走工伤保险，生育要走生育保险，这些情况要是直接用自己的医保卡刷卡，可真就是太「亏」了。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">其次，出了事故，要让责任人来负担医药费的。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">比如，因为打架导致的受伤和交通事故导致的受伤，这种情况下一般都是要第三方责任人来赔，医保是不会出钱的。\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后，医保卡不能借给他人使用。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">有些人的医保账户里的钱很多，但自己的家人可能没有账户或是账户里的钱不多，在这种时候，不要让家人直接刷我们的医保卡就医\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（从法律层面上说，这属于骗保行为）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">。\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">现在，很多地方都允许\u003C\u002Fspan>\u003Ca target=\"_blank\" href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&amp;mid=2650662857&amp;idx=1&amp;sn=a9fa96ec20cb7fe64111664eebb5549f&amp;scene=21#wechat_redirect\" style=\"margin: 0px; padding: 0px; outline: 0px; text-decoration-line: none; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); cursor: pointer; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;;color:#409eff\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; color: #0052FF; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「医保家庭共济」\u003C\u002Fspan>\u003C\u002Fa>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，通过绑定账号，让家人从主账号里面划钱，从而让家人一起共享医保。\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; font-size: 14px; color: #888888; box-sizing: border-box !important; overflow-wrap: break-word !important;\">注：医保家庭共济绑定可通过「国家医保服务平台APP—亲情账户—添加信息，医保公共服务网页版—我要办—个人账户家庭共济关系维护—添加对象」完成，各地政策会稍有变动，具体可拨打12333进行咨询~\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: #222222; letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: #222222; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后，附上一张总结图——\u003C\u002Fspan>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; text-decoration-style: solid; text-decoration-color: rgb(34, 34, 34); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"rich_pages wxw-img\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fe5f69b69-ffae-4ca4-a211-0bb54322ffc6.jpg\" alt=\"图片\">\u003Cbr>\u003C\u002Fp>\n       \u003C\u002Fsection>\n       \u003Csection>\n        \u003Cbr> &nbsp; &nbsp; &nbsp;\n       \u003C\u002Fsection>\n       \u003Cp>\u003Cbr>\u003C\u002Fp>\n      \u003C\u002Fsection>\n     \u003C\u002Fsection>\n    \u003C\u002Fsection>\n   \u003C\u002Fsection>\n  \u003C\u002Fsection>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2023-09-11 11:50:20","2023-09-08 22:00:00",100,0,"mazehui@jane7.com","liuweixin@jane7.com","2023-09-11 11:47:30",15,false,15676,"1038002",[],[],[],[],[]]