[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2022111516534704600":3,"related-JP2022111516534704600":35},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":17,"postTime":18,"viewTime":19,"sortNumber":20,"isFree":21,"isShowList":7,"isRecommend":21,"linkType":7,"isOriginal":6,"hasMiniUrl":21,"miniUrl":11,"miniScheme":11,"miniImage":11,"itemTag":11,"createBy":22,"updateBy":23,"createTime":24,"visitCount":25,"isLiked":21,"realSearch":26,"isRead":21,"productId":27,"isCollected":21,"collectCount":28,"vipExclusive":21,"allowComment":7,"style":29,"likeCount":4,"duration":21,"playStyle":7,"seoKeywords":11,"articleModuleVoList":30,"extendContentList":31,"noteCount":32,"categoryList":33,"dailyKeywordList":34},10,5224,"1",1,"JP2022111516534704600","1041018",3,"","关于赚钱这件事，早点知道这些就好了","https:\u002F\u002Fimage.jane7.com\u002F0222735a-aea2-4cec-9c58-d57d5f5fa871.png","https:\u002F\u002Fimage.jane7.com\u002F6db9d02f-4420-462e-99ab-f37d15515e7d.png","一个让你「赚更久」的工具","\u003Csection>\n \u003Csection>\n  \u003Csection>\n   \u003Cp style=\"vertical-align:inherit;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify; vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light;\">最近，有个朋友向我借钱，借的也不多，几千块过渡1个月。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">看到消息的时候，我有点诧异，她的工资不错，怎么会为几千块犯难。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">她叹气道，股市跌得有点惨，一路跌一路补仓，结果被套得动弹不得...身家全在股市里。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002F149e8b5c-506d-47ab-b017-3e17fb47c8a9.jpg\"> &nbsp; &nbsp;\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">图：朋友「理财分」评价\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">像我朋友这样为钱困扰的人不在少数。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">特别是股市下跌的这段时间，在后台看到不少小伙伴心灰意冷：\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Csection>\n     \u003Csection>\n      \u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;\">\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 15px; color: rgb(136, 136, 136); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">-股市里挥金如土，现实里抠抠搜搜，早知道还不如把钱花掉；\u003C\u002Fspan>\u003C\u002Fp>\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 15px; color: rgb(136, 136, 136); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">-挪用了家里的小金库，本来指望翻身，这下可好，家庭矛盾更多了；\u003C\u002Fspan>\u003C\u002Fp>\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 15px; color: rgb(136, 136, 136); visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">-都说现在是低点，我All in了某只股票\u002F基金，预期能把亏掉的都赚回来......\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fblockquote>\n     \u003C\u002Fsection>\n    \u003C\u002Fsection>\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">你是不是也被一个或多个问题击中，开始质疑理财的意义？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; color: rgb(51, 51, 51); display: block; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">今天，我们不妨重新聊聊理财这件事~\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:center;vertical-align: inherit; margin: 16px 16px 0em; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002F975eb6af-36ca-474f-86b9-e9a1ed51e91b.jpg\">\u003C\u002Fstrong>\u003C\u002Fp>\n   \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; clear: both; min-height: 1em; color: rgb(51, 51, 51); text-align: center; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">01 一个常见的误解\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">仔细看看这些问题，会发现不少人将理财和投资划上了等号。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">这看来很合理。假如你很会投资，赚进大笔财富的话，生活中的财务问题不是都能迎刃而解了吗？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">但事实是，在市场中，我们容易有\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「过度自信」\u003C\u002Fstrong>的倾向，总认为能比别人赚得多。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Csection>\n     \u003Csection>\n      \u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;\">\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">80%的人认为自己能跑赢大盘，但真实投资结果显示，他们之中只有一半左右真正跑贏了大盘。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fblockquote>\n     \u003C\u002Fsection>\n    \u003C\u002Fsection>\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:center;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002F710ae592-1e71-45d3-b8d2-d32340a36f37.jpg\">\u003C\u002Fp>\n   \u003Csection>\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">图源：2021年《中国权益类基金投资者行为金融学研究白皮书》\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">可大多数人并没有因此赚大钱，生活却变得一团糟。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">投资固然重要，但它只是理财的众多面向之一。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">理财还有其他重点，比如储蓄、保险、买房等，都是需要处理的问题。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一个完整的理财方案，就像盖一座大楼，层层堆叠——\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">第一层是设定目标。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">目标包含两个关键要素：\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">时间和金额\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">。比如：\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Csection>\n     \u003Csection>\n      \u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;\">\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">2\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">年之后，准备读MBA进修，学费预计20万；\u003C\u002Fspan>\u003Cbr>\u003C\u002Fp>\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 15px; color: rgb(136, 136, 136); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">5年之内，计划买200万的房，首付还差30万；\u003C\u002Fspan>\u003C\u002Fp>\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">30年后退休，估计要500万退休资产，才能体面养老。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fblockquote>\n     \u003C\u002Fsection>\n    \u003C\u002Fsection>\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">当你把目标写出来，就可以知道理财的目的，目标间的优先级，便于掌控进度。\u003C\u002Fspan>\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">第二层是梳理财务。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一个月有2000元用于投资，肯定比1000元积累财富来得快。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">每个月盘点一下收入和支出，也能知道我们的钱到底从哪里来，能存下多少，做到心中有数。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">第三层是建立体系。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">通常来说，我们可以将资金分成\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">三个部分\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">——\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一笔消费、应急，用于日常支出；\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一笔保障，以防天灾人祸的风险；\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一笔投资，用于财富的稳健增值。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">第四层才是投资标的。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">按照自己的风险偏好，先决定股债资产的分配比重，再看具体买什么股票、或是基金。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">比如以退休为目标，投资中的股票比重会偏高，随着时间接近，再把它调整得保守一点。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">很多关于理财投资的讨论，全都放在最后一层，也就是投资目标选择上。\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">这其实是最后才需要考虑的事情。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一项没有目标的投资，一个不成体系的计划，投资标的选的再好，成效恐怕都很有限。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002F9a8ddaac-ab71-4c92-b48b-6b0f58175c18.jpg\">\u003C\u002Fstrong> &nbsp;\n   \u003C\u002Fsection>\n   \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; clear: both; min-height: 1em; color: rgb(51, 51, 51); text-align: center; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">02&nbsp;难以坚持的3个原因\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">倘若已经有了自己的理财体系，并且执行了一段时间，你可能会冒出新的苦恼，特别是在股市低迷的时期：\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">投资越多，资产越缩水，还要继续吗？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">或许你也知道应该坚持下去，但又觉得哪儿不对，我们不妨来分析一下。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">1. 在错误的时间，买了错误的产品\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">说回到借钱的朋友，我问她，是什么时候开始炒股的？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">她说，21年初周围人都在喊牛市来了，再不买就晚了，于是匆忙入市。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">人声鼎沸时入场，买入成本肯定会偏高。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">我又看了看她买的基金，发现大多是买入前涨幅颇大的「明星基金」。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">朋友回想了一番，自己根据平台推荐的「销量榜」操作。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">随便点几只，走势图个顶个的华丽，基金下方还会标注「多少人买入」，有种不买就是错过的感觉。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">朋友的例子还是挺典型的，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">人多的地方不要去，在投资中也能适用\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2. 风险太多或太少\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">承担过多风险\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">，把身价压在高风险资产上的投资人，往往在极端行情黯然离场。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">试想一下，一天的波动就是几个月的工资，大涨大跌之下，我们很难理性决策。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">而对那些\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不敢承担任何风险\u003C\u002Fstrong>的人来说，虽然能躲过下跌，但他们可能没想到，假如已经累积一定本金，错过了市场上涨的机会，其实也是很惨烈的「损失」。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">既能留在市场中，对下跌也有保护能力，合理的资产配置很重要。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: #D6A841;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">3. 陷入「习得性无助」的陷阱\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">习得性无助是一种心理现象，指的是面临不可控的情境时，无论怎样努力也不能改变结果，继而导致放弃的状态。好比——\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.5); font-size: 15px; letter-spacing: 0.544px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Csection>\n     \u003Csection>\n      \u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; visibility: visible;\">\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 15px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">运气不好，没有福报，所以赚不到钱；\u003C\u002Fspan>\u003C\u002Fp>\n       \u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 15px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">怎样调整投资策略都在亏，自己不是投资的料。\u003C\u002Fspan>\u003C\u002Fp>\n      \u003C\u002Fblockquote>\n     \u003C\u002Fsection>\n    \u003C\u002Fsection>\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">尤其在熊市中，只看到损失的金额，难免沉浸在痛苦中，很容易停止投资、理财。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">不过，正如篮球赛场上，盯着落后的比分并不能获胜，需要找到正确的目标，将重点放在投篮本身。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一时的赚多赚少，同样不能定义理财的对错。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fa1b2fb38-d794-4aca-9fb7-1d05d7f95a5d.jpg\">\u003C\u002Fstrong> &nbsp;\n   \u003C\u002Fsection>\n   \u003Ch3 style=\"margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; text-decoration-thickness: initial; clear: both; min-height: 1em; text-align: center; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">03 如何走好理财之路？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">我看过一个比喻，理财的过程就好比是一段「致富之旅」，需要好的车辆、对的路线、稳定的速度才能抵达终点。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">对应到理财，就是\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">选择对的产品、合适的资产配置、以及坚持足够久的时间\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">有没有一种方法，能够给枯燥的旅途增加一点趣味，让我们更能坚持下去呢？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">我找到了一个新工具，让理财这件事有趣了一点——\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">在支付宝上，理财习惯是可以打分的，给大家看下我的理财分：\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fe46c5999-3171-4cf2-882b-8c985282e3c3.jpg\"> &nbsp; &nbsp;\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">它能在10秒内判断你的理财打理水平怎么样，习惯越好，分数越高。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">到达600分\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">，就代表你的理财行为不错、理财习惯还算健康；\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">超过600分\u003C\u002Fstrong>，还有话费、红包、限时福利可以拿。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fde934a71-cebb-4755-a33f-2a76410992bf.jpg\"> &nbsp; &nbsp;\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:center;vertical-align: inherit; margin: 0px 16px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 1.5em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">图源：在支付宝搜\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 14px; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">「\u003C\u002Fspan>理财分\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 14px; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">」\u003C\u002Fspan>，有机会抽限量西游联名礼品\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">从理财分界面的提示来看，我觉得它的\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">提分方式\u003C\u002Fstrong>从长期看，对大家挺有帮助的。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">那么，怎样可以快速提升到600分的小目标呢？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">1. 选择「对」的产品\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">平时不知道该看什么电影，选择奥斯卡的获奖影片来看，一般不会出错。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">基金也有自己的「奥斯卡」，比如晨星奖、金牛奖，基金销售平台自己的基金池，像蚂蚁金选。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">评委既会参考基金表现\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">（收益、回撤）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">，也会考虑稳定性，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">定量+定性\u003C\u002Fstrong>的方式，评出「优胜」基金。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">这两年，基金在评选时更加注重\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">长期业绩表现\u003C\u002Fstrong>。比如金牛奖在前年新增了「7年持续优胜奖」，蚂蚁金选偏好「3年以上」跑赢大盘的权益类基金。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2. 适合你的配置\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">理财分的背后，有一套系统的理财体系：会根据「消费、投资、保障」三笔钱的配置来打分。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">每笔资金，或大或小，都按照不同的目标，做分别的安排和管理，和咱们「财富水池」的理念不谋而合。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">进一步的，它还会根据你在风险偏好问卷中得到结果，配置股债的比例。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">万一冲动买多了股票，都有提示，不至于在理财之路上「偏航」。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">3. 陪你走远一些\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">按理说机会是跌出来的，但看到亏损的金额，我们又迟迟无法执行投资计划。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">如果能找到\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">金钱之外的参照物\u003C\u002Fstrong>，会不会让我们更专注于理财本身？\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">这就是理财分数的有用之处。只要坚持符合自己的理财行为，就算资产在波动，理财分数也在增加。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">另外，遇到下跌时，另一个常见问题是：\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">为什么跌？\u003C\u002Fstrong>得不到答案也会让我们半途而废。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">基金的陪伴服务也很重要。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002F1fb5397d-d96e-4e2c-ae54-54019a7993db.jpg\"> &nbsp; &nbsp;\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 14px; color: rgb(136, 136, 136); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">图源：支小宝对话界面截图\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">比如我有一只基金一年跌了20%，在得到智能助手\u003Cem style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-style: italic;\">「综合性价比很强，超过75%的同类产品」\u003C\u002Fem>的评价后，才稍微释怀了些，放弃了赎回的念头。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">我们常说，理财就是理生活，理生活就是理人生。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: #FFDAA9;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">一个从基础打起、看上去「无聊」的理财计划，才是务实的做法，能帮助我们实现财务目标，距离理想生活更近一步~\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; text-decoration-thickness: initial; display: block; color: rgb(51, 51, 51); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">最后呢，可以去支付宝查查你的理财分，看看理财习惯怎么样，有什么需要改进的地方，欢迎留言交流哦~\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ff9992fe8-3856-4471-94ad-db58a85e97bf.jpg\"> &nbsp; &nbsp;\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">提示：在支付宝搜索框输入「理财分」三个字，等待10秒就有结果~\u003C\u002Fspan> &nbsp;\n   \u003C\u002Fsection>\n  \u003C\u002Fsection>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; visibility: visible; line-height: 2em; font-family: -apple-system, system-ui, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light;\">最近，有个朋友向我借钱，借的也不多，几千块过渡1个月。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">看到消息的时候，我有点诧异，她的工资不错，怎么会为几千块犯难。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">她叹气道，股市跌得有点惨，一路跌一路补仓，结果被套得动弹不得...身家全在股市里。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yrxbHjBMVUTafW75PibyJLw3rqtKrajibV7Scks7IFopVJXe3Nsj63yibg\u002F640?wx_fmt=png\"\u002F>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003Csection>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">图：朋友「理财分」评价\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">像我朋友这样为钱困扰的人不在少数。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; visibility: visible; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">特别是股市下跌的这段时间，在后台看到不少小伙伴心灰意冷：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Csection>\u003Csection>\u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">-股市里挥金如土，现实里抠抠搜搜，早知道还不如把钱花掉；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">-挪用了家里的小金库，本来指望翻身，这下可好，家庭矛盾更多了；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); visibility: visible; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">-都说现在是低点，我All in了某只股票\u002F基金，预期能把亏掉的都赚回来......\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fblockquote>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">你是不是也被一个或多个问题击中，开始质疑理财的意义？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">今天，我们不妨重新聊聊理财这件事~\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 16px 16px 0em; white-space: normal; text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch3 style=\"white-space: normal; margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; letter-spacing: 0.544px; clear: both; min-height: 1em; color: rgb(51, 51, 51); text-align: center; line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">01 一个常见的误解\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">仔细看看这些问题，会发现不少人将理财和投资划上了等号。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这看来很合理。假如你很会投资，赚进大笔财富的话，生活中的财务问题不是都能迎刃而解了吗？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">但事实是，在市场中，我们容易有\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「过度自信」\u003C\u002Fstrong>的倾向，总认为能比别人赚得多。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Csection>\u003Csection>\u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">80%的人认为自己能跑赢大盘，但真实投资结果显示，他们之中只有一半左右真正跑贏了大盘。\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fblockquote>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yFT8oGFeeSJyTIxY2JZoqF81BZ4DoaXobJGf6NaDFh15kjFCDqUZdkA\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">图源：2021年《中国权益类基金投资者行为金融学研究白皮书》\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">可大多数人并没有因此赚大钱，生活却变得一团糟。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">投资固然重要，但它只是理财的众多面向之一。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">理财还有其他重点，比如储蓄、保险、买房等，都是需要处理的问题。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一个完整的理财方案，就像盖一座大楼，层层堆叠——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">第一层是设定目标。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">目标包含两个关键要素：\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">时间和金额\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">。比如：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Csection>\u003Csection>\u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">年之后，准备读MBA进修，学费预计20万；\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">5年之内，计划买200万的房，首付还差30万；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">30年后退休，估计要500万退休资产，才能体面养老。\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fblockquote>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">当你把目标写出来，就可以知道理财的目的，目标间的优先级，便于掌控进度。\u003C\u002Fspan>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">第二层是梳理财务。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一个月有2000元用于投资，肯定比1000元积累财富来得快。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">每个月盘点一下收入和支出，也能知道我们的钱到底从哪里来，能存下多少，做到心中有数。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">第三层是建立体系。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">通常来说，我们可以将资金分成\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">三个部分\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一笔消费、应急，用于日常支出；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一笔保障，以防天灾人祸的风险；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一笔投资，用于财富的稳健增值。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">第四层才是投资标的。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">按照自己的风险偏好，先决定股债资产的分配比重，再看具体买什么股票、或是基金。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">比如以退休为目标，投资中的股票比重会偏高，随着时间接近，再把它调整得保守一点。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">很多关于理财投资的讨论，全都放在最后一层，也就是投资目标选择上。\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这其实是最后才需要考虑的事情。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一项没有目标的投资，一个不成体系的计划，投资标的选的再好，成效恐怕都很有限。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Ch3 style=\"white-space: normal; margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; letter-spacing: 0.544px; clear: both; min-height: 1em; color: rgb(51, 51, 51); text-align: center; line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">02&nbsp;难以坚持的3个原因\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">倘若已经有了自己的理财体系，并且执行了一段时间，你可能会冒出新的苦恼，特别是在股市低迷的时期：\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">投资越多，资产越缩水，还要继续吗？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">或许你也知道应该坚持下去，但又觉得哪儿不对，我们不妨来分析一下。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">1. 在错误的时间，买了错误的产品\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">说回到借钱的朋友，我问她，是什么时候开始炒股的？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">她说，21年初周围人都在喊牛市来了，再不买就晚了，于是匆忙入市。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">人声鼎沸时入场，买入成本肯定会偏高。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">我又看了看她买的基金，发现大多是买入前涨幅颇大的「明星基金」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">朋友回想了一番，自己根据平台推荐的「销量榜」操作。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">随便点几只，走势图个顶个的华丽，基金下方还会标注「多少人买入」，有种不买就是错过的感觉。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">朋友的例子还是挺典型的，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">人多的地方不要去，在投资中也能适用\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2. 风险太多或太少\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">承担过多风险\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，把身价压在高风险资产上的投资人，往往在极端行情黯然离场。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">试想一下，一天的波动就是几个月的工资，大涨大跌之下，我们很难理性决策。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">而对那些\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不敢承担任何风险\u003C\u002Fstrong>的人来说，虽然能躲过下跌，但他们可能没想到，假如已经累积一定本金，错过了市场上涨的机会，其实也是很惨烈的「损失」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">既能留在市场中，对下跌也有保护能力，合理的资产配置很重要。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">3. 陷入「习得性无助」的陷阱\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">习得性无助是一种心理现象，指的是面临不可控的情境时，无论怎样努力也不能改变结果，继而导致放弃的状态。好比——\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgba(0, 0, 0, 0.5); font-size: 15px; letter-spacing: 0.544px; font-family: system-ui, -apple-system, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Csection>\u003Csection>\u003Cblockquote style=\"margin: 1em 0px; padding: 4px 0px 0px 10px; outline: 0px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; visibility: visible; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">运气不好，没有福报，所以赚不到钱；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 8px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; vertical-align: inherit; visibility: visible; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">怎样调整投资策略都在亏，自己不是投资的料。\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fblockquote>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">尤其在熊市中，只看到损失的金额，难免沉浸在痛苦中，很容易停止投资、理财。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不过，正如篮球赛场上，盯着落后的比分并不能获胜，需要找到正确的目标，将重点放在投篮本身。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一时的赚多赚少，同样不能定义理财的对错。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLFP0y47k36rNGDhCM5HeemPTZzibYyT7q97SZBc8cEmoSejpfbhoCxlYgIzj9PyTM3oAzzaCIWbM5w\u002F640?wx_fmt=png\"\u002F>\u003C\u002Fstrong>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Ch3 style=\"white-space: normal; margin: 0px 16px 16px; padding: 0px; outline: 0px; font-size: 17px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; clear: both; min-height: 1em; text-align: center; line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">03 如何走好理财之路？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">我看过一个比喻，理财的过程就好比是一段「致富之旅」，需要好的车辆、对的路线、稳定的速度才能抵达终点。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">对应到理财，就是\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">选择对的产品、合适的资产配置、以及坚持足够久的时间\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">有没有一种方法，能够给枯燥的旅途增加一点趣味，让我们更能坚持下去呢？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">我找到了一个新工具，让理财这件事有趣了一点——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">在支付宝上，理财习惯是可以打分的，给大家看下我的理财分：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yCqYd1giaoXvKttHYAz8EBFFDdB3d6OrTAf2r01ZApiampTnc3ThdVuQA\u002F640?wx_fmt=png\"\u002F>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">它能在10秒内判断你的理财打理水平怎么样，习惯越好，分数越高。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">到达600分\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，就代表你的理财行为不错、理财习惯还算健康；\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">超过600分\u003C\u002Fstrong>，还有话费、红包、限时福利可以拿。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yGe7SljjAPHlfksxObBicf71LTKeuSQ22HkWESD1iaoaWSnHXfRHPe5mw\u002F640?wx_fmt=png\"\u002F>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px 16px; white-space: normal; text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 1.5em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">图源：在支付宝搜\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「\u003C\u002Fspan>理财分\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">」\u003C\u002Fspan>，有机会抽限量西游联名礼品\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">从理财分界面的提示来看，我觉得它的\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">提分方式\u003C\u002Fstrong>从长期看，对大家挺有帮助的。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">那么，怎样可以快速提升到600分的小目标呢？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">1. 选择「对」的产品\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">平时不知道该看什么电影，选择奥斯卡的获奖影片来看，一般不会出错。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">基金也有自己的「奥斯卡」，比如晨星奖、金牛奖，基金销售平台自己的基金池，像蚂蚁金选。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">评委既会参考基金表现\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">（收益、回撤）\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">，也会考虑稳定性，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">定量+定性\u003C\u002Fstrong>的方式，评出「优胜」基金。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这两年，基金在评选时更加注重\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">长期业绩表现\u003C\u002Fstrong>。比如金牛奖在前年新增了「7年持续优胜奖」，蚂蚁金选偏好「3年以上」跑赢大盘的权益类基金。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2. 适合你的配置\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">理财分的背后，有一套系统的理财体系：会根据「消费、投资、保障」三笔钱的配置来打分。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">每笔资金，或大或小，都按照不同的目标，做分别的安排和管理，和咱们「财富水池」的理念不谋而合。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">进一步的，它还会根据你在风险偏好问卷中得到结果，配置股债的比例。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">万一冲动买多了股票，都有提示，不至于在理财之路上「偏航」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 218, 169); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">3. 陪你走远一些\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">按理说机会是跌出来的，但看到亏损的金额，我们又迟迟无法执行投资计划。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">如果能找到\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">金钱之外的参照物\u003C\u002Fstrong>，会不会让我们更专注于理财本身？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">这就是理财分数的有用之处。只要坚持符合自己的理财行为，就算资产在波动，理财分数也在增加。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">另外，遇到下跌时，另一个常见问题是：\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">为什么跌？\u003C\u002Fstrong>得不到答案也会让我们半途而废。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">基金的陪伴服务也很重要。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yDial9346XdntPmBYsFsAf7Ylsbaoc5thQmjaT6xHJA3C7jsYveGSB9g\u002F640?wx_fmt=png\"\u002F>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003Csection>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 14px; color: rgb(136, 136, 136); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">图源：支小宝对话界面截图\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">比如我有一只基金一年跌了20%，在得到智能助手\u003Cem style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「综合性价比很强，超过75%的同类产品」\u003C\u002Fem>的评价后，才稍微释怀了些，放弃了赎回的念头。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">我们常说，理财就是理生活，理生活就是理人生。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; background-color: rgb(255, 218, 169); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">一个从基础打起、看上去「无聊」的理财计划，才是务实的做法，能帮助我们实现财务目标，距离理想生活更近一步~\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin: 0px 16px; white-space: normal; text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; font-size: 17px; letter-spacing: 0.544px; color: rgb(51, 51, 51); line-height: 2em; font-family: -apple-system, &quot;system-ui&quot;, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 16px; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">最后呢，可以去支付宝查查你的理财分，看看理财习惯怎么样，有什么需要改进的地方，欢迎留言交流哦~\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Csection>\u003Cimg class=\"rich_pages wxw-img\" alt=\"图片\" src=\"https:\u002F\u002Fmmbiz.qpic.cn\u002Fmmbiz_png\u002FAm8Qfs8miaLEULgjVWH7Ue7nTcqxSxt9yBqPESIicGp6SLa7knmJLib2jgibLiaQSTYqwNHMnxUMwNRPPdPnJP6BZibA\u002F640?wx_fmt=png\"\u002F>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 1px; caret-color: rgb(51, 51, 51); text-align: justify; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003C\u002Fspan>\u003C\u002Fsection>\u003Csection>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; caret-color: rgb(51, 51, 51); color: rgb(136, 136, 136); font-size: 14px; font-family: Optima-Regular, PingFangTC-light; box-sizing: border-box !important; overflow-wrap: break-word !important;\">提示：在支付宝搜索框输入「理财分」三个字，等待10秒就有结果~\u003C\u002Fspan>\u003C\u002Fsection>\u003Cp>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>","2022-11-15 17:01:58","2022-11-15 17:00:00",100,0,"lixinyue@jane7.com","liuweixin@jane7.com","2022-11-15 16:53:47",492,false,15009,18,"1038002",[],[],37,[],[],[]]