[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2021120121571402531":3,"related-JP2021120121571402531":34},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":18,"sortNumber":19,"isFree":20,"isShowList":7,"isRecommend":20,"linkType":7,"isOriginal":6,"hasMiniUrl":20,"miniUrl":11,"miniScheme":11,"miniImage":11,"hasAdvertising":20,"createBy":21,"updateBy":21,"createTime":22,"visitCount":23,"isLiked":20,"realSearch":24,"isRead":20,"productId":25,"isCollected":20,"collectCount":26,"vipExclusive":20,"allowComment":7,"style":27,"canCopy":20,"likeCount":28,"duration":20,"playStyle":7,"seoKeywords":11,"articleModuleVoList":29,"extendContentList":30,"noteCount":31,"categoryList":32,"dailyKeywordList":33},10,3930,"1",1,"JP2021120121571402531","1041018",3,"","基金怎么选，更容易赚到钱？","https:\u002F\u002Fimage.jane7.com\u002F15a46a73-2138-4318-af2a-fd9c5037b9d6.png","https:\u002F\u002Fimage.jane7.com\u002Fd61b34d5-cfff-4462-b893-7821c3cae341.png","如何从选基新手到江湖高手，一步步增加自己的买基胜算。","\u003Csection>\n \u003Csection>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">看到有个豆瓣网友，晒出了自己的基金投资截图，她一口气买了40只基金，说是在“分散投资”。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cimg class=\"\" src=\"https:\u002F\u002Fimage.jane7.com\u002F11517cfc-5554-46c9-9dbe-3fc752f9ac5a.jpg\" alt=\"图片\">\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: normal; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 14px; color: rgb(127, 127, 127); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"font-size: 14px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 1px; text-align: center; font-family: arial, helvetica, sans-serif;\">△\u003C\u002Fspan>图片来源：豆瓣APP\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">有人抱怨，自己明明选了一只看起来表现不错的基金，但当真金白银买进去的时候，又不是那么回事儿了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">我们也常常收到用户提问，\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; background-color: rgb(255, 254, 213); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">到底基金怎么选，才更容易赚到钱呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">今天就来聊聊，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">如何从选基新手到江湖高手，一步步增加自己的买基胜算\u003C\u002Fstrong>？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 20px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">新手村入门\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 18px; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">看β（贝塔）来买基金\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">如果你没有什么经验，不如从指数基金开始入门。这听起来好像有点老生常谈，但经过实践证明，却是真理。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">为什么呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">从数据统计来看，沪深300指数基金在各个时间段内的统计，收益表现基本都好过50%以上的其他基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">因此，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">当作为新手判断力不够强的时候，选择宽基指数基金能避免选错基金的坑，是个“相对不会错”的选择。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">想要搞清楚为什么把指数基金作为入门，做一些被动投资是最稳妥的，首先要了解一下，基金的收益的具体逻辑。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">一支基金相当于一个投资组合，任何一个投资组合的收益都可以分为两部分：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">1. 和市场波动相关的那部分收益叫做\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; background-color: rgb(255, 254, 213); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">β（贝塔）收益\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">，也就是靠大盘总体上涨赚到的收益。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">2. 和市场波动无关的这部分收益叫做\u003C\u002Fspan>\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; background-color: rgb(255, 254, 213); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">α（阿尔法）收益\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">，是需要基金经理运用各种投资策略，主动进行投资组合配置管理赚到的那部分收益。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n  \u003C\u002Fsection>\n  \u003Cp style=\"vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; caret-color: rgb(51, 51, 51); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">简单来说，\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; caret-color: rgb(51, 51, 51); font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">β（贝塔）收益\u003C\u002Fspan>就像是我们每天去上课，先要在教室里跟着老师打牢基础，\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; caret-color: rgb(51, 51, 51); font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">α（阿尔法）收益\u003C\u002Fspan>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">就是你想让成绩在\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; caret-color: rgb(51, 51, 51); font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">之前的基础上得到一个提升。比如\u003C\u002Fspan>你可能会选择参加课外补习，或是挑战一些更高阶的习题。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F299113ea-51b4-4a11-bf43-a8b7b871cd49.jpg\" alt=\"图片\">\u003C\u002Fp>\n  \u003Cp style=\"vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">所以，\u003C\u002Fspan>\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px; font-size: 16px;\">想要赚到\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">α（阿尔法）收益\u003C\u002Fspan>，也需要你花更多精力和时间在学习上，而且对你的学习技巧和能力都有比较高的要求。\u003C\u002Fstrong>\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">再举个例子，比如投资指数型基金，作为一种典型的被动型投资，赚取的就是贝塔收益。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">这就好像水涨船高，一般不需要主动去通过选股、择时来获得，而是随着业绩基准——大盘而表现得起起伏伏。大部分被动型指数基金赚取的就是这种收益。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">贝塔收益的好处是，这类产品往往波动风险较低，由于不太依靠主动管理，费率也比较便宜。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">只赚个大盘涨幅的收益，听上去似乎没有那么诱人，但其实更适合刚入门的投资者，无脑选择，就能有一个不低于市场平均的回报收益，何乐而不为呢。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 20px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">闯荡江湖\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 18px; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">看α（阿尔法）来买基金\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">等你有一定经验以后，可以开始考虑选择一些相对可靠的主动型基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">挑选这类型的基金更需要投资者对基金经理过去的业绩、投资风格、策略等等有很强的判断，也就是说，\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; background-color: rgb(255, 254, 213); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">选α收益主要就是选基金经理\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">由于主动型基金更考验基金经理的投资管理能力，才能跑赢市场，所以费率也往往高于被动型基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">这里挑选的时候就要更加谨慎一些，别一不小心选了一支阿尔法收益不理想，管理成本却很高的基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">举个例子，左边的基金阿尔法收益就明显优于右边。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F01f7bf1c-35f7-441e-aa5c-c2ddb889ddab.jpg\" alt=\"图片\">\u003C\u002Fp>\n  \u003Cp style=\"text-align:center;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(127, 127, 127); font-size: 14px; font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"color: rgb(127, 127, 127); margin: 0px; padding: 0px; outline: 0px; max-width: 100%; text-align: center; caret-color: rgb(51, 51, 51); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">△\u003C\u002Fspan>\u003Cspan style=\"color: rgb(127, 127, 127); margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">图片来源：支付宝APP\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">虽然沪深300指数基金的收益超过一半以上的基金，但是这里还有另外一个数据，A股基金行业的整体回报是高于沪深300的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">比如过去 5 年，沪深300指数的总收益接近 10%，而主动混合基金的平均回报是超过了50%，还是有明显超额收益的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">整体来说，入门选择宽基指数基金最稳妥，贸然挑选主动基金，还没有习惯于市场的波动，即使选了比较好的标的，也容易拿不住\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">，这也是为什么常常会有基金赚钱，但”基民“却亏钱的情况。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 20px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">03\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">如虎添翼的装备\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 18px; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">搞懂最大回撤\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">巴菲特说过，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">“投资的第一条准则是不要亏钱；第二条准则是永远不要忘记第一条。作为一个聪明的投资者，必须确保永远不让大多数资金大幅亏损，否则需要翻盘的成本会很大。\u003C\u002Fstrong>”\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">当你已经是一个投资的进阶选手，要投资主动型基金时，还有一个重要的维度一定要关注——最大回撤，它是指按照过去的基金业绩计算，在一个时间周期内，计算基金净值从最顶峰到最低谷的落差值，也就是出现的最糟糕的情况时，你最多亏掉了多少。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">一般来说，\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; background-color: rgb(255, 254, 213); font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">同样的市场情况下，回撤越小说明基金越抗跌；反之表示抗跌能力较差。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">最大回撤也是一个判断基金经理应对市场极端情况的能力的重要指标。\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">一支基金最大回撤越小，变相证明了基金经理对市场的敏锐判断和仓位控制都比较强。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">有很多基金的近期收益率表现亮眼，远远高于平均，但是如果把收益拉长，你会发现它的回撤非常大，这代表在市场波动剧烈的情况下，你可能会遭遇不小的损失。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">在一些第三方的App上通常都有最大回撤这个指标数据可以查看，当你在挑选的时候，不妨做一个参考，可以帮助你选出投资体验更好，能长期坚持定投的那一只基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:center;vertical-align:inherit;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F895be7fc-5c63-4bee-9247-b99348ee8b33.jpg\" alt=\"图片\">\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp style=\"text-align:center;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"color: rgb(127, 127, 127); font-size: 14px; font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"color: rgb(127, 127, 127); margin: 0px; padding: 0px; outline: 0px; max-width: 100%; text-align: center; caret-color: rgb(51, 51, 51); letter-spacing: 1px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">△\u003C\u002Fspan>\u003Cspan style=\"color: rgb(127, 127, 127); margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">图片来源：天天基金APP某基金截图\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align:inherit;margin: 0px 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 20px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">04\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(0, 0, 0); font-size: 18px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; letter-spacing: 0.544px;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">选基就像打游戏闯关\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">总体来说，挑选、申购基金的过程就好像打游戏闯关一样。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">不要着急一口气吃个大胖子，从“新手村”开始练起来，先赚一些贝塔的平均收益，慢慢接纳市场的波动之后，再额外做一些进阶型的动作，通过把钱放在主动管理基金中来进一步参与市场。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">在前段时间公布的二季度基金报告中，有一点非常值得我们关注，公募基金资产结构出现了明显的变化，\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">基金经理们纷纷加大了对股票类资产的配置\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">这个变化主要是由两方面原因所决定的：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">一是\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">低利率的环境之下，余额宝、银行理财产品等收益逐渐走低，越来越多人倾向于把基金作为自己重要的投资渠道，导致各大基金公司、平台之间的竞争越发激烈。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; background-color: rgb(255, 255, 255); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">二是\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">在疫情之后，经济慢慢复苏，市场的热度逐渐升温，基金经理也纷纷“撸起袖子加油干”。\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">和我们普通人一样，他们也希望能在这个波动的市场中赚到更高、更长期的阿尔法收益。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">希望今天分享的这份“游戏闯关攻略”，能帮助你在复杂的投资环境中，选基路上乘风破浪，抵达远方。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;vertical-align: inherit; margin: 0pt 16px; padding: 0px; outline: 0px; max-width: 100%; clear: both; min-height: 1em; caret-color: rgb(51, 51, 51); color: rgb(73, 73, 73); letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">如果今天的文章对你有帮助，记得文末\u003Cstrong style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">点个赞\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; font-size: 16px; color: rgb(0, 0, 0); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: arial, helvetica, sans-serif;\">告诉我。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2022-03-24 20:23:45","2022-03-24 08:00:00",100,0,"zhanglizi@jane7.com","2021-12-01 21:57:14",753,false,10884,53,"1038002",29,[],[],18,[],[],[35,47],{"pageSize":4,"articleWikiId":36,"wikiName":37,"articleCode":38,"locationType":39,"sortNumber":40,"articleTitle":41,"introduction":42,"coverImage":43,"likeCount":44,"realSearch":24,"createTime":45,"seoUrl":46,"seoKeywords":11},93,"基金定投","JP2021111013042970270",2,20211122,"聊聊基金组合的一些变化","极简暂停申购的原因和应对方法","https:\u002F\u002Fimage.jane7.com\u002F309dfeeb-ac73-4b2a-a1ca-19540fd439b6.png",27,"2021-11-10 13:04:29","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2021111013042970270-93.html",{"pageSize":4,"articleWikiId":36,"wikiName":37,"articleCode":48,"locationType":39,"sortNumber":49,"articleTitle":50,"introduction":51,"coverImage":52,"likeCount":53,"realSearch":24,"createTime":54,"seoUrl":55,"seoKeywords":11},"JP2021110911513043219",20211121,"买的基金、股票跌了，该怎么办？","聊聊「估值投资法」","https:\u002F\u002Fimage.jane7.com\u002Fed315d3e-537c-43dc-b9cc-f51b0bc1a32f.png",13,"2021-11-09 11:51:30","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2021110911513043219-93.html"]