[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2021102218421106212":3,"related-JP2021102218421106212":36},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":7,"fileInputUrl":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"postTime":16,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":20,"createTime":21,"visitCount":22,"isLiked":19,"realSearch":23,"isRead":19,"productId":24,"isCollected":19,"collectCount":25,"vipExclusive":19,"allowComment":7,"style":26,"canCopy":19,"likeCount":27,"filePath":28,"fileSize":29,"duration":30,"playStyle":7,"seoKeywords":10,"articleModuleVoList":31,"extendContentList":32,"noteCount":33,"categoryList":34,"dailyKeywordList":35},10,3804,"1",1,"JP2021102218421106212","1041018","","每月定投1000元，坚持30年会怎样？","https:\u002F\u002Fimage.jane7.com\u002F627d9537-33b6-4b3d-9d80-75373d5b3958.png","https:\u002F\u002Fimage.jane7.com\u002F7dd7a346-4751-4159-8ecf-51ef50bcb395.png","每月定投1000元，定投30年，会不会变成百万富翁？","\u003Csection>\n \u003Csection>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">不知道你有没有设想过这样一个场景：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">「每月定投1000元，定投30年，会不会变成百万富翁？」\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">这是最近在知乎上看到的一个热度很高的问题。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">先不讨论100万元的可能性，任何一件事坚持30年，都需要强大的意志力。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">所以，这里先给提问的人点个赞。不过，\u003Cstrong>光有想法还不够，关键还在于执行。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">顺着这个问题，我们不妨一起想想看：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">每月定投1000元，坚持30年，到底会发生什么？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 20px;\">01\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">1000元「显性资产」，说多不多，说少不少，足以让我们作为投资的「起步金」了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">什么是「显性资产」？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">比如现金、基金、股票、房产等等，这些可以被明确计算出来的资产，都是显性资产。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">福布斯、胡润这些财富榜单，每年都给富豪们做排名，它们就是专门负责调查富豪们的「显性资产」。只要是符合规范的商业行为，最终总是有办法记录具体数字的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">对于我们普通人来说，\u003Cstrong>搞清楚自己有多少「显性资产」，是投资前的第一步。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">假设每月定投1000元，按照平均年化收益率10%来算，30年后，我们会有多少钱呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">用简七复利计算器这个小工具，输入年份、预期收益率这些数字，\u003Cstrong>我们得出了答案：197万元。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align: center; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F03bede44-66d5-4893-bc0f-b759f4a1f91d.jpg?x-oss-process=image\u002Fquality,q_50\" title=\"\" alt=\"\">\u003C\u002Fp>\n  \u003Cp style=\"margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">感兴趣的小伙伴，可以在在简七首页点击「理财工具」-\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; text-align: justify;\">「XIRR计算器」\u003C\u002Fspan>动手算一算～\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">我们都听说过复利的威力，再复习一下它的计算公式。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">复利 = 本金 ×（1+利率）^ 计息期\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">前面提到的「显性资产」，就相当于本金，想要享受复利的威力，我们还可以从利率和计息期2个要素里下功夫。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">197万，早已超越了百万的目标，哪怕是离200万，也只差3万而已。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">想要补足这一个小缺口，至少有3种途径：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">1. 每月在1000元基础上多投入一些本金；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">2. 多学习理财知识，想办法提高收益；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">3. 尽早开始投资，拉长周期，做长期的朋友。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">无论你打算从哪个要素着手，200万这个数字，都是很有希望的。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 20px;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">02\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">而上面的3种途径中，最难的是第三种。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">到底如何坚持，才能30年不松懈？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">说到这，不得不提「隐性资产」了。 \u003Cstrong>什么是「隐性资产」？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">虽然它不像「显性资产」那么容易被记录和量化，但也并非完全无迹可寻。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">宾夕法尼亚大学的心理学副教授——安杰拉·达克沃斯，在研究西点军校的学生们之后发现，「隐性资产」通常包括4种：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 兴趣（interest）激情源于充分享受所做之事\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 练习（practice）今天要比昨天做得更好\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 目的（purpose）确信自己的工作很重要\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 希望（hope）一种从逆境中奋起的毅力\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">那么，如果是投资过程，如何提升「隐性资产」呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">想要长时间坚持，关键的一点就是\u003Cstrong>学会给自己正向激励。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">我们之所以容易焦虑，往往是因为看到了理想和现实的差距后，产生了无力感。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">这个时候，\u003Cstrong>不妨降低自己的期望值，放弃「贪多求快」的心理。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">比如说，过去你可能期望在3年内能拥有100万，我可能会把它变成：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">3年内存下第一个10万块，或是10年内拥有100万。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">一旦我能比预估的周期更快完成，或者在预估周期内有更好的效果， 那么我就给大脑营造出了短期的正向反馈，自然而然就坚持了下来。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">与其望着遥不可及的目标倍感焦虑，不如专注于自身能力的积累，从每天的一点点改进开始，相信复利给予的回报。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 20px;\">03\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">想起巴菲特年轻的时候出版过一份赛马投注指南，他也总喜欢拿赛马和股市进行比较。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">赌马的人大多数可以分成两个流派：「速度派」和「旅途派」。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">速度派认为跑最快的马能够赢得比赛；而旅途派更关注的是马匹在「旅途」中遇到的各种细节：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 当天的赛道有利吗？——你在正确的方向上投资吗？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- 那匹马排位靠后吗？——买入的价格划算吗？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">- ……\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">投资又何尝不是一场旅途呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">当我们将「显性资产」和「隐性资产」综合起来看，短期的速度、成败拉长时间来看，都会变得不那么重要。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">如果说，\u003Cstrong>「显性资产」是投资高手们的术，那么「隐性资产」则像是高手们的道。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">有道无术，术尚可求也，有术无道，止于术。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">今天的最后，也想随机采访一下，你是在追求投资之术，还是投资之道呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">欢迎在评论区和我留言分享你的思考。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif; font-size: 16px;\">觉得今天的内容对你有帮助的话，也请文末点个「赞」给我鼓励呀～\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2021-10-24 06:25:00","2021-10-23 06:25:00",100,0,"zhanglizi@jane7.com","2021-10-22 18:42:11",1557,false,10401,39,"1038002",36,"https:\u002F\u002Ffile.jane7.com\u002Fbf52aa46-a487-4fba-b10d-61c85788fc74.mp3",7873646,320,[],[],29,[],[],[37,50,59,68],{"pageSize":4,"articleWikiId":38,"wikiName":39,"articleCode":40,"locationType":41,"sortNumber":42,"articleTitle":43,"introduction":44,"coverImage":45,"likeCount":46,"realSearch":23,"createTime":47,"seoUrl":48,"seoKeywords":49},94,"财商入门","JP2020052121001181241",2,20200521,"30岁前，如何实现人生第一个100万？","人生真正的财富，是拥有驾驭财富的能力","https:\u002F\u002Fimage.jane7.com\u002F84372966-8066-4584-a026-69bd418f76e0.png",23,"2020-05-21 21:00:11","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052121001181241-94.html","财商,存钱,财务自由",{"pageSize":4,"articleWikiId":38,"wikiName":39,"articleCode":51,"locationType":41,"sortNumber":52,"articleTitle":53,"introduction":54,"coverImage":55,"likeCount":19,"realSearch":23,"createTime":56,"seoUrl":57,"seoKeywords":58},"JP2020060320292149536",20200603,"85后全职宝妈，如何一年存下18万？","一起来看看，她的家庭理财三部曲吧~","https:\u002F\u002Fimage.jane7.com\u002F0cb9c6fd-f163-4dfe-81e7-281b326942ba.png","2020-06-03 20:29:21","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020060320292149536-94.html","财商,存钱",{"pageSize":4,"articleWikiId":38,"wikiName":39,"articleCode":60,"locationType":41,"sortNumber":61,"articleTitle":62,"introduction":63,"coverImage":64,"likeCount":19,"realSearch":23,"createTime":65,"seoUrl":66,"seoKeywords":67},"JP2020051215374514470",20200512,"如何把记账习惯融入到自己的生活？","最近收到了许多读者的来信，不少读者认为记账对于理财来说非常重要，但记账这件事又很难坚持，不知道如何才能坚持每天记账。\n\n我们来看一下，生活中那些将记账习惯融入生活，并产生积极影响的小伙伴是怎么做的呢？","https:\u002F\u002Fimage.jane7.com\u002F118e3adc-60ef-4df0-952c-e39c806a2891.png","2020-05-12 15:37:45","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020051215374514470-94.html","省钱,存钱,记账,理财规划",{"pageSize":4,"articleWikiId":38,"wikiName":39,"articleCode":69,"locationType":41,"sortNumber":70,"articleTitle":71,"introduction":72,"coverImage":73,"likeCount":19,"realSearch":23,"createTime":74,"seoUrl":75,"seoKeywords":76},"JP2020061721135844191",20200617,"如果我想要40岁前退休，有哪些好方法？","普通人想要早点退休，真的是天方夜谭吗？其实并不是，今天给你分享2种能助你提前退休的好方法","https:\u002F\u002Fimage.jane7.com\u002F78b297be-51f1-4979-9c62-bd7ad8bdea79.png","2020-06-17 21:13:58","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061721135844191-94.html","财商,财务自由,存钱"]