[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2021092910585760428":3,"related-JP2021092910585760428":37},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":7,"fileInputUrl":10,"articleTitle":11,"coverImage":12,"listImage":13,"introduction":14,"description":15,"nonVipDescription":16,"postTime":17,"viewTime":18,"sortNumber":19,"isFree":20,"isShowList":7,"isRecommend":20,"linkType":7,"isOriginal":6,"hasMiniUrl":20,"hasAdvertising":20,"createBy":21,"updateBy":21,"createTime":22,"visitCount":23,"isLiked":20,"realSearch":24,"isRead":20,"productId":25,"isCollected":20,"collectCount":26,"vipExclusive":20,"allowComment":7,"style":27,"canCopy":20,"likeCount":28,"filePath":29,"fileSize":30,"duration":31,"playStyle":7,"seoKeywords":10,"articleModuleVoList":32,"extendContentList":33,"noteCount":34,"categoryList":35,"dailyKeywordList":36},10,3733,"1",1,"JP2021092910585760428","1041018","","每月拿1000元理财，有什么好建议？","https:\u002F\u002Fimage.jane7.com\u002F28f1f515-d919-44ef-97a0-d02311c691ed.png","https:\u002F\u002Fimage.jane7.com\u002F196844d1-3c0e-4a7b-a78e-1ef3f886f536.png","怎么利用好这笔钱？今天就具体聊聊～","\u003Csection>\n \u003Csection>\n  \u003Csection>\n   \u003Csection>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px;\">最近，收到个留言：\u003C\u002Fspan>\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-decoration-thickness: initial; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: #333333; box-sizing: border-box !important; overflow-wrap: break-word !important;\">收入不高，每月只能省下1000元，该怎么利用这笔钱理财呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">别说，这1000块不多不少，刚好是个适合大家，迈开投资第一步的「起步金」。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">至于怎么利用好这笔钱？今天就具体聊聊～\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>01\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">身边刚好有个朋友晖晖，情况类似，我私下问了问她的情况：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">工资到手6000块，每月扣掉2200房租，留2800元应付衣食住行、水电煤，能省1000元。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">但对她而言，理财真正的难点是——\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">“一来，自己还没有明确目标，不知道什么时候要用钱；\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">二来，财富积累刚起步，总想收益再高点。”\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这跟大多数人，刚开始理财时的想法，差不多。但问题是，怎么解决？\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">站在上班族的立场上，我觉得，一个完整方案，至少得满足3个需求：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">1）门槛低，1000元能轻松参与；\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">2）省心，时间精力占用少，保证工作至上，毕竟工资高了，存钱更快些；\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">3）充分利用复利，本金少时，更要借助时间的力量。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">取这3点的交集，「基金定投」会是个不错的选择。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">但很多人，都还没接触过基金，如何开始呢？这里，请允许我介绍一个\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-decoration-thickness: initial; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">「小白定投起步法」\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">——\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F6e35ea4a-25dc-47da-9b4b-ff8671156d47.jpg\" alt=\"image.png\">\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">完成这3步，基金定投的入门就差不多啦～\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>02\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">结合晖晖的情况，讲讲实际操作。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">第一步：计算比例\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">就是算，你的\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-decoration-thickness: initial; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">【可投资额\u002F月收入】\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">的占比。按晖晖的情况，就是：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">1000\u002F6000=16.67%\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">为什么要算这个呢？打个比方。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">小明和小强，每月都能拿1000元定投。只不过，小明月薪5000，而小强月薪2万。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">问：他俩的定投方案，能一样吗？答案显然是，不一样。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">因为，同样亏500块，对两人来说，痛感是不同的。\u003C\u002Fspan>所以，在定投开始前，先算一算，很有必要。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果数值≤10%，全投指数基金，也未尝不可；\u003C\u002Fspan>但如果>10%，就不建议全投了，亏钱了，可能承受不了。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">第二步：动态调整\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">接下来，请你扪心自问一句：\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; text-align: justify; text-decoration-thickness: initial; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">能接受的最大亏损，是多少？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">晖晖就是个超怕亏钱的人，再加之，她的可投资金占工资比例超过10%，所以我建议，她先从风险适中的\u003Cstrong>「纯债基金」\u003C\u002Fstrong>开始定投。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一方面，它虽有涨跌，但不至于大起大落，不用担心大亏；二方面，能帮你锻炼心态、理解市场，逐渐建立起对风险的“免疫力”。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">推荐阅读：\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650627249&idx=1&sn=d6a072c6256233bd405b239e55e34c67&chksm=be95695789e2e041beec47ca620a86586540d9a41c9495d3e8fc11b06f48a4e21123e0dedb96&scene=21#wechat_redirect\" target=\"_blank\" style=\"color: rgb(64, 158, 255); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;;color:#409eff\">比「余额宝」多赚2~3%，换个地方去存钱\u003C\u002Fa>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果坚持6个月到1年后，感觉对涨跌能够适应，再逐步增加沪深300、中证500等，主流股票指数基金的占比。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如晖晖，从去年2月起定投，一开始，也是每月1000元全放在纯债基金里了。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">半年后，感觉自己适应了涨跌，这才调整成【800元纯债基金+200元沪深300】的组合。最近我再问她，已经把指数基金的占比，提高到40%了。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">通过这样，动态的投资调整，更容易摸索出，适合自己的投资组合。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-right: 16px; margin-left: 16px; white-space: normal; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-right: 16px; margin-left: 16px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>第三步：坚持定投\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-right: 16px; margin-left: 16px; white-space: normal;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-right: 16px; margin-left: 16px; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最后，就是老生常谈的坚持啦。看似每月1000元的小钱，积少成多，才能攒下一桶金哦。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>03\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">当然，很多人也问：\u003Cstrong>为什么非得定投，一次性买入不更省心吗？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">除了技术层面，能拉低平均持有成本的原因外，\u003Cstrong>定投在我看来，也是个“刻意练习”的过程。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">首先，它帮我建立起了定时定额储蓄的习惯，让存钱变成一件不必占用大脑的条件反射。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">其次，就像练习跑马拉松一样，你不可能第一次就能完成42.195公里，而是要从第一个5公里开始，逐步增加练习距离。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资，在某些层面，也一样。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">从0元到50万，一定不会是一蹴而就，而是要日积月累；\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">同样，投资的能力，也不会自己冒出来，需要从你的第一个1000元，开始练习。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这在我看来，这也是定投更大的价值。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp>\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">好了，\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">看完今天的内容，你是否对资金规划，有了新思路呢？\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">记得右下角给我\u003Cstrong>点个赞\u003C\u002Fstrong>鼓励我哦～\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n  \u003C\u002Fsection>\n \u003C\u002Fsection>\n \u003Csection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","\u003Csection>\u003Csection>\u003Csection>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最近，收到个留言：\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important;\">收入不高，每月只能省下1000元，该怎么利用这笔钱理财呢？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">别说，这1000块不多不少，刚好是个适合大家，迈开投资第一步的「起步金」。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">至于怎么利用好这笔钱？今天就具体聊聊～\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>01\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">身边刚好有个朋友晖晖，情况类似，我私下问了问她的情况：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">工资到手6000块，每月扣掉2200房租，留2800元应付衣食住行、水电煤，能省1000元。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">但对她而言，理财真正的难点是——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">“一来，自己还没有明确目标，不知道什么时候要用钱；\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">二来，财富积累刚起步，总想收益再高点。”\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这跟大多数人，刚开始理财时的想法，差不多。但问题是，怎么解决？\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">站在上班族的立场上，我觉得，一个完整方案，至少得满足3个需求：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>1）门槛低，1000元能轻松参与；\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>2）省心，时间精力占用少，保证工作至上，毕竟工资高了，存钱更快些；\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>3）充分利用复利，本金少时，更要借助时间的力量。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">取这3点的交集，「基金定投」会是个不错的选择。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">但很多人，都还没接触过基金，如何开始呢？这里，请允许我介绍一个\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important;\">「小白定投起步法」\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">——\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F6e35ea4a-25dc-47da-9b4b-ff8671156d47.jpg\" alt=\"image.png\"\u002F>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">完成这3步，基金定投的入门就差不多啦～\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>02\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">结合晖晖的情况，讲讲实际操作。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>第一步：计算比例\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">就是算，你的\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important;\">【可投资额\u002F月收入】\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">的占比。按晖晖的情况，就是：\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">1000\u002F6000=16.67%\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">为什么要算这个呢？打个比方。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">小明和小强，每月都能拿1000元定投。只不过，小明月薪5000，而小强月薪2万。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">问：他俩的定投方案，能一样吗？答案显然是，不一样。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">因为，同样亏500块，对两人来说，痛感是不同的。所以，在定投开始前，先算一算，很有必要。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果数值≤10%，全投指数基金，也未尝不可；但如果>10%，就不建议全投了，亏钱了，可能承受不了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>第二步：动态调整\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">接下来，请你扪心自问一句：\u003C\u002Fspan>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: rgb(214, 168, 65); font-size: 17px; letter-spacing: 0.544px; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); box-sizing: border-box !important; overflow-wrap: break-word !important;\">能接受的最大亏损，是多少？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">晖晖就是个超怕亏钱的人，再加之，她的可投资金占工资比例超过10%，所以我建议，她先从风险适中的\u003Cstrong>「纯债基金」\u003C\u002Fstrong>开始定投。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一方面，它虽有涨跌，但不至于大起大落，不用担心大亏；二方面，能帮你锻炼心态、理解市场，逐渐建立起对风险的“免疫力”。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">推荐阅读：\u003Ca href=\"https:\u002F\u002Fmp.weixin.qq.com\u002Fs?__biz=MjM5MzA3MjI2NQ==&mid=2650627249&idx=1&sn=d6a072c6256233bd405b239e55e34c67&chksm=be95695789e2e041beec47ca620a86586540d9a41c9495d3e8fc11b06f48a4e21123e0dedb96&scene=21#wechat_redirect\" target=\"_blank\" style=\"color: rgb(64, 158, 255);\">比「余额宝」多赚2~3%，换个地方去存钱\u003C\u002Fa>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果坚持6个月到1年后，感觉对涨跌能够适应，再逐步增加沪深300、中证500等，主流股票指数基金的占比。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如晖晖，从去年2月起定投，一开始，也是每月1000元全放在纯债基金里了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">半年后，感觉自己适应了涨跌，这才调整成【800元纯债基金+200元沪深300】的组合。最近我再问她，已经把指数基金的占比，提高到40%了。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">通过这样，动态的投资调整，更容易摸索出，适合自己的投资组合。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; white-space: normal; line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>第三步：坚持定投\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; white-space: normal;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; white-space: normal; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最后，就是老生常谈的坚持啦。看似每月1000元的小钱，积少成多，才能攒下一桶金哦。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-size: 18px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>03\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">当然，很多人也问：\u003Cstrong>为什么非得定投，一次性买入不更省心吗？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">除了技术层面，能拉低平均持有成本的原因外，\u003Cstrong>定投在我看来，也是个“刻意练习”的过程。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">首先，它帮我建立起了定时定额储蓄的习惯，让存钱变成一件不必占用大脑的条件反射。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">其次，就像练习跑马拉松一样，你不可能第一次就能完成42.195公里，而是要从第一个5公里开始，逐步增加练习距离。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资，在某些层面，也一样。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">从0元到50万，一定不会是一蹴而就，而是要日积月累；\u003Cspan style=\"caret-color: red;\">同样，投资的能力，也不会自己冒出来，需要从你的第一个1000元，开始练习。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这在我看来，这也是定投更大的价值。\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">好了，\u003Cspan style=\"caret-color: red;\">看完今天的内容，你是否对资金规划，有了新思路呢？\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify;\">\u003Cbr\u002F>\u003C\u002Fp>\u003Cp style=\"margin-right: 16px; margin-left: 16px; text-align: justify; line-height: 2em;\">\u003Cspan style=\"caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">记得右下角给我\u003Cstrong>点个赞\u003C\u002Fstrong>鼓励我哦～\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fsection>\u003C\u002Fsection>\u003C\u002Fsection>","2022-05-19 09:38:23","2021-09-29 07:00:00",100,0,"zhanglizi@jane7.com","2021-09-29 10:58:57",2082,false,10295,72,"1038002",93,"https:\u002F\u002Ffile.jane7.com\u002F0916cba2-73cd-498f-85db-edd26148ebc8.mp3",6684518,270,[],[],18,[],[],[38,51,60],{"pageSize":4,"articleWikiId":39,"wikiName":40,"articleCode":41,"locationType":42,"sortNumber":43,"articleTitle":44,"introduction":45,"coverImage":46,"likeCount":47,"realSearch":24,"createTime":48,"seoUrl":49,"seoKeywords":50},94,"财商入门","JP2020052121001181241",2,20200521,"30岁前，如何实现人生第一个100万？","人生真正的财富，是拥有驾驭财富的能力","https:\u002F\u002Fimage.jane7.com\u002F84372966-8066-4584-a026-69bd418f76e0.png",23,"2020-05-21 21:00:11","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052121001181241-94.html","财商,存钱,财务自由",{"pageSize":4,"articleWikiId":39,"wikiName":40,"articleCode":52,"locationType":42,"sortNumber":53,"articleTitle":54,"introduction":55,"coverImage":56,"likeCount":20,"realSearch":24,"createTime":57,"seoUrl":58,"seoKeywords":59},"JP2020052011170568133",20200520,"让工资帮你赚钱的几个小建议","想改善自己的财务状况，就从发工资的那天开始分配好每一笔钱。","https:\u002F\u002Fimage.jane7.com\u002Fe6d57026-988a-460f-8cf5-cde00bbd24fe.png","2020-05-20 11:17:05","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052011170568133-94.html","理财,工资,消费观",{"pageSize":4,"articleWikiId":39,"wikiName":40,"articleCode":61,"locationType":42,"sortNumber":62,"articleTitle":63,"introduction":64,"coverImage":65,"likeCount":20,"realSearch":24,"createTime":66,"seoUrl":67,"seoKeywords":68},"JP2020060320292149536",20200603,"85后全职宝妈，如何一年存下18万？","一起来看看，她的家庭理财三部曲吧~","https:\u002F\u002Fimage.jane7.com\u002F0cb9c6fd-f163-4dfe-81e7-281b326942ba.png","2020-06-03 20:29:21","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020060320292149536-94.html","财商,存钱"]