[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020112700155007277":3,"related-JP2020112700155007277":32},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":21,"createTime":22,"visitCount":23,"isLiked":19,"realSearch":24,"isRead":19,"productId":25,"isCollected":19,"collectCount":7,"vipExclusive":19,"allowComment":7,"style":26,"canCopy":19,"likeCount":19,"duration":19,"playStyle":7,"seoKeywords":27,"articleModuleVoList":28,"extendContentList":29,"noteCount":19,"categoryList":30,"dailyKeywordList":31},10,2829,"1",1,"JP2020112700155007277","1041019",3,"","49元保200万，火爆全国的惠民保值得买吗？","https:\u002F\u002Fimage.jane7.com\u002F5057d95a-b461-405d-aad8-14cdddac7d22.png","https:\u002F\u002Fimage.jane7.com\u002Fb2400bc5-f86b-482f-a41c-d5faf50720b7.png","超2500万人参保的惠民保，到底好不好？一起来看看~","\u003Csection>\n \u003Csection>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">最近，各地“惠民保”此起彼伏，短短的时间内，已经遍及了70多个城市地区。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">因为“低保费、宽门槛、高保额”的特点，有了“惠民”之称。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">各地参保人数超2000万，累收保费超10亿元。照目前的趋势，这些个数字还在不断上升中。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">很多人对此还不十分了解，迫切关心：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cul class=\"list-paddingleft-2\" style=\"white-space: normal; margin: 0px; padding: 0px 0px 0px 30px; max-width: 100%; letter-spacing: 0.544px; text-align: justify; outline: none; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, BlinkMacSystemFont, &quot;PingFang SC&quot;, &quot;Apple Color Emoji&quot;, Helvetica, Tahoma, Arial, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, 微软雅黑, sans-serif;\">\n   \u003Cli>\u003Cp style=\"text-align:justify;margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; outline: none; font-size: 11pt; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">这到底是个什么产品？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fli>\n   \u003Cli>\u003Cp style=\"text-align:justify;margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; outline: none; font-size: 11pt; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">产品好不好，要不要买？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fli>\n   \u003Cli>\u003Cp style=\"text-align:justify;margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; outline: none; font-size: 11pt; line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">为什么会收到主管部分的规范通知？\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\u003C\u002Fli>\n  \u003C\u002Ful>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F73f969ff-01a8-4620-9cf6-6a8f612c2b96.jpg\">\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Ch4 style=\"font-size: 16px;\">\n   \u003Csection>\n    \u003Cbr>\n   \u003C\u002Fsection>\n   \u003Csection>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">01&nbsp;\u003C\u002Fstrong>\u003Cstrong style=\"font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">“惠民保”是什么\u003C\u002Fstrong> \u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\u003C\u002Fh4>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; background-color: rgb(255, 255, 255); letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">“惠民保保”们到底是什么？\u003C\u002Fspan> \u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">在《通知》中首次给出了官方定义--\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">“城市定制型商业医疗保险”\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">所以从本质上，与医保不同，它\u003C\u002Fspan> \u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 218, 169); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">还是一个商业保险\u003C\u002Fspan>\u003C\u002Fstrong> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; white-space: normal; margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; outline: none; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, BlinkMacSystemFont, &quot;PingFang SC&quot;, &quot;Apple Color Emoji&quot;, Helvetica, Tahoma, Arial, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, 微软雅黑, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F8c669d26-e2d2-46e0-b1d7-6aa3d10cde51.jpg\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">从保障范围看，它可以作为医保的补充，但不如百万医疗险。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">由于医疗保险是报销性质的，不能重复赔付。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"color: rgb(136, 136, 136); font-style: italic; margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">比如：小兰因病住院，经医保报销后，自掏腰包5万元。那不管她买了几个医疗险，总赔付也不会超过5万元。\u003C\u002Fspan> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">所以已经买百万医疗险的人，没太必要再投保一份惠民保。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">我归纳了四类人，会比较适合惠民保产品：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong>1、健康问题\u003C\u002Fstrong>——既然买不了医疗险，那就买个惠民保吧。虽然保障不如，但还可以作为医保的补充。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong>2、年龄过大\u003C\u002Fstrong>——比较适合我们的父辈甚至祖辈，而且往往他们都有健康问题，常规的医疗险很难买。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong>3、保费嫌贵\u003C\u002Fstrong>——对于保险还不太认可，觉得一年300~400元买医疗险有点贵的人，可以入手惠民保试试水。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong>4、担心理赔\u003C\u002Fstrong>——买医疗险的时候有瑕疵，担心今后理赔有问题。那买个保底的惠民保以防万一。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fe7ac4f5a-3747-4bd3-be9d-3f67e2820182.jpg\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Ch4 style=\"font-size: 16px;\">\n   \u003Csection>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">02\u003C\u002Fstrong> &nbsp;\u003Cstrong style=\"font-size: 16px; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); margin: 0px; padding: 0px; max-width: 100%; color: rgb(214, 168, 65); box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: Optima-Regular, PingFangTC-light;\">“惠民保”保障如何？\u003C\u002Fstrong> \u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\u003C\u002Fh4>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">因为这些保保们大同小异，我们以\u003C\u002Fspan> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 218, 169); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">一线城市北京的京惠保\u003C\u002Fstrong>\u003C\u002Fspan> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">为例，看下具体的保障。右边的超越保2020作为对比。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F302211e4-7a74-4282-b095-064af6ff7163.jpg\">\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Cp style=\"text-align:justify; white-space: normal; margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; outline: none; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, BlinkMacSystemFont, &quot;PingFang SC&quot;, &quot;Apple Color Emoji&quot;, Helvetica, Tahoma, Arial, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, 微软雅黑, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F6c892ac3-8712-466e-adb6-6390551e97f0.jpg\">\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">看数字可能不觉得差异明显，其实不然。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">通常医保费用可以分成这么五个部分。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F99e57fc5-d6e4-46a2-b37e-452e7c6b3f5c.jpg\">\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">C就是医保能报销的费用。从图中也能看到它占比并不高，所以我们才需要商业保险来做补充。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">在北京，职工医保能报70%左右，也就是C占70%，D占30%，而\u003C\u002Fspan> \u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 218, 169); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">京惠保只保D部分。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">换算一下，医保范围内（C+D)的医药费用要超过\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">6.67万\u003C\u002Fstrong>，D才能超过京惠保的\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">免赔额2万元\u003C\u002Fstrong>开始赔付。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">而像超越保2020是保除了C以外的全部医药费用，超过1万元就能赔付。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">这个比较结果并不意外，京惠保的保费不限年龄，不论男女，一律79元。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">就这价格，还要啥“自行车”啊。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">另一个优势是无年龄限制，无健康告知，人人都能投。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">唯一的免责是如果投保前有5类疾病，作为既往症不赔付，但不影响其他疾病的赔付。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F05c09440-c998-49dc-a82e-5d0d67700e89.jpg\">\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"letter-spacing: 1px; background-color: rgb(255, 255, 255); font-style: italic; margin: 0px; padding: 0px; max-width: 100%; color: rgb(136, 136, 136); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">比如：患了癌症的小王，因心梗住院治疗，这个京惠保还可以赔。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fb98da9da-695f-4e7a-9a9d-3ae6d9f10ab4.jpg\">\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; text-align: left; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"max-width: 100%; color: #d6a841; overflow-wrap: break-word !important;\">03\u003C\u002Fstrong>\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; background-color: rgb(255, 255, 255); text-align: justify; color: rgb(73, 73, 73); letter-spacing: 0.544px; caret-color: red; font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\"> &nbsp;\u003C\u002Fspan>\u003Cstrong style=\"max-width: 100%; color: #d6a841; overflow-wrap: break-word !important;\">“惠民保”注意事项\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">惠民保是个普惠工程，在提升居民保障水平方面作出了贡献，但也带来了新的问题。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">1、冒用政府名义\u003C\u002Fspan>\u003C\u002Fstrong> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">在不少城市，惠民保能取得巨大的成功离不开背后政府的站台。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">政府的公信力背书大大降低了推广的难度和成本。在利益面前，有些保险在销售时刻意误导，假装自己有政府支持，消耗公信力，造成负面影响。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">2、恶意低价竞争\u003C\u002Fspan>\u003C\u002Fstrong> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">惠民保有很强的地域性，但并不是一一对应。一个城市可能出现对应多个惠民保的情况。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">为了抢占市场，保险公司甚至打起了价格战。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">对投保人来说，一时的追求保费最低，最终必会出现劣币驱逐良币，最终无保可投的局面。&nbsp;\u003C\u002Fspan>\u003C\u002Fstrong> \u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">《通知》的出台，一方面肯定了模式创新，另一方面恰恰表明了主管部门整治乱象，全面规范惠民保保们的决心。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">其中有一条，与大家关系密切，即\u003C\u002Fspan> \u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 218, 169); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">鼓励将目录外医疗费用纳入保障范围。\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">这条如果成行，将大大增加保保们的实用性。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">其实，现在有的地区已经上了这样的产品，还没上的地区可以拭目以待，或许下一版就优化了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">这几天，我也请助手天天\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">整理了下全国已经上市的“惠民保”详细情况\u003C\u002Fstrong>：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F634896af-124c-49c3-bd4a-1e49d628ba44.jpg\">\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cbr> \n  \u003C\u002Fsection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 255, 255); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">图片被压缩后可能不是很清晰，建议\u003C\u002Fspan> \u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; word-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; letter-spacing: 1px; background-color: rgb(255, 218, 169); font-size: 16px; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">扫码添加天天的微信免费获取excel文档：\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003C\u002Fsection>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; white-space: normal; margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; outline: none; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, BlinkMacSystemFont, &quot;PingFang SC&quot;, &quot;Apple Color Emoji&quot;, Helvetica, Tahoma, Arial, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, 微软雅黑, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002F46404aa7-ac47-4acf-bc9d-283287c2fbe9.jpg\">\u003C\u002Fp>\n  \u003Cp style=\"white-space: normal; margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; letter-spacing: 0.544px; outline: none; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important; font-family: -apple-system, BlinkMacSystemFont, &quot;PingFang SC&quot;, &quot;Apple Color Emoji&quot;, Helvetica, Tahoma, Arial, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, 微软雅黑, sans-serif;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-size: 16px; font-family: &quot;Helvetica Neue&quot;, Helvetica, &quot;Hiragino Sans GB&quot;, &quot;Apple Color Emoji&quot;, &quot;Emoji Symbols Font&quot;, &quot;Segoe UI Symbol&quot;, Arial, sans-serif;\">看更多保险知识干货，欢迎关注简保君公众号。\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2020-11-27 00:16:02",100,0,"guoge@jane7.com","zhanglizi@jane7.com","2020-11-27 00:15:50",12,false,8475,"1038002","保险,惠民保,医疗",[],[],[],[],[33,45,54,62],{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":36,"locationType":37,"sortNumber":38,"articleTitle":39,"introduction":40,"coverImage":41,"likeCount":19,"realSearch":24,"createTime":42,"seoUrl":43,"seoKeywords":44},95,"保险知识","JP2020120916400752702",2,20201209,"去医院看病，怎样才能少花钱？","聊聊医保的报销规则，以及如何让报销的钱更多~","https:\u002F\u002Fimage.jane7.com\u002Fc4903591-5dea-4ca5-896c-fde01c0f582b.jpeg","2020-12-09 16:40:07","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020120916400752702-95.html","社保,医保,医保报销",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":46,"locationType":37,"sortNumber":47,"articleTitle":48,"introduction":49,"coverImage":50,"likeCount":19,"realSearch":24,"createTime":51,"seoUrl":52,"seoKeywords":53},"JP2020061918403878913",20200619,"买完保险后，有哪些注意事项？这1点不能忽视","投保后非常关键的一件事，就是进行保单管理！一起来看看~","https:\u002F\u002Fimage.jane7.com\u002F45eb7c4f-fc09-4aff-81b2-b379c8cd63d4.png","2020-06-19 18:40:38","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918403878913-95.html","保险",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":55,"locationType":37,"sortNumber":38,"articleTitle":56,"introduction":57,"coverImage":58,"likeCount":19,"realSearch":24,"createTime":59,"seoUrl":60,"seoKeywords":61},"JP2020120917120252710","后悔，买了分红型的养老保险，要不要退保？","教你把退保损失降到最低","https:\u002F\u002Fimage.jane7.com\u002Ffa0943b8-35c7-4de9-9cd8-0e7b25cb1ca6.jpeg","2020-12-09 17:12:02","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020120917120252710-95.html","保险,保障,分红,养老保险,退保",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":63,"locationType":37,"sortNumber":47,"articleTitle":64,"introduction":65,"coverImage":66,"likeCount":19,"realSearch":24,"createTime":67,"seoUrl":68,"seoKeywords":53},"JP2020061918353644287","用1000万保单，顶30万彩礼，这能行吗？","这1000万的保障，到底对女方有什么实在的好处？一起来聊聊~","https:\u002F\u002Fimage.jane7.com\u002F07d4fcb3-81ee-42b5-9a58-410c74054eda.png","2020-06-19 18:35:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020061918353644287-95.html"]