[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020102013060122244":3,"related-JP2020102013060122244":32},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"updateBy":20,"createTime":21,"visitCount":22,"isLiked":19,"realSearch":23,"isRead":19,"productId":24,"isCollected":19,"collectCount":10,"vipExclusive":19,"allowComment":7,"style":25,"canCopy":19,"likeCount":26,"duration":19,"playStyle":7,"seoKeywords":27,"articleModuleVoList":28,"extendContentList":29,"noteCount":26,"categoryList":30,"dailyKeywordList":31},10,2738,"1",1,"JP2020102013060122244","1041018",3,"","如何更有效地变有钱？一个好方法","https:\u002F\u002Fimage.jane7.com\u002F24433c80-482d-4a00-a8e6-a8136e4969c9.png","https:\u002F\u002Fimage.jane7.com\u002Fb038cc41-3e47-41d4-892a-89276857809a.png","为了帮你解决大多数的财务问题，我整理了5个方面，也准备了一张参考表格，方便你规划。","\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">经常收到很多这样的提问：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin-top: 0px; margin-bottom: 0px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">月薪6000，怎么投资好？\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">手上有10万，怎么分配？\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">上百万的首付，怎么凑？\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">...\u003Cspan style=\"color: rgb(73, 73, 73); font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255);\">...\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">问题看起来五花八门，但总结一下，其实就1个核心：\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">如何更有效地变有钱？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">为了帮你解决大多数的财务问题，我整理了5个方面，也准备了一张参考表格，方便你规划。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp; &nbsp; &nbsp; &nbsp;\u003C\u002Fspan>\u003Cimg height=\"auto\" width=\"988\" class=\"\" src=\"https:\u002F\u002Fimage.jane7.com\u002F12bf2a96-433f-434e-a35e-f526d1263f46.jpg\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;&nbsp; &nbsp; &nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 218, 169); font-size: 16px;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; text-align: left; box-sizing: border-box !important; overflow-wrap: break-word !important;\">1. 少花一点\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">大多数人存钱，都是从少花一点开始的。基于日常收支，剔除非必要开支，节流就不是难事。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">但省着花这事，也得有个度。一来别影响正常生活，二来也看节省空间大不大、能不能产生实质影响。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">如果目前你的每月支出还比较合理，而且基数不高，能省的空间并不大。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">那么，少花一点显然就不太适合作为主要突破口。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 218, 169);\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; font-size: 16px; text-align: left; box-sizing: border-box !important; overflow-wrap: break-word !important;\">2. 多赚一点\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">相比于节流，开源更适合绝大多数人考虑。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">介绍2个普通人都能实践的小方法：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">一来，大多数朋友都是上班族，每天至少有1\u002F3的精力花在工作上，从这里找突破口最实在，而且效果明显。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">所以，与其寻找赚钱捷径，不如\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">踏踏实实地提升职场竞争力，\u003C\u002Fstrong>早日升职加薪。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">二来就是\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">开拓副业\u003C\u002Fstrong>，寻找自己的兴趣和专长，把它发展成可以创收的能力点。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">别小看前面这两点“笨办法”，\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; text-align: left; font-size: 16px;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">80%的人的第一桶金，都是靠本职工作+储蓄得到的。\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">仔细一算，改进潜力远超你想象。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 218, 169); font-size: 16px;\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; text-align: left; box-sizing: border-box !important; overflow-wrap: break-word !important;\">3. 收益多点\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">再来说说，大家都非常关心的投资。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">很多朋友的「解题思路」是找个高收益的产品。错了！\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cem style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">本金不够多，哪怕收益翻倍，效果也不大；\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cem style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">高收益的产品，背后往往是高风险；\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cem style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">有些用途的钱，就不适合冒高风险。计划着买房的钱，炒股就不合适。\u003C\u002Fspan>\u003C\u002Fem>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">那怎么考虑呢？除了做大本金外，你可以试试做个估算：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cblockquote style=\"margin: 1em 16px; padding: 4px 0px 0px 10px; border-left: 3px solid rgb(219, 219, 219); color: rgba(0, 0, 0, 0.5); font-size: 15px; max-width: 100%; font-family: -apple-system-font, BlinkMacSystemFont, &quot;Helvetica Neue&quot;, &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei UI&quot;, &quot;Microsoft YaHei&quot;, Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 2em; background-color: rgb(255, 255, 255); box-sizing: border-box !important; overflow-wrap: break-word !important;\">\n \u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(136, 136, 136); font-size: 16px; text-align: left;\">-将中短期内要用的钱，投到收益3-4%的中低风险产品中；\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; color: rgb(136, 136, 136); font-size: 16px; text-align: left;\">-长期不用的钱，可考虑更高风险、收益率7%起的产品，比如指数基金中做规划。\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fblockquote>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cbr>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">这里要提醒大家的是，\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">不要想着通过投资实现“暴富”，积累长期有价值的投资能力，比单纯的收益率更有价值。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">当然，经验还是要攒的，但这个突破口的实际效果一般。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">继续看，还有两个\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">「时间换空间」\u003C\u002Fstrong>的方法，容易被忽略。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 218, 169);\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; font-size: 16px; text-align: left; box-sizing: border-box !important; overflow-wrap: break-word !important;\">4. 调整目标\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">打个比方，如果在一年攒下50万的首付，太难。那就不妨把条件放宽，比如3年内凑齐，或者重新根据自己的预算找房，首付变成30万，都会大大提高买房成功率。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">别小看这一点，其实对我们理财的价值，很大。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; background-color: rgb(255, 218, 169);\">\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; font-size: 16px; text-align: left; box-sizing: border-box !important; overflow-wrap: break-word !important;\">5. 聪明借钱\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">当然，靠自己存钱总要慢一些，所以很多人会优先选择向亲朋好友借钱凑首付。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">多说一句，\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">关于借钱这件事，\u003C\u002Fstrong>\u003Cstrong style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important;\">本质不是向别人借，而是向未来的自己借。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">所以，不论向谁借，除了考虑利率，还要综合未来的还款压力，甚至要考虑“人情债”。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">&nbsp;\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">综合这5点的分析，相信你也能找到个人理财的「组合拳」。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"font-size: 11pt;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp style=\"margin: 0pt 16px; padding: 0px; max-width: 100%; clear: both; min-height: 1em; text-align: justify; white-space: normal; font-family: Optima-Regular, PingFangTC-light; letter-spacing: 1px; caret-color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em; box-sizing: border-box !important; overflow-wrap: break-word !important;\">\u003Cspan style=\"margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box !important; overflow-wrap: break-word !important; font-size: 16px; text-align: left;\">如果你还有其他理财问题，欢迎在简七APP社区留言，我们看到都会回复。\u003C\u002Fspan>\u003C\u002Fp>","2020-10-21 09:48:39",100,0,"zhanglizi@jane7.com","2020-10-20 13:06:01",141,false,8209,"1038002",2,"理财",[],[],[],[],[33,44,52,61],{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":36,"locationType":26,"sortNumber":37,"articleTitle":38,"introduction":39,"coverImage":40,"likeCount":7,"realSearch":23,"createTime":41,"seoUrl":42,"seoKeywords":43},94,"财商入门","JP2020101411302777459",20201014,"2个方法，看懂市盈率","作为普通投资者，该怎么看市盈率呢？这里给大家提供2种渠道和方法。","https:\u002F\u002Fimage.jane7.com\u002F9d750823-e89b-4812-a437-485047ab57a0.png","2020-10-14 11:30:27","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020101411302777459-94.html","市盈率,估值",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":45,"locationType":26,"sortNumber":46,"articleTitle":47,"introduction":48,"coverImage":49,"likeCount":19,"realSearch":23,"createTime":50,"seoUrl":51,"seoKeywords":27},"JP2020101614533821999",20201019,"已经赚了15%，基金要不要卖？","大涨之后，到底要不要操作，怎么操作？","https:\u002F\u002Fimage.jane7.com\u002F74e56d33-c652-4654-9cd2-665a6e7a0054.png","2020-10-16 14:53:38","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020101614533821999-94.html",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":53,"locationType":26,"sortNumber":54,"articleTitle":55,"introduction":56,"coverImage":57,"likeCount":7,"realSearch":23,"createTime":58,"seoUrl":59,"seoKeywords":60},"JP2020092810333177099",20200928,"如何进行「财务复盘」？3招搞定","推荐一个非常实用的「财务复盘」的步骤，你可以通过这样3步，实际操作搞定。","https:\u002F\u002Fimage.jane7.com\u002Fc853bf80-d602-4637-abc2-a669e226f293.png","2020-09-28 10:33:31","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020092810333177099-94.html","复盘",{"pageSize":4,"articleWikiId":34,"wikiName":35,"articleCode":62,"locationType":26,"sortNumber":63,"articleTitle":64,"introduction":65,"coverImage":66,"likeCount":67,"realSearch":23,"createTime":68,"seoUrl":69,"seoKeywords":27},"JP2020102310034071360",20201023,"1个思路，轻松打理闲钱","今天我们从1个思路出发，和你分享合理的资产分配思路。","https:\u002F\u002Fimage.jane7.com\u002F897a7fbc-22b9-419f-93df-544c9c269014.png",12,"2020-10-23 10:03:40","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020102310034071360-94.html"]