[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020091415282089211":3,"related-JP2020091415282089211":33},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"createBy":20,"updateBy":21,"createTime":22,"visitCount":23,"isLiked":19,"realSearch":24,"isRead":19,"productId":25,"isCollected":19,"collectCount":26,"vipExclusive":19,"allowComment":7,"style":27,"canCopy":19,"likeCount":7,"duration":19,"playStyle":7,"seoKeywords":28,"articleModuleVoList":29,"extendContentList":30,"noteCount":19,"categoryList":31,"dailyKeywordList":32},10,2646,"1",1,"JP2020091415282089211","1041018",3,"","支付宝上的基金能买吗？怎么判断好不好？","https:\u002F\u002Fimage.jane7.com\u002F5abcb5df-db1a-4b4b-b9a8-194d736957ea.png","https:\u002F\u002Fimage.jane7.com\u002F4ab88a13-df57-4169-a59b-b130cb6b1038.png","支付宝的基金怎么样？如何才能看懂支付宝基金呢？今天我们就来仔细地讲一讲。","\u003Csection>\n \u003Csection>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">首先要告诉你的是，关于“支付宝的基金怎么样？”这个问题是没有答案的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan class=\"ql-author-47168756\" style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">因为\u003C\u002Fspan>\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000;color: #000000;\">支付宝是一家互联网第三方基金代销平台，本身并没有发行基金的资格。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">支付宝就像是一家基金超市，超市本身并不具备基金的“生产”能力，但是它可以把各个厂家生产的基金放在支付宝这个基金超市上来销售。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">那么你可能想问，“生产”基金的公司这么多，光是一家基金公司就上架了很多产品，他们的质量良莠不齐，我怎么样从里面选出好的基金产品呢？买基金的时候我们可以怎么做呢？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cem class=\"ql-author-47168756\" style=\"color: #ff0000;color: #ff0000;\">*风险提示：本文所提及的基金，仅作示例参考，无利益相关。投资有风险，决策需谨慎。\u003C\u002Fem>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000; background-color: #f9eda6;color: #000000;\">第一步：全面认识你买的基金\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">我们先打开支付宝随手找到一只基金，全称叫做“长盛国企改革主题灵活配置混合”，会出现这样的界面。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">从基金名称里，我们就能获取到以下信息：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: #7f7f7f;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">基金公司：\u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">【长盛】是指发行机构是“长盛基金管理有限公司”；\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资方向：【国企改革主题】代表这只基金的投资方向；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资思路：【灵活配置混合】 说明它会根据市场情况改变资产配置比例；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">基金代码：【001239】是它的代码，好比“身份证号”；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">基金类型：【混合型-偏股】说明它是混合型基金并且偏向股票投资；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">风险等级：【中风险】代表它的风险等级。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">        \u003Cimg width=\"628\" height=\"auto\" src=\"https:\u002F\u002Fimage.jane7.com\u002Ff8625557-eba3-47d5-9b10-d946f3c5b9f8.jpg\">\u003C\u002Fspan>\u003Cspan style=\"color: rgb(0, 0, 0); caret-color: red; font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">△图片来源：支付宝APP\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000; background-color: #f9eda6;color: #000000;\"> 第二步：查看历史成绩单\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000;color: #000000;\">“历史业绩”是对基金过往投资业绩的报告，好比一张成绩单。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">当我们打开“成绩单”查看详细情况时才发现，这只基金成立以来其实是亏损的，近三年业绩才慢慢开始转好。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">   \u003C\u002Fspan>\u003Cimg width=\"1080\" height=\"auto\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fcf525103-8660-4b35-b6e6-56ad1b35ee93.jpg\">\u003Cspan style=\"color: rgb(0, 0, 0); caret-color: red; font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">△图片来源：支付宝APP\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan class=\"ql-author-47168756\" style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">重点来了，\u003C\u002Fspan>\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000;color: #000000;\">从表面数据上看，你可能还以为它表现不错呢。那为什么它会出现亏损呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如，这只基金是“国企改革”在它的投资理念和投资策略中可以明确的查看到。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\"> \u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">    \u003C\u002Fspan>\u003Cimg width=\"1080\" height=\"auto\" src=\"https:\u002F\u002Fimage.jane7.com\u002F7233d484-7042-4567-a401-f0b716b2fe02.jpg\">\u003Cspan style=\"caret-color: red; font-size: 14px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">△图片来源：支付宝APP\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">在基金档案中清晰地写着“把握中国国企改革所蕴含的投资机会.....”说明这只基金是想通过跟上国家的一些政策从中看到机会获取回报。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资策略说的是“国企改革”，但实际这只基金却重仓了今年比较火热的板块“消费”、“医药”板块，所以才创造了现在看似还不错的收益。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以这只基金的实际投资动作，有时候可能“名不副实”。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cspan class=\"ql-author-47168756\" style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这也是为什么，\u003C\u002Fspan>\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000;color: #000000;\">在投资前，不要只看表面上透露的信息，更重要的还要看这只基金到底“实际做了什么”。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"color: #000000; background-color: #f9eda6;color: #000000;\">第\u003C\u002Fstrong>\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000; background-color: #f9eda6;color: #000000;\">三步\u003C\u002Fstrong>\u003Cstrong style=\"color: #000000; background-color: #f9eda6;color: #000000;\">：跟“沪深300”比\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-1650050\" style=\"color: #000000;color: #000000;\">“沪深300指数”，囊括了A股沪深两市，规模最大的300只股票；被普遍认为，可以反映市场整体表现。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">拿前面提到的这只基金举例：蓝线是该基金，灰色的线是沪深300指数。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\"> \u003C\u002Fspan>\u003Cspan style=\"font-size: 16px; caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">   \u003C\u002Fspan>\u003Cimg width=\"1102\" height=\"auto\" src=\"https:\u002F\u002Fimage.jane7.com\u002F95026abf-5a95-40cd-8d8a-24083ed281a6.jpg\">\u003Cspan style=\"caret-color: red; color: rgb(127, 127, 127); font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">△图片来源：天天基金网 \u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">从最近3年的表现来看，这只基金有很长一段时间都没有跑赢沪深300。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">因此从收益表现上看，它可能不是一只优秀的基金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000; background-color: #f9eda6;color: #000000;\">第四步：跟“业绩比较标准”比\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong class=\"ql-author-47168756\" style=\"color: #000000;color: #000000;\">无论什么基金，都有一个自己定下的及格线，专业说法叫“业绩比较标准”。大部分基金的目标，就是要跟上或者超过比较标准，这才算“业绩及格”。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">你定期看看，基金有没有跑输及格线，大致就能判断它是不是个差基金了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这个及格线——“业绩比较标准”，会收录在基金的定期报告里。在第三方基金平台，或是基金官网，都能查得到。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以判断支付宝上的基金好不好，能不能买，我们可以在支付宝以及第三方基金平台上展示的这些信息中得到答案。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">投资基金前我们\u003Cstrong>既要知道自己买到了什么，更要知道自己到底赚的是什么钱。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-bottom: 0pt; margin-top: 0pt; font-size: 11pt; color: #494949; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"color: rgb(0, 0, 0); font-size: 16px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果不懂这些盲目投资，很可能是在靠运气赚钱，而再持有两年很有可能就要暗暗哭泣了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2020-09-14 15:28:18",100,0,"张雪桐","zhanglizi@jane7.com","2020-09-14 15:28:20",258,false,7856,6,"1038002","基金",[],[],[],[],[34,46,55,63],{"pageSize":4,"articleWikiId":35,"wikiName":36,"articleCode":37,"locationType":38,"sortNumber":39,"articleTitle":40,"introduction":41,"coverImage":42,"likeCount":7,"realSearch":24,"createTime":43,"seoUrl":44,"seoKeywords":45},93,"基金定投","JP2020102611153671461",2,20201026,"这样买基金，就像白捡了2万块","教你三步开启基金投资","https:\u002F\u002Fimage.jane7.com\u002F667b2d18-4842-48d5-88ec-313383f36c50.png","2020-10-26 11:15:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020102611153671461-93.html","基金,定投",{"pageSize":4,"articleWikiId":35,"wikiName":36,"articleCode":47,"locationType":38,"sortNumber":48,"articleTitle":49,"introduction":50,"coverImage":51,"likeCount":19,"realSearch":24,"createTime":52,"seoUrl":53,"seoKeywords":54},"JP2020070816502237459",20200708,"什么是指数基金？有哪些特点和优势","打个比方：如果说，把单个股票，看作一首首单曲的话，指数就是我们现在，经常能在音乐软件里找到的各类「歌单」。","https:\u002F\u002Fimage.jane7.com\u002Fd73aeced-bb44-4b08-9611-f1aeeff6b675.png","2020-07-08 16:50:22","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020070816502237459-93.html","财商,指数基金,基金",{"pageSize":4,"articleWikiId":35,"wikiName":36,"articleCode":56,"locationType":38,"sortNumber":57,"articleTitle":58,"introduction":59,"coverImage":60,"likeCount":19,"realSearch":24,"createTime":61,"seoUrl":62,"seoKeywords":28},"JP2020092909502246675",20200929,"简单2招，买基金更省钱","基于基金的买入和卖出规则，今天就来聊一下怎么买基金才能更省钱。","https:\u002F\u002Fimage.jane7.com\u002F0a3508fd-afa0-4a7f-a64d-62e57eab2b98.png","2020-09-29 09:50:22","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020092909502246675-93.html",{"pageSize":4,"articleWikiId":35,"wikiName":36,"articleCode":64,"locationType":38,"sortNumber":65,"articleTitle":66,"introduction":67,"coverImage":68,"likeCount":19,"realSearch":24,"createTime":69,"seoUrl":70,"seoKeywords":28},"JP2020091515161489469",20200915,"省到就是赚到，基金怎么买比较省手续费？","很多人刚开始投资基金，往往只关注收益，却忽略基金的交易费用，其实买入卖出都是要花钱的。今天就来讲一讲，如何买基金才能赚得更多？","https:\u002F\u002Fimage.jane7.com\u002Fd441ada8-5a69-4ac6-a7ba-9997ad31e715.png","2020-09-15 15:16:14","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020091515161489469-93.html"]