[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020071417444230323":3,"related-JP2020071417444230323":30},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":12,"description":15,"nonVipDescription":11,"postTime":16,"viewTime":16,"sortNumber":17,"isFree":18,"isShowList":7,"isRecommend":18,"linkType":7,"isOriginal":6,"hasMiniUrl":18,"hasAdvertising":18,"updateBy":19,"createTime":20,"visitCount":21,"isLiked":18,"realSearch":22,"isRead":18,"productId":23,"isCollected":18,"collectCount":10,"vipExclusive":18,"allowComment":7,"style":24,"canCopy":18,"likeCount":18,"duration":18,"playStyle":7,"seoKeywords":25,"articleModuleVoList":26,"extendContentList":27,"noteCount":18,"categoryList":28,"dailyKeywordList":29},10,2503,"1",1,"JP2020071417444230323","1041018",3,"","有没有不会亏的投资？说说这3种理财产品","https:\u002F\u002Fimage.jane7.com\u002F9f680140-f8aa-46ca-9837-0ee3a5b0f2c0.png","https:\u002F\u002Fimage.jane7.com\u002F60a4de8d-f223-4c81-9457-b4d8b4074e2b.png","\u003Csection>\n \u003Csection>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最近的A股放慢了脚步，不少股票也有所回落。\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">其实，前几天全国社保基金减持的消息一出，就有不少人忧心：“国家队”是不是不看好股市了？这么大体量的社保基金，会不会对股市造成大的冲击？\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">我倒觉得大可不必焦心。毕竟操盘这么大的基金，再加上“社保”这样稳健的风格，最近涨得好，卖一部分落袋为安，很合理。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">再看看细节，这次社保基金卖出比较多的中国人保，最早可是9年前就入股了的。这长期持有的思路，倒是更耐人寻味。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最近不管涨跌，不少朋友都感觉慌。反过来想，\u003Cstrong>社保基金这不就是用“涨跌都舒服”的姿势投资吗？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">做好资产配置，买对稳健投资，也能帮助你在A股中更好地乘风破浪。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">说到这个，来聊个涨跌“反面”的问题——\u003Cstrong>有没有什么投资品是不会亏的？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这个问题，今年以来问的朋友也特别多。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">现在市场上明确保本的产品越来越少了，盘点了一下，\u003Cstrong>有3类还比较容易买到。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 20px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>01\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">先来说说大家熟悉的\u003Cstrong>银行存款。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">银行存款，几乎是绝大多数人脑海“最安全理财”的代名词。不过缺点是，利息也比较低。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">不过这两年，互联网上出现了一批创新型银行存款，利率有了明显提高。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"ssr-reuse\" id=\"ssr-reuse-iefDRjLt5N\" src=\"https:\u002F\u002Fimage.jane7.com\u002F41e47962-2f70-4da3-8eab-95ad796f53da.jpg\">\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">不过，有些朋友看到这个背后的银行，通常名不见经传，还会担心这些银行会不会倒闭。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这里给你科普一下，\u003Cstrong>银行存款的安全性，有存款保险条例“兜底”。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">条例中清楚地写明，只要在单家银行存款本息不超50万元，会全额偿付。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">按规定，哪怕倒闭，存款保险基金，会在银行发布公告后的\u003Cstrong>7个工作日内，把50万范围内的本息和，付给我们。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">当然，如果一些土豪朋友钱特别多，可以考虑多家银行分着存。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 20px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>02\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">再来说说券商（证券公司）发行的\u003Cstrong>保本型收益凭证\u003C\u002Fstrong>。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">简单来说，收益凭证就是证券公司向我们借钱，然后约定期限还本付息。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">收益凭证按照收益类型，可以分为三类：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>保本固定收益型、保本浮动收益型和非保本浮动收益型。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg class=\"ssr-reuse\" id=\"ssr-reuse-zZEd1zuwCC\" src=\"https:\u002F\u002Fimage.jane7.com\u002F382f0f29-402d-4454-a7bf-d04d2c2df667.jpg\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 14px; color: rgb(127, 127, 127); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">图片来源：华泰证券涨乐财富通，平台、产品仅做示例\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">“保本型”的收益凭证，也是现在少有的可以明确注明保本的合规理财产品了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">而“三大金融核心”之一的证券公司，也是受国家严格监管的金融公司，成立要求非常高，而收益凭证的发行也是有监管要求的，所以借钱后不还，违约的可能性是极低的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">不过投资收益凭证，有个缺点，就是\u003Cstrong>一般有至少5万元的起投门槛\u003C\u002Fstrong>，更适合比较大额的资金。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">另外，虽然保本型的收益凭证通常收益不高，但不少券商会用它来做新手福利——设置一些高年化收益率的产品，\u003Cstrong>不少预期年化利率可以超过6%\u003C\u002Fstrong>，目前市场环境下还是非常有吸引力的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">对资金比较多的朋友，可以考虑。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong style=\"caret-color: red;\">03\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最后说一类比较特别的产品，\u003Cstrong>年金险。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">保险公司的年金险，由于在销售时，就把未来你可以什么时候、拿到具体多少钱，白纸黑字写在了合同中，所以本质上你的现金流是完全可以确定的、保险公司无法反悔的。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以，这类产品本质上不仅是保本的，\u003Cstrong>而且收益率本质上也是确定的。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">另外，年金险和其他几类产品不太一样，它往往锁定的是，\u003Cstrong>未来很长一段时间的现金流\u003C\u002Fstrong>。如果你没有信心持有年金险10年以上，这类产品并不适合你。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">不过，换个角度，目前能够锁定这么长时间利率的理财产品，几乎也只有年金险了。\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp>\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>04\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">虽然今天和你聊的是“不会亏”的话题，但最后还是希望和你一起，站在整体的角度看看我们的投资：\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>极度的保守和极度的激进，本质上都是很危险的。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一方面，完全不想亏，也代表着你的长期收益率会比较低，资产缩水的风险反而大了；\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">另外，风险并不是坏事，风险的波动是双向的——\u003Cstrong>也会带来更多的机会。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n  \u003Cp style=\"text-align:justify; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">总之，投资这件事没有“一招鲜”的答案，希望你有更多武器库：既能握住稳健的“压舱石”，又能舞起锋利的“冲锋枪”。\u003C\u002Fspan>\u003C\u002Fp>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2020-07-14 17:44:38",100,0,"zhanglizi@jane7.com","2020-07-14 17:44:42",108,false,7284,"1038002","牛市,保本投资,保本理财",[],[],[],[],[31,43,52,60],{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":34,"locationType":35,"sortNumber":36,"articleTitle":37,"introduction":38,"coverImage":39,"likeCount":18,"realSearch":22,"createTime":40,"seoUrl":41,"seoKeywords":42},94,"财商入门","JP2020101614533821999",2,20201019,"已经赚了15%，基金要不要卖？","大涨之后，到底要不要操作，怎么操作？","https:\u002F\u002Fimage.jane7.com\u002F74e56d33-c652-4654-9cd2-665a6e7a0054.png","2020-10-16 14:53:38","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020101614533821999-94.html","理财",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":44,"locationType":35,"sortNumber":45,"articleTitle":46,"introduction":47,"coverImage":48,"likeCount":18,"realSearch":22,"createTime":49,"seoUrl":50,"seoKeywords":51},"JP2020052011170568133",20200520,"让工资帮你赚钱的几个小建议","想改善自己的财务状况，就从发工资的那天开始分配好每一笔钱。","https:\u002F\u002Fimage.jane7.com\u002Fe6d57026-988a-460f-8cf5-cde00bbd24fe.png","2020-05-20 11:17:05","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052011170568133-94.html","理财,工资,消费观",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":53,"locationType":35,"sortNumber":54,"articleTitle":55,"introduction":56,"coverImage":57,"likeCount":35,"realSearch":22,"createTime":58,"seoUrl":59,"seoKeywords":42},"JP2020102013060122244",20201021,"如何更有效地变有钱？一个好方法","为了帮你解决大多数的财务问题，我整理了5个方面，也准备了一张参考表格，方便你规划。","https:\u002F\u002Fimage.jane7.com\u002F24433c80-482d-4a00-a8e6-a8136e4969c9.png","2020-10-20 13:06:01","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020102013060122244-94.html",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":61,"locationType":35,"sortNumber":62,"articleTitle":63,"introduction":64,"coverImage":65,"likeCount":7,"realSearch":22,"createTime":66,"seoUrl":67,"seoKeywords":68},"JP2020101518143320076",20201016,"如何查询一只指数的估值？手把手教你","以沪深300指数为例，教你如何利用理杏仁网站，查询一只指数的估值。","https:\u002F\u002Fimage.jane7.com\u002Fa4f32ef4-4e14-48ea-9cdd-22667f92d2d0.png","2020-10-15 18:14:33","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020101518143320076-94.html","理财,市盈率"]