[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020052414030861552":3,"related-JP2020052414030861552":35},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":18,"sortNumber":19,"isFree":20,"isShowList":7,"isRecommend":20,"linkType":7,"isOriginal":6,"hasMiniUrl":20,"hasAdvertising":20,"updateBy":21,"createTime":22,"visitCount":23,"isLiked":20,"realSearch":24,"isRead":20,"productId":25,"isCollected":20,"collectCount":26,"vipExclusive":20,"allowComment":7,"style":27,"canCopy":20,"likeCount":28,"duration":20,"playStyle":7,"seoKeywords":29,"articleModuleVoList":30,"extendContentList":31,"noteCount":32,"categoryList":33,"dailyKeywordList":34},10,2367,"1",1,"JP2020052414030861552","1041018",3,"","场内基金VS场外基金，选哪种好？","https:\u002F\u002Fimage.jane7.com\u002F8c984936-217f-4ca5-b67f-e180b85c9ae2.png","https:\u002F\u002Fimage.jane7.com\u002F7e20dab7-9da7-4a90-afb8-8df540aa8420.png","场内VS场外基金怎么选","\u003Csection>\n \u003Csection>\n  \u003Csection>\n   \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: #000000;\">\u003Cstrong style=\"caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">先强调一个重要前提：谈它们的优劣势，一定要基于你的个人情况，比如你的资金量、投资经验和操作习惯等。\u003C\u002Fstrong>\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>\n   \u003Cp style=\"line-height: 1.75em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n   \u003Csection>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">举个例子：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">A先生，刚大学毕业准备拿每月工资中的500元出来做基金定投，考虑到自己的投资经验不足，资金量较小等因素，他选择了场外投资。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">B先生，年入30万，目前可投资资产有80万，自己也在股市摸爬滚打有5年了，考虑到不愿管理太多的投资账户，他选择直接在自己的证券账户进行操作交易，也就是我们所说的场内交易。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以，要根据自己的需求来选择合适的投资渠道。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">01 场内交易和场外交易有什么区别\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">对于很多投资小白来说可能还不太理解什么是场，场通常就是指交易所。比如对咱们国内的基金来说，这个“场”一般特指上海证券交易所和深圳证券交易所，就是俗称的深市和沪市。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>场外交易和场内交易分别是什么意思？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>场外基金\u003C\u002Fstrong>，简单来说是\u003Cstrong>一手市场买基金\u003C\u002Fstrong>——直接从基金公司手里买。基金公司发行基金后，我们可以向基金公司买入（申购）\u002F卖出（赎回）。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>场内基金\u003C\u002Fstrong>，绝大多数情况是从其他的投资人手上，买TA转手的基金，这样类似于于从\u003Cstrong>二手市场买卖基金\u003C\u002Fstrong>。这个买卖要在证券交易所进行，所以又叫做场内基金。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">画张简单的图，你会更容易理解。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:center; margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cimg class=\"rich_pages\" src=\"https:\u002F\u002Fimage.jane7.com\u002Fad474f10-948e-436c-82ef-01bd58fb747d.jpg\" alt=\"图片\">\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">理解了场外交易和场内交易，我们\u003Cstrong>从交易机制、买卖价格、购买途径、交易费用、可购买基金范围和投资门槛6个方面来看一下他们的区别。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>1. 交易机制\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，通过基金公司完成购买，第三方平台上的基金产品背后也是基金公司。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，与其他投资人直接购买基金份额。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>2. 买卖价格\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，交易日结束后计算出的基金净值，比如1份基金的价格是1元，你买100元就是买了100份。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，投资者互相买卖形成的价格，除了以基金本身的价值（净值）为基础，还取决于买卖双方的需求。比如有的基金场内交易火爆，买的人多，成交价可能比净值高（溢价）；反之可能会比净值低（折价）。具体价格要以成交价格为准。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: #000000;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">3. 购买途径\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，证券交易所，也就是通过证券账户进行操作。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，基金公司，银行，第三方基金代销平台，我们经常用的支付宝就是第三方基金平台。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: #000000;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">4. 交易费用的差别\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，一般混合基金、股票基金会比较高，一般在1.2%-1.5%左右，不过平台也会有一些打折活动，甚至是打1折。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如交银海外互联网这只指数基金，它的交易费用打折后是0.12%。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F812725bc-e8f0-4558-8dba-34a42c7af2a1.jpg\" class=\"origin_image zh-lightbox-thumb lazy\" width=\"804\">\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，与券商的交易佣金相关，不同券商的佣金可能不同，目前一般在万分之3左右。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: #000000;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">虽然有差别，但如果资金量不大，差距并不大。如果你准备1000元投资基金，那么场外交易费用可能是\u003C\u002Fspan>\u003Cspan style=\"caret-color: red; font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">1000✖0.12%=1.2元；场内的交易费用0.3元左右，这个差别不算特别大。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>5. 可购买基金的范围\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，市面上的绝大多数基金均可以购买。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，只能购买特定种类的基金.\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>6. 投资门槛\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场外交易，一般10~1000元都可以，甚至还有1元起投的。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易，每笔交易最少100份。因为不同基金的价格不同，如果这只基金每份10元，就是最少需要1000元。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">了解了基金的区别，对于我们投资者来说，我们更关注的是能不能买和买哪个更适合我。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以\u003Cstrong>在不同的情况下，对场内交易和场外交易优劣势的看法会不同。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>1）能不能买\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">首先我们要看在哪里能买到，有些只在场外可以申赎，或者有些基金场外暂停交易了，但场内还能买卖。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">其次，场内或场外进行交易的起点是我们必须要考虑的因素。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如你准备拿100元做投资尝试，大部分场外基金是可以100元投资的，但是场内起购是100份，100元很可能够不到起购的门槛。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>2）哪买更适合你\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果都能买，怎么选呢？可以想想这3点：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>看交易成本：\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易费用较低于场外的交易费用，但金额小的话，绝对差别并不大。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>看操作省心程度：\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内是实时波动的，想要控制自己的买卖价格需要实时盯盘，场外选择好自己买入卖出的交易日即可。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">且场外部分平台支持设置自动定投，定投日自动扣款，省心有省时。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>看你的投资侧重：\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果你投资能力强，比较看重买入卖出的价格，想要获取更高的收益，场内是一个不错的选择。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">否则大多数只想跟着基金本身增值的，场外投资更适合你。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>所以，强调两者的优势或劣势没有很强的必要性，找到适合自己的渠道才是正解。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>这里想提醒一下，选择场内交易的朋友2个风险！\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>1）场内交易可能存在溢价。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">举个例子：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">在2020年2月14日，纳指100ETF（\u003Cem>代码：513100）\u003C\u002Fem>在场外参考净值为3.4752，但是场外暂时不能申购了；而场内还能交易，想买的人多，就把场内价格炒起来了，交易价格高达4.01元，比净值高出了约15%。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">这就好比，本来价值100块钱的东西，因为一手市场（场外）暂时停售，想买的人又多，二手市场（场内）就抢购了，涨到了115块；\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">但问题是，一手市场未来还会开门，东西还是那个东西，未来还会用100元出售。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以，投资风险就来了：未来，场外的基金重新开放申购，场内的交易价格肯定要回落的，\u003Cstrong>你很可能会白白损失这部分溢价。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以，在当前场内外价格差异这么大的情况下，不建议通过场内买入。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果要做场内交易，千万别忘了把场外和场内的净值做一个对比，帮助自己做投资决策。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>2）场内交易不活跃，可能会出现无法卖出的情况。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">前面提道的场内交易机制，是把你的基金卖给其他投资者，也就是要有别人“接盘”。有的场内基金交易不活跃，没啥接盘者，也要小心。\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cstrong style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">总结一下：\u003C\u002Fstrong>\u003Cstrong style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">场内交易或场外交易的优劣势与投资者的资金量、投资经验和投资习惯息息相关，我们要根据自己的需求，选择合适的渠道。\u003C\u002Fstrong>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">我也把两者的区别整理了一张表，方便你查看选择：\u003C\u002Fspan>\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cimg src=\"https:\u002F\u002Fimage.jane7.com\u002F2504aeca-d614-4bc1-941a-42fc065d6e30.jpg\" class=\"origin_image zh-lightbox-thumb lazy\" width=\"735\">\u003C\u002Fp>\n    \u003Cp style=\"margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n    \u003Cp style=\"text-align:justify;margin-left: 16px; margin-right: 16px; line-height: 2em;\">\u003Cspan style=\"font-size: 16px; color: rgb(0, 0, 0); font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">所以，对于大部分非专业投资者来说，场外版本更适合哦。\u003C\u002Fspan>\u003C\u002Fp>\n   \u003C\u002Fsection>\n  \u003C\u002Fsection>\n \u003C\u002Fsection>\n\u003C\u002Fsection>","2021-10-25 10:25:00","2020-05-24 14:03:11",100,0,"zhanglizi@jane7.com","2020-05-24 14:03:08",909,false,6808,51,"1038002",24,"基金",[],[],7,[],[],[36,49,57,66],{"pageSize":4,"articleWikiId":37,"wikiName":38,"articleCode":39,"locationType":40,"sortNumber":41,"articleTitle":42,"introduction":43,"coverImage":44,"likeCount":45,"realSearch":24,"createTime":46,"seoUrl":47,"seoKeywords":48},93,"基金定投","JP2020060320272949535",2,20200603,"定投的基金涨\u002F跌了，要不要继续？","不管是涨还是跌，大家都挺纠结的，关于要不要停止定投，或者追加定投的问题，我的答案其实很简单，按原计划进行。","https:\u002F\u002Fimage.jane7.com\u002F5d97d806-c4c9-465c-8a99-9fc2b7703607.png",5,"2020-06-03 20:27:29","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020060320272949535-93.html","基金,指数基金",{"pageSize":4,"articleWikiId":37,"wikiName":38,"articleCode":50,"locationType":40,"sortNumber":51,"articleTitle":52,"introduction":53,"coverImage":54,"likeCount":45,"realSearch":24,"createTime":55,"seoUrl":56,"seoKeywords":29},"JP2021091913152294284",20210919,"一张图搞懂，基金怎么卖｜干货收藏","今天，就来给你分享3个思考步骤，帮你清清爽爽搞定「卖出」这点事~","https:\u002F\u002Fimage.jane7.com\u002F263da398-8f45-4ca3-9ab9-1e9de7efcf80.png","2021-09-19 13:15:22","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2021091913152294284-93.html",{"pageSize":4,"articleWikiId":37,"wikiName":38,"articleCode":58,"locationType":40,"sortNumber":59,"articleTitle":60,"introduction":61,"coverImage":62,"likeCount":20,"realSearch":24,"createTime":63,"seoUrl":64,"seoKeywords":65},"JP2020072410072665311",20200724,"小白买基金，怎样才能多赚一点？","小白对于买基金，其实问题还挺多的，今天就大家最爱问的3个问题，来聊一聊","https:\u002F\u002Fimage.jane7.com\u002F0fec0cb0-28c1-4c19-bfa8-e5ca1c66e103.png","2020-07-24 10:07:26","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020072410072665311-93.html","指数基金,基金,财商",{"pageSize":4,"articleWikiId":37,"wikiName":38,"articleCode":67,"locationType":40,"sortNumber":68,"articleTitle":69,"introduction":70,"coverImage":71,"likeCount":7,"realSearch":24,"createTime":72,"seoUrl":73,"seoKeywords":74},"JP2020051819422668081",20200518,"消费行业的指数基金那么多，选哪一支比较好？","在挑选消费基金的时候，我们不妨用龙头策略来做考虑。","https:\u002F\u002Fimage.jane7.com\u002F7cd8f7bf-4523-4002-9101-e7710aaa0304.png","2020-05-18 19:42:26","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020051819422668081-93.html","指数基金,基金"]