[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020051416460814552":3,"related-JP2020051416460814552":30},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":12,"description":15,"nonVipDescription":11,"postTime":16,"viewTime":16,"sortNumber":17,"isFree":18,"isShowList":7,"isRecommend":18,"linkType":7,"isOriginal":6,"hasMiniUrl":18,"hasAdvertising":18,"updateBy":19,"createTime":16,"visitCount":20,"isLiked":18,"realSearch":21,"isRead":18,"productId":22,"isCollected":18,"collectCount":23,"vipExclusive":18,"allowComment":7,"style":24,"canCopy":18,"likeCount":7,"duration":18,"playStyle":7,"seoKeywords":25,"articleModuleVoList":26,"extendContentList":27,"noteCount":18,"categoryList":28,"dailyKeywordList":29},10,2320,"1",1,"JP2020051416460814552","1041018",3,"","基金分红是什么意思？是基金公司发红包吗？","https:\u002F\u002Fimage.jane7.com\u002Fa51c0876-012c-4c82-966e-e6aa72ceaeef.png","https:\u002F\u002Fimage.jane7.com\u002Fe4060c89-0df7-4725-aecf-319dd4235ac3.png","\u003Csection>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">买过基金的朋友，应该碰到过基金分红的情况。前几天就有用户留言提问说：“我买的基金宣布要分红了，这笔分红是我额外的收益吗？我该如何打理这部分钱呢？”\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp>\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>基金分红是什么？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">首先帮大家破除一个认知误区——基金分红不是基金公司发红包。基金分红，更像是重新分配你的蛋糕的过程。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果说，在分红之前，你拥有的是完整的一块蛋糕，那么基金分红，就是在你的这块蛋糕上，切下一块，所以基金净值会相应减少。少的这部分，又会会重新发放给你。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">\u003Cstrong>本质上，你既不赚钱、也不亏钱。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">  \u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">听到这，估计你会好奇：这样的分红，不是多此一举吗？为什么基金要分红呢？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">具体的原因，可能有很多：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">比如，按合同规定，达到一定盈利，就要落袋为安，给投资者回馈；\u003Cspan style=\"caret-color: red; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">又或是基金在实际运作过程中，收到了股票分红，长期累积下来会导致基金比指数赚得更多。为了能尽可能让基金表现贴近指数，有的基金会选择进行分红、减少一部分跟踪误差。\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">举个例子来说：“嘉实中证500ETF”基金，就在合同中规定，如果基金增长率超过标的指数1%，就可以考虑分红。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">那对我们来说，\u003Cstrong>如果遇到基金分红，可以怎么操作呢？\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一般来说，基金分红有两种形式：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一种是现金分红：就是把分红现金直接发给你。优势在于不用交赎回费就可以分到现金，落袋为安。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">另一种是红利再投资，简单来说，就是把分红现金再帮你买了同一只基金。无需额外交申购费，分红前分红后，你的总资产都不会产生额外变化。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">通常来说：\u003Cstrong>如果你想长期持有，或者是一直在定投基金，选红利再投资就比较划算；而如果你对市场接下来的发展不看好或者本身就想赎回一部分基金，也可以选择现金分红。\u003C\u002Fstrong>\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">最后总结一下：\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">基金分红本质上是对基金盈利的再分配，并不是基金公司给你发红包。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">一般来说：如果你想长期、继续持有选“红利再投资”；如果你想落袋为安一部分资金，也可以选“现金分红”。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">如果你还有其他问题，欢迎留言与我交流。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;line-height: 2em; margin-left: 16px; margin-right: 16px;\">\u003Cspan style=\"font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Apple Color Emoji", "Emoji Symbols Font", "Segoe UI Symbol", Arial, sans-serif;\">关注公众号【简七读财】，看更多科普和理财知识干货。\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fsection>","2020-05-14 16:46:08",100,0,"zhanglizi@jane7.com",42,false,6721,2,"1038002","基金,基金分红",[],[],[],[],[31,42,51,60],{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":34,"locationType":23,"sortNumber":35,"articleTitle":36,"introduction":37,"coverImage":38,"likeCount":18,"realSearch":21,"createTime":39,"seoUrl":40,"seoKeywords":41},93,"基金定投","JP2020062218454179042",20200622,"买了指数基金后，什么时候卖才能赚到钱？","经常有朋友，说不知道基金什么时候该买，什么时候该卖；其实这些问题，用估值投资法，都能很好的解决。一起来学习下吧~","https:\u002F\u002Fimage.jane7.com\u002Fae1bb73c-14d3-4800-bd40-197f8948c7be.png","2020-06-22 18:45:41","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020062218454179042-93.html","指数基金",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":43,"locationType":23,"sortNumber":44,"articleTitle":45,"introduction":46,"coverImage":47,"likeCount":23,"realSearch":21,"createTime":48,"seoUrl":49,"seoKeywords":50},"JP2020052521375167474",20200525,"基金种类这么多，到底该怎么挑呢？","今天就跟大家，分享一款好用的挑选工具","https:\u002F\u002Fimage.jane7.com\u002Fbba152ed-23ec-4e7b-ac36-d028f2cc7a3e.png","2020-05-25 21:37:51","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052521375167474-93.html","基金,低风险投资",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":52,"locationType":23,"sortNumber":53,"articleTitle":54,"introduction":55,"coverImage":56,"likeCount":18,"realSearch":21,"createTime":57,"seoUrl":58,"seoKeywords":59},"JP2020081019162059847",20200810,"发现大涨的基金，跟着基金经理买股票，能赚更多吗？","跟着高手“抄作业”，听上去似乎很有道理，那这个方法真的行得通吗？今天就来看一看~","https:\u002F\u002Fimage.jane7.com\u002Fe2470c15-3dcd-473e-bd9b-7df0e85bc631.png","2020-08-10 19:16:20","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020081019162059847-93.html","基金,指数基金",{"pageSize":4,"articleWikiId":32,"wikiName":33,"articleCode":61,"locationType":23,"sortNumber":62,"articleTitle":63,"introduction":64,"coverImage":65,"likeCount":66,"realSearch":21,"createTime":67,"seoUrl":68,"seoKeywords":69},"JP2021091913152294284",20210919,"一张图搞懂，基金怎么卖｜干货收藏","今天，就来给你分享3个思考步骤，帮你清清爽爽搞定「卖出」这点事~","https:\u002F\u002Fimage.jane7.com\u002F263da398-8f45-4ca3-9ab9-1e9de7efcf80.png",5,"2021-09-19 13:15:22","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2021091913152294284-93.html","基金"]