[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"detail-JP2020051318123767868":3,"related-JP2020051318123767868":31},{"pageSize":4,"id":5,"productLine":6,"status":7,"articleCode":8,"articleType":9,"showStyle":7,"mediaType":10,"fileInputUrl":11,"articleTitle":12,"coverImage":13,"listImage":14,"introduction":15,"description":16,"nonVipDescription":11,"postTime":17,"viewTime":17,"sortNumber":18,"isFree":19,"isShowList":7,"isRecommend":19,"linkType":7,"isOriginal":6,"hasMiniUrl":19,"hasAdvertising":19,"updateBy":20,"createTime":21,"visitCount":22,"isLiked":19,"realSearch":23,"isRead":19,"productId":24,"isCollected":19,"collectCount":19,"vipExclusive":19,"allowComment":7,"style":25,"canCopy":19,"likeCount":19,"duration":19,"playStyle":7,"seoKeywords":26,"articleModuleVoList":27,"extendContentList":28,"noteCount":19,"categoryList":29,"dailyKeywordList":30},10,2313,"1",1,"JP2020051318123767868","1041018",3,"","基金定投可以分散投资风险，买股票也可以定投吗？","https:\u002F\u002Fimage.jane7.com\u002Fce595895-02ff-438e-89b4-75f0d999d792.png","https:\u002F\u002Fimage.jane7.com\u002F7008089f-59ca-4f2c-ac42-807c2e29f6e1.png","基金可以通过定投来摊平投资成本，降低投资风险，那股票是不是也可以定投？","\u003Csection>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">前几天，有位用户提问说：基金可以通过定投来摊平投资成本，降低投资风险，那股票是不是也可以定投？今天就来和你仔细聊聊。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;\">股票也能定投吗？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;\">在给出答案前，我们先要搞明白定投是什么、以及定投的目的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">简单来说，定投只是一种分批买入的投资方式。比如说，小七每月工资日拿500元去购买某只基金，坚持了3年，这就是他的一个基金定投计划。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">定投的核心，就是分批、买入。你也知道，股市上下起伏波动很大，风险也很高；我们一次性买入的话，万一运气不好买在了最高点，可能就得等好几年，才能回本了。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">如果用定投的方式买入，可以摊平建仓成本。我们定投基金，在遇到下跌时，也不用担心害怕，坚持长期投资，赚企业价值的钱，就是比较稳妥的投资方式。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cstrong>\u003Cspan style=\"font-size: 16px;\">那股票投资能用这个好方法吗？\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cspan style=\"font-size: 16px;\">答案是不适用，主要是因为个股走势差异很大。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">给你举个例子，如果你买到像“乐视网”这样的股票，基本面很差，股价长期下跌，无论你怎么定投，都不可能赚到钱；\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">我想你可能会问，如果一直上涨的股票，是不是就适合定投了呢？\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">答案也是否定的。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">举个例子，如果你买到“贵州茅台”这样的，基本面很好，股价也一直在上涨；虽然定投可以赚钱，但你后期的买入成本就会越来越高，反而还不如你一次性买入，成本相对更低，也赚得更多。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">所以，我们在投资股票时，很少会使用定投的方式去买入，而是根据每只股票的基本面和估值情况，灵活地决定买入金额。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">通常来说，在个股估值较低的时候，根据你自己的资金量，买入一定比例的仓位；如果出现市场情绪恐慌，股价大跌，先去确认一下公司的基本面有无变化，如果没发生变化，那么就继续持有，或者在低位逐步加仓。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">好了，说到这里，相信你也明白了，股票并不适合定投。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">如果你还有其他问题，也欢迎留言交流。\u003C\u002Fspan>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cbr>\u003C\u002Fp>\n \u003Cp style=\"text-align:justify;margin: 0pt 16px; font-size: 11pt; color: rgb(73, 73, 73); line-height: 2em;\">\u003Cspan style=\"font-size: 16px;\">欢迎关注公众号“简七读财（jane7ducai）”，看更多科普和理财知识干货。\u003C\u002Fspan>\u003C\u002Fp>\n\u003C\u002Fsection>","2020-05-13 18:12:39",100,0,"zhanglizi@jane7.com","2020-05-13 18:12:37",48,false,6710,"1038002","股票,A股,定投",[],[],[],[],[32,44,53,62],{"pageSize":4,"articleWikiId":33,"wikiName":34,"articleCode":35,"locationType":36,"sortNumber":37,"articleTitle":38,"introduction":39,"coverImage":40,"likeCount":19,"realSearch":23,"createTime":41,"seoUrl":42,"seoKeywords":43},96,"股票投资","JP2020070713263678092",2,20200707,"聊聊我所经历的2次牛市","说实话，看到热热闹闹的讨论，我的心情挺复杂的。","https:\u002F\u002Fimage.jane7.com\u002Fa8c844c6-0c60-4fad-8b0b-4f288be77497.png","2020-07-07 13:26:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020070713263678092-96.html","A股,股票",{"pageSize":4,"articleWikiId":33,"wikiName":34,"articleCode":45,"locationType":36,"sortNumber":46,"articleTitle":47,"introduction":48,"coverImage":49,"likeCount":7,"realSearch":23,"createTime":50,"seoUrl":51,"seoKeywords":52},"JP2020052722183667418",20200527,"为什么美团亏掉了17亿，股价反而大涨呢？","从基本面来看，美团的成长潜力确实值得期待，那么，我们可以买它的股票吗？一起来看看~","https:\u002F\u002Fimage.jane7.com\u002F3dbdd5bb-b689-4b38-95a0-4a20320a7c93.png","2020-05-27 22:18:36","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020052722183667418-96.html","股票,A股",{"pageSize":4,"articleWikiId":33,"wikiName":34,"articleCode":54,"locationType":36,"sortNumber":55,"articleTitle":56,"introduction":57,"coverImage":58,"likeCount":19,"realSearch":23,"createTime":59,"seoUrl":60,"seoKeywords":61},"JP2020070918063923101",20200709,"大涨了！到底该不该卖出？5个关键与3点提示","涨了这么多，到底要不要卖？怎么卖？","https:\u002F\u002Fimage.jane7.com\u002F2f8ed97f-e41e-4780-8121-c50217f45bac.png","2020-07-09 18:06:39","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020070918063923101-96.html","牛市,大涨",{"pageSize":4,"articleWikiId":33,"wikiName":34,"articleCode":63,"locationType":36,"sortNumber":64,"articleTitle":65,"introduction":66,"coverImage":67,"likeCount":68,"realSearch":23,"createTime":69,"seoUrl":70,"seoKeywords":43},"JP2020073111110482167",20200731,"2个指标，找到高分红的股票","巴菲特有一句名言“买股票就是买公司”，我们买入股票，就等于拥有了这家公司的一部分。但是上市公司这么多，如何缩小公司的选择范围，选到对的股票呢？","https:\u002F\u002Fimage.jane7.com\u002Fe4a5f2ed-f028-45a0-b2be-74df1aa3f3e5.png",4,"2020-07-31 11:11:04","https:\u002F\u002Fwww.jane7.com\u002Farticle-financing-JP2020073111110482167-96.html"]